Recently I’ve had a few requests to revisit Talk Fusion. For those of you unfamiliar with the company, Talk Fusion is an MLM opportunity tied to video communication.

It was outdated when BehindMLM first reviewed Talk Fusion in 2014…

Back in 2007, when Bob Reina launched Talk Fusion, YouTube was making a name for itself, having only just recently been bought out by Google in 2006.

Today YouTube is a household name and the third-most visited website on the internet.

Before we go any further, I’m just going to go ahead and say it: paid video communication services today are entirely redundant.

…and remains even more so today.

That said I was able to match reader requests with marketing presenting Talk Fusion as a “reimagined” MLM opportunity for 2025.

The screenshot above is from a February 25th Talk Fusion marketing video from Tony Berry. Berry appears to market Talk Fusion as part of “Plan B Profit System”.

I have to say Berry’s claim Talk Fusion doing $100 million in retail sales in 2024 sounds pretty misleading.

Talk Fusion as an MLM company is dead and has been for some time. This is reflected in Talk Fusion’s website getting just ~3200 monthly visits as of February 2025 (SimilarWeb).

Such to the extent Talk Fusion might have done $100 million in retail sales in 2024, I don’t think it had anything to do with its MLM opportunity.

Supporting this is Talk Fusion’s last provided Income Disclosure Statement for 2024 (click to enlarge):

As above, 59.16% of Talk Fusion affiliates didn’t earn anything in 2024. 98.22% of affiliates earned less than $2500 annually.

In any event and in light of its 2025 “reimagining”, today BehindMLM revisits Talk Fusion for an updated review.

The Company

Talk Fusion is owned and run by CEO Bob Reina (right).

Prior to Talk Fusion Reina launched Travel Reaction (2001) and Cash Card Worldwide (~2005).

Neither exist today but both Travel Reaction and Cash Card Worldwide were MLM discounted travel opps.

Shortly after BehindMLM published its 2014 Talk Fusion review, the company began to fall apart.

Top ranked Talk Fusion affiliates were terminated. This prompted a lawsuit by Minh Ho and Julie Campagna which, among other things, alleged “Talk Fusion uses a pyramid style downline”.

A second RICO fraud lawsuit was filed by Dennis Gray in November 2015.  Gray’s lawsuit spelled out the retail non-viability of Talk Fusion’s product offering;

The majority of Talk Fusion’s products are individually available for free (or at much lower monthly rates than Talk Fusion) on the Internet, through commonplace programs such as Skype, YouTube, and Google.

Additionally, nationally-recognized, long-standing brands such as Adobe, Webex, Centrix, and Cisco offer a product similar to Talk Fusion’s–without the $250, $750, and $1,450 signup fees.

The supposed path to financial prosperity through the Talk Fusion Opportunity is not based on selling videoconferencing technology.

Because Talk Fusion’s prices and signup fees are extraordinarily high, retail sales are not feasibly profitable.

Both lawsuits ended in murky circumstances, with Ho, Campagna and Gray all rejoining Talk Fusion as promoters.

In 2017 BehindMLM revisited the lawsuits to examine whether Talk Fusion paid off top earners to drop their pyramid fraud allegations.

Other than that the last eight years have been relatively quiet for Talk Fusion. One would think if Talk Fusion’s video communication products were ever going to take off it would’ve been during COVID-19.

That didn’t happen.

Bob Reina is also founder and CEO of QuiAri, an MLM company marketing maqui berry shakes and energy supplements.

Talk Fusion’s Products

Talk Fusion’s website details multiple video communication services.

These include:

  • video email
  • video newsletters
  • live meetings
  • video chat and
  • sign-up forms

Retail access to Talk Fusion’s services costs:

  • $99 and then $10 a month for access to video email (100 GB storage cap)
  • $249 and then $25 a month for access to “all products” with a 250 GB storage cap)
  • $1499 and then $50 a month for access to “all products” with “unlimited storage”

Talk Fusion’s Compensation Plan

Talk Fusion’s compensation plan pays on service sales to retail customers and recruited affiliates.

  • sale of the $99 video email package = 40 PV
  • sale of the $249 “all products” package = 200 PV
  • sale of the $1499 “all products” package = 600 PV

PV stands for “Personal Volume”. PV represents commissionable sales volume, as opposed to the dollar amount paid for Talk Fusion services.

Talk Fusion Affiliate Ranks

There are seventeen affiliate ranks within Talk Fusion’s compensation plan.

