GSPartners refunds outside of US still being promised
On April 15th Apertum held a DAO1 marketing webinar.
During the webinar, which some investors paid up to $500 to access, new fall guys and several new ruses to extract funds from investors were unveiled.

In a nutshell, Apertum’s latest DAO1 marketing webinar can be broken down into four components (the rest was just waffle):
- Global Fund – tied to USDF, a new shit token
- Chrono Hash – a bitcoin mining investment scheme still in the “coming soon” phase
- GSPartners reboot as GSB – DAO1 was already a reboot of GSPartners outside of North America but GSPartners losses were swept under the carpet
- GSPartners refunds – GSPartners investors outside of the US have been promised a refund since the North American regulatory settlement refunds were announced, the latest “refunds” carrot was revealed on the webinar
If the people attached to it are anything to go by, Global Fund is pretty much Swiss Valorem Bank and associated shell companies rebooted under a new name.
Swiss Valorem Bank was a short-lived GSPartners reboot which, in retrospect, appears to have been an attempt at “but we changed the company name!” pseudo-compliance.
That obviously didn’t work and as regulatory fraud warnings from Canada and the US continued to roll in, Swiss Valorem Bank branding was quietly abandoned.
One of the shell companies attached to the Swiss Valorem Bank reboot was Swiss Value. Swiss Value was fronted by Birol Nadir, Ehssan Memarpuri and Roger Hassanov.
Nadir and Memarpuri long-since disappeared through GSB’s revolving door of nobodies never heard from again. Hassanov has been recycled to front Global Fund (note incorrect surname spelling below):

Hassanov is joined by future revolving door of nobodies candidate Gunvald Birkelund:

An investigative report from VG back in 2021, ties Birkelund to a group of individuals who “made millions” selling questionable equipment to Norwegian municipalities during the COVID-19 pandemic.
More relevant to Birkelund’s involvement in Global Fund (pg. 68 of the previously linked VG article);
Kim Bjorklund Fossen is CEO and Chairman of the Board of Directors of the company Zensotec AS.
The company is engaged in the purchase and sale of cleaning products and machines according to the Bronnoysund Registers.
In 2020, the company is also focusing on sales of infection control equipment.
VG’s investigation shows that at least two other people are selling infection control equipment on behalf of Zensotec AS.
One of them is Gunvald Birkelund (40) who lives in Meloy municipality in Nordland.

In 2012, Birkelund was convicted of gross fraud and a number of other financial offenses.
He was deprived of the right to conduct business for five years, according to a ruling from the Halogaland Court of Appeal.
VG’s investigations show that [Birkelund] has gone bankrupt at least four times before and had two companies forcibly dissolved.
On the Apertum DAO1 webinar, Birkelund introduced himself as “an entrepreneur [and] an investor in companies all around the world”. Funnily enough Birkelund’s criminal past wasn’t disclosed.
Global Fund within Apertum is tied to USDF, a new shit token created on or around March 16th, 2026.

Apertum has already created over 200 million USDF out of thin air. The marketing ruse is Global Fund presented as a separate entity that has over $200 million in USDF to invest into Apertum and DAO1.
Beyond that, Global Fund doesn’t as yet seem to have a purpose.
Chrono Hash is pitched as a bitcoin mining investment scheme fronted by GSB revolving door of nobodies candidate, Fotios Tsigaridas.

Nothing much to say here other than ChronoHash doesn’t exist yet:

Obviously bigger picture, this is another planned ruse to extract new money from DAO1 investors.
GSPartners was pitched as a straight reboot but under GSB branding. I figured this was because GSPartners’ branding is tied to fraud but… so is GSB so not sure what the reasoning is.

The GSB reboot is the same failed “investment is backed by gold” ruse. This ruse dates back to Karatbars International’s KBC disaster, which Heit was part of.

The ruse was again recycled for Auratus Gold, a failed GSPartners spinoff.
Beyond that, no specifics of the GSB reboot were disclosed.
Finally we have GSPartners refunds for investors/victims outside of North America.
If I remember correctly, the original promise for non-North American refunds was something like “email us and we’ll give you your money back”.
This was around September 2024, the same time the GSB/GSPartners North American regulatory settlement was announced. A year and a half later, BehindMLM is unaware of anyone outside of North America actually getting refunded.
For specifics of the non-North American refund path we turn to an April 15th recording of South African GSPartners/DAO1 promoter Schalk Van Der Merwe.
You will then have a screen, if you have done your KYC … and on that screen you will see something.
On the one hand you will have the option to refund, everybody will have the option to refund. Refund means that if you have assets in GS[B/Partners], the money that went in minus the money you took out is your refund.
Note the wording, a refund only extends as far as what a GSPartners investor invested. Why should be obvious, the returns never existed and were never intended to be cashed out.
To that end, the other option non-North American GSPartners investors have is to roll over their invested funds and monopoly money returns into DAO1 (metaportfolio certificates –> trading bots).
Or as Van Der Merwe puts it;
The other option is … your value is going to migrate over to the Apertum blockchain and a DAO[1] product.
So simply what this means, if you have $100,000 in value lying in GSB [GSPartners], your loads (investment) plus whatever is in your backoffice there … that is moved over into a product on Apertum.
Van Der Merwe doesn’t disclose how long migrated GSPartners monopoly money balances will once again be locked up for.
Products relating to trade, your GSBDSwiss tab on your backoffice (metaportfolio certificates), goes to a [DAO1] trade bot.
The other portfolios lying under Swiss Value is going into Global Fund.
This ties into Global Fund being a reboot of Swiss Valorem Bank and Swiss Value. Note no Global Fund investment schemes have been publicly announced at time of publication.
So you’re going to get a product that is exactly the same, if not higher value, than the one that you’re currently holding [in Swiss Value].
Van Der Merwe claims refund/migration options will begin “in the coming days” from April 15th. BehindMLM is unaware of refunds being paid out to any non-North American GSPartners investors as of April 19th.
Of additional note is Van Der Merwe suggesting “customers” (investors with low investment amounts), being offered refunds/migration first. “Leaders”, i.e. promoters with much higher balances, are being forced to wait up to two months.
I should note here that AlixPartners, the third-party charged with validating North American victim refunds, sent out an email on April 7th claiming they were still waiting on information from GSB.
In accordance with the GSB