ufunclub-logoPutting together an accurate picture uFun Club opportunity presents somewhat of a challenge.

The company operates a website at the domain “ufunclub.com”, but you’d be hard-pressed figuring out there’s an attached MLM business opportunity.

In addition to hiding the business opportunity, there’s no information on the website indicating who owns or runs the business.

The uFun Club website domain itself was registered on the 7th of December 2012, however the domain registration is set to private.

The only thing to be gleaned from the uFun Club website is that purportedly, the company is being run out of Asia. To that end a number of Asian office addresses are listed on the company’s website.

Credited as the “inventor of the system” uFun Club uses is a man referred to as “Mr. Huang”:


Huang is supposedly based out of Singapore and is referred to by uFun Club affiliates as “a Chinese mathematician”.

Where Huang’s name is mentioned in connection to uFun Club, the usual fluff about “spending years to develop” the uFun Club system follows.

There is little to no information out there as to Huang’s experience in the MLM industry. Hell, I had trouble even with the basics, such as Huang’s first name.

This is likely by design. Also unavailable is information regarding whether Huang is directly involved in uFun Club and to what extent.

Another face that consistently popped up in uFun Club promotion was that of Athiwat Soonpan:



Soonpan is credited as a Thai defense force advisor and, as above, regularly appears in military garb for uFun Club photo ops.

His MLM history or how he came to be the International President of uFun Club? No idea.

Soonpan struck me as little more than a posterboy for the company, someone to dress up and be the face of the uFun Club.

As one uFun Club affiliate claimed in a marketing video, Soonpan lending his name to uFun Club ‘establishes instant credibility here in the east‘.

Working in their favor when it comes to marketing uFun Club, is that English-speaking people aren’t really going to be 100% sure what they’re looking at.

I saw a mountain of claims made in uFun Club presentations I watched. Photos and screenshots of articles purportedly backing up the claims would pop up on the screen for a few seconds, however at no point were hard facts presented.

Definitely be wary of most of the claims made surrounding the promotion of uFun Club. If you set out to do your own research, here’s just one example of the suspect claims you can expect to find:

Talks and Agreements are also being held between the Chinese Governrment (sic) and UFUN Management to Officially Upgrade Utokens as China’s Recognized Digital Currency​.

If you can’t even get a straight story regarding the company’s founder, believing anything else at face-value is too much of an ask.

With all of that in mind, read on for a full review of the uFun Club MLM business opportunity.

The uFun Club Product Line

utoken-logoNot so much a product as vehicle to solicit investments from affiliates, uFun Club claim to operate the uToken digital currency.

Affiliates are able to invest in uToken, exclusively through uFun Club.

uFun Club maintain control over the perceived value of uToken, which can only be exchanged through an exchange they themselves operate.

The uFun Club Compensation Plan

The uFunClub compensation plan revolves around affiliate investing in the company and recruiting others who do the same.

Five uFun Club investment packages are available:

  • 1 Star – $575
  • 2 Star – $1150
  • 3 Star – $5750
  • 4 Star – $11,500
  • 5 Star – $57,500

Each investment package comes with a series of uPoints, which can be used to purchase uTokens from uFun Club.

  • 1 Star – 400 uPoints
  • 2 Star – 850 uPoints
  • 3 Star – 4500 uPoints
  • 4 Star – 9500 uPoints
  • 5 Star – 50,000 uPoints

Note that 30% of all commissions paid out by uFun Club must be re-invested back into the company.

How much a uFun Club affiliate invests in the company also dictates their maximum daily earnings as follows:

  • 1 Star – $500
  • 2 Star – $1000
  • 3 Star – $5000
  • 4 Star – $7000
  • 5 Star – $10,000

uToken Investment ROIs

The amount of uTokens purchasable per uPoint fluctuates on the whim of uFun Club.

uFun Club affiliates invest real money into the company, which is then converted to points and converted again into uTokens.

Based on how much new affiliate investment is flowing into the company, uFun Club then set the sell price of uTokens accordingly.

uFun Club affiliates can then sell their uTokens to earn commissions, or sit on them and hope that new affiliate investment continues to push the withdrawal amount higher.

Referral Commissions

Referral commissions are payable on all investments made with uFun Club.

Each investment made with the company has a corresponding point value assigned to it (different to the uPoints referenced above):

  • 1 Star – 400 points
  • 2 Star – 800 points
  • 3 Star – 4000 points
  • 4 Star – 8000 points
  • 5 Star – 40,000 points

How much of a referral commission is paid out depends on how much a uFun Club affiliate themselves has invested:

  • 1 Star – 7%
  • 2 Star – 8%
  • 3 Star – 9%
  • 4 Star – 10%
  • 5 Star – 12%

Note that a uFun Club affiliate can only earn a referral commission at their respective investment level.

Ie. An affiliate who has invested in at the 3 Star level can only earn 9%. This is true if their recruited investors invest in at the 1 Star level (9% of 400 points = $36) or 5 Star level (9% of 40,000 points = $3600).

The only way for a uFun Club affiliate to increase their referral commission percentage amount is to invest larger sums of money with the company.

Unilevel Commissions

Residual commissions are paid on investments made by recruited affiliates by way of a unilevel style compensation structure.