Along with their respective qualification criteria, they are as follows:

  1. Affiliate – sign up as a Talk Fusion promoter
  2. Team Builder – recruit two affiliates, placed one on either side of the binary team, who either purchase or make a retail service sale
  3. Team Leader – have two Team Builders in your downline, split one on both sides of the binary team
  4. Gold – generate 500 GV a week in weaker binary team side volume
  5. 1 Star – generate 1000 GV a week in weaker binary team side volume
  6. 2 Star – generate 2000 GV a week in weaker binary team side volume
  7. 3 Star – generate 3000 GV a week in weaker binary team side volume
  8. Diamond – generate 10,000 GV a week in weaker binary team side volume and recruit two or more 3 Stars or higher
  9. Double Diamond – generate 20,000 GV a week in weaker binary team side volume and recruit two Diamonds or higher
  10. Triple Diamond – generate 30,000 GV a week in weaker binary team side volume and recruit two Double Diamonds or higher
  11. Diamond Elite – generate 40,000 GV a week in weaker binary team side volume and recruit two Triple Diamonds or higher
  12. Blue Diamond – generate 50,000 GV a week in weaker binary team side volume and recruit two Diamond Elite’s or higher
  13. Grand Blue Diamond – generate 100,000 GV a week in weaker binary team side volume and recruit two Blue Diamonds or higher
  14. Royal Blue Diamond – generate 150,000 GV a week in weaker binary team side volume and recruit two Grand Blue Diamonds or higher
  15. Presidential Blue Diamond – generate 250,000 GV a week in weaker binary team side volume and maintain two personally recruited Grand Blue Diamonds or higher
  16. Ambassador Blue Diamond – generate 500,000 GV a week in weaker binary team side volume and maintain two personally recruited Grand Blue Diamonds or higher
  17. Imperial Blue Diamond – generate 750,000 GV a week in weaker binary team side volume and maintain two personally recruited Grand Blue Diamonds or higher

GV stands for “Group Volume”. GV is PV generated by a Talk Fusion affiliate and their downline.

Note that required recruited affiliates must be placed on the same side of the binary team (i.e. two of the required ranked affiliate on the same side).

Retail and Recruitment Commissions

Talk Fusion affiliates earn a 10% commission on service sales to personally referred retail customers and recruited affiliates.

Residual Commissions

Talk Fusion pays residual commissions via a binary compensation structure.

A binary compensation structure places an affiliate at the top of a binary team, split into two sides (left and right):

The first level of the binary team houses two positions. The second level of the binary team is generated by splitting these first two positions into another two positions each (4 positions).

Subsequent levels of the binary team are generated as required, with each new level housing twice as many positions as the previous level.

Positions in the binary team are filled via direct and indirect recruitment of affiliates. Note there is no limit to how deep a binary team can grow.

At the end of each week Talk Fusion tallies up service sales volume on both sides of the binary team.

Residual commissions are paid as a percentage of 400 GV matched on both sides of the binary team:

  • generate 40 to 399 GV in service sales and 5 to 24 GV in monthly subscription sales volume = 10% residual commission rate
  • generate 400 GV in service sales and 25 GV in monthly subscription sales volume, or qualify at 2 Star or higher = 20% residual commission rate

Note that required GV must be generated on both sides of the binary team. Also note Talk Fusion caps residual commissions at $150,000 a week:

  • Team Builders through Diamond Elites can earn up to $10,000 a week
  • Blue Diamonds can earn up to $15,000 a week
  • Grand Blue Diamonds can earn up to $20,000 a week
  • Royal Blue Diamonds can earn up to $25,000 a week
  • Presidential Blue Diamonds can earn up to $50,000 a week
  • Ambassador Blue Diamonds can earn up to $100,000 a week
  • Imperial Blue Diamonds can earn up to $150,000 a week

Once paid out on volume is flushed. Leftover volume carries over into the following week.

Matching Bonus

Talk Fusion pays a Matching Bonus via a unilevel compensation structure.

A unilevel compensation structure places an affiliate at the top of a unilevel team, with every personally recruited affiliate placed directly under them (level 1):

If any level 1 affiliates recruit new affiliates, they are placed on level 2 of the original affiliate’s unilevel team.

If any level 2 affiliates recruit new affiliates, they are placed on level 3 and so on and so forth down a theoretical infinite number of levels.

Talk Fusion caps the Matching Bonus at ten unilevel team levels.

The Matching Bonus is paid out as a percentage of residual commissions earned across these ten levels based on rank:

  • Golds through 3 Stars earn a 10% match on level 1 (personally recruited affiliates)
  • Diamonds through Diamond Elites earn a 10% match on level 1 and 5% on levels 2 and 3
  • Blue Diamonds earn a 10% match on level 1 and 5% on levels 2 to 4
  • Grand Blue Diamonds earn a 10% match on level 1 and 5% on levels 2 to 5
  • Royal Blue Diamonds earn a 10% match on level 1 and 5% on levels 2 to 6
  • Presidential Blue Diamonds earn a 10% match on level 1 and 5% on levels 2 to 7
  • Ambassador Blue Diamonds earn a 10% match on level 1 and 5% on levels 2 to 8
  • Imperial Blue Diamonds earn a 10% match on level 1, 5% on levels 2 to 8 and 2.5% on levels 9 and 10

Note Team Builder through 3 Stars can only earn up to $500 a week through the Matching Bonus.

Car Bonus

Talk Fusion rewards Diamond and higher ranked affiliates with a $1000 a month Car Bonus.

Maintain the rank of Diamond or higher for four consecutive weeks in order to receive the $1,000 USD car bonus towards the payment of a base model Iridium Silver C Class Mercedes-Benz, up to the full value of the car or a 36 month lease term, whichever comes first.

Five Star Vacations

Talk Fusion’s compensation plan references “Five Star Vacations”;

From tropical getaways to the world’s most extravagant cities, we reward hard work with vacations to exotic locations, breathtaking destinations, and elite galas.

These unforgettable, limited-time promotions for top performers are the perfect opportunity for people to embrace their dreams and share inspiring motivation with top leaders.

Specific information, including qualification criteria, is not provided.

Joining Talk Fusion

Talk Fusion fails to disclose affiliate fees on its website or in its compensation documentation.

Talk Fusion Conclusion

At the risk of overly simplifying Talk Fusion’s “reimagining”, I see a bunch of boomers wetting themselves over… video email.

Putting aside video email was part of Talk Fusion’s offering in 2014, eleven years ago, as far as I can tell this is just a HTML email template with a streamed video embed.

Any email client with HTML functionality will be able to do this. Granted you might not have a template but… do you really need one?

Talk Fusions’ inability to carve out a sustainable retail subscriber market suggests no.

To really drive home just how out of date Talk Fusion’s “video” services are, this is from the company’s website today;

Windows Vista? Internet Explorer? DSL??? And Adobe Flash Player? That was discontinued at the end of 2020 outside of China and for non-enterprise users.

Talk Fusion could be an Adobe Flash enterprise user but still, they’re relying on an otherwise dead platform. Modern browsers don’t even play Flash content and haven’t for years.

Put simply, nothing much seems to have changed in Talk Fusion over the past decade. Compared to what BehindMLM reviewed in 2014, Talk Fusion actually pays out less.

Today there’s no mention of additional binary team positions, Rank Achievement Bonuses or Leadership Pools in Talk Fusion’s compensation documentation.

So if Talk Fusion’s reimagined “video email” campaign is a boatload of gaslight marketing, what is actually being marketed?

To quote Dennis Gray in his 2015 filed lawsuit;

The majority of Talk Fusion’s products are individually available for free (or at much lower monthly rates than Talk Fusion) on the Internet, through commonplace programs such as Skype, YouTube, and Google.

Additionally, nationally-recognized, long-standing brands such as Adobe, Webex, Centrix, and Cisco offer a product similar to Talk Fusion’s–without the $250, $750, and $1,450 signup fees.

The supposed path to financial prosperity through the Talk Fusion Opportunity is not based on selling videoconferencing technology.

Because Talk Fusion’s prices and signup fees are extraordinarily high, retail sales are not feasibly profitable.

With little-to-no name recognition, Talk Fusion Associates’ jobs are made even more difficult in their attempt to earn meaningful sales commissions.

Many of the supposed competitors of Talk Fusion, in the area of business videoconferencing, have never even heard of the company.

This lack of name recognition precludes Associates from selling Talk Fusion’s products and services to larger business, especially ones that could afford the prohibitively expensive $1,499 Pro-Package signup fee.

As such, Associates have little (if any) genuine chance of selling the products at retail.

Instead of selling its overpriced video products to endusers, Talk Fusion generates large sums of money in the following two ways:

First, current Associates’ internal consumption of products and services, and secondly, the recruitment of new Associates (who pay the aforementioned signup fees [between $250 and $1,499] and monthly storage fees [between $35 and $215] to participate in the Talk Fusion Opportunity).

With their “business opportunity” inherently based on Associates endlessly pursuing to recruit new Associates — Talk Fusion does little to encourage or reward retail sales.

Indeed, the compensation paid to Associates is almost altogether unrelated to retail sales.

In fact, new Associates are specifically instructed not to talk about Talk Fusion’s products’ “functions” and “features,” and instead focus on emphasizing the “wealth building” that the Talk Fusion Opportunity presents.

The majority of Talk Fusion’s MLM customers are and always have been its affiliate promoters.

In that sense Talk Fusion’s communication platform has a use-case in being used to market Talk Fusion itself. If for no other reason than at that point, a Talk Fusion promoter has already paid for an outdated offering that was left behind years ago.

To wrap up, this is from BehindMLM’s original Talk Fusion review;

Paid video communication services today are entirely redundant.

I mean really, $125 plus $20 a month ($365 annually) for video email? Is this some kind of joke?

Quite obviously, nobody is paying Talk Fusion thousands of dollars for video communication services. Considering what’s available today for free in this niche, not even by a long shot.

Was true back then and remains true now. Approach with caution.