A unilevel compensation structure places an affiliate at the top of a unilevel team, with every personally recruited affiliate placed directly under them (level 1):


Affiliates these directly recruited affiliates recruit, are placed on level 2 of the original affiliate’s unilevel team. Any affiliates they recruit are placed on level 3 and so on and so forth down a theoretical infinite number of levels.

uFun Club cap payable unilevel levels at 8 levels, with how many levels an affiliate is paid out on determined by how much money they have invested in the company:

  • 1 Star – 3% on levels 1 to 3
  • 2 Star – 3% on levels 1 to 4
  • 3 Star – 3% on levels 1 to 5
  • 4 Star – 3% on levels 1 to 6
  • 5 Star – 3% on levels 1 to 7

Note that on level 1, the unilevel commission paid is on top of the direct referral commission percentage paid out.

Binary Commissions

Secondary residual commissions are paid out in uFun Club using a binary compensation structure.

A binary compensation structure places an affiliate at the top of a binary team, with two positions directly under them:


These two positions signify investments made by recruited affiliates, recruited either directly or indirectly.

These positions also form the start of two teams, the left and right sides of the binary.

Each investment made with uFun Club carries a specific point value with it, which is used to calculate a pairing commission through the binary.

The point values corresponding to uFun Club investment are as follows:

  • 1 Star – 400 points
  • 2 Star – 800 points
  • 3 Star – 4000 points
  • 4 Star – 8000 points
  • 5 Star – 40,000 points

Each time a new binary position is filled via new investment in one of the above packages, the corresponding points the investment generates are tracked on the side of the binary that investment is placed.

At the end of each day, uFun Club tally up the points generated on either side of the binary, matching investment point amounts on both sides using a 1:1 ratio.

Eg. Two 1 Star investments on either side of the binary will be paired up, ditto two single 2 Star investments on either side and so on and so forth.

Once a new investment has been paired with a new investment on the other side of the binary, it cannot be used again.

Commissions are paid out as a percentage of the points matched. How much of a percentage is paid out depends again on how much a uFun Club affiliate has invested with the company:

  • 1 Star – 7%
  • 2 Star – 8%
  • 3 Star – 9%
  • 4 and 5 Star – 10%

World Pool Bonus

uFun Club offer affiliates who invest large sums of money with them shares in the total amount of funds invested with the company globally.

Affiliates who have made at least seven 3 Star investments receive a share in 1% of the funds invested in uFun Club worldwide.

Affiliates who have made at least seven 4 Star investments receive a share in 2%, and affiliates who have made at least seven 5 Star investments receive a share in a 3% pool.

Resort House Investment

In the various affiliate presentations of uFunClub’s compensation plan I came across, there was mention of a separate investment level for $150,000.


As per the slide above, uFun Club appear to be bundling units in a resort house and three 5 Star investment packages for $150,000 (1 unit) and $350,000 (3 units) upfront.

The resort currently doesn’t exist but has an advertised completion date of 2017.

Investment of either $150,000 or $350,000 into uFun Club also increases an affiliate’s binary commission to 12%.

Joining uFun Club

Affiliate membership with uFun Club is tied to investment in one of the company’s five offered packages:

  • 1 Star – $575
  • 2 Star – $1150
  • 3 Star – $5750
  • 4 Star – $11,500
  • 5 Star – $57,500


For all wild and ridiculous claims uFun Club affiliates make in their marketing presentations, at its core uFun Club is a pretty bog-standard digital currency Ponzi scheme.

Having reviewed a few MLM digital currency schemes now, I can say that uFun Club is no different.

Affiliates invest in one of the five advertised packages. How much they invest directly impacts their earnings potential, and they are paid referral commissions to bring new investors on board.

As to the uToken digital currency, to put it bluntly: It’s all bullshit.

uFun Club simply adjust how much they wish to make it worth directly based on how much new affiliate funds are flowing into the scheme.

Basically affiliates are investing and hoping that the company continues to increase the inhouse value of uToken. Any perceived value is pegged directly on the amount of invested affiliate funds uFun Club currently hold in their reserve.

The rest is just your usual Ponzi smoke and mirrors, albeit on steroids because apparently the bar for bullshit detection in Asia isn’t set very high.

No doubt the countless images of real business you’ve never heard of accepting uToken will be heralded as proof of the legitimacy of uToken, but behind every business you’ll simply find a uToken investor – be it either directly or via relation/friendship.

They’re only accepting uToken to increase their share of the virtual currency uFun Club have deployed to front their Ponzi scheme. Again, hoping against hope that uFun Club will continue to raise the inhouse value of uToken indefinitely.

As with all Ponzi schemes, once new affiliate investment dries up the inhouse value of uToken will collapse. Having complete control over the virtual currency, uFun Club will adjust the price towards zero until new investment picks up again.

If it doesn’t, kaboom.

I’ve seen talk of uFun Club (or rather eager English-speaking uFun Club investors) hoping that the company cracks the western world sometime soon.

In the US, there’s no way known that this isn’t going to be looked at as anything but the offering of unregistered securities and shut down.


Ponzi schemes in the past that have used the point model and been exposed for what they are include Zeek Rewards.

Zeek affiliates invested in VIP bids, which they could then convert to points with 1 point paid out via a percentage amount Zeek management came up with each day.

uFun Club have simply replaced the penny auction bid points with digital currency points. Otherwise it’s just the same Ponzi investment scam playing out again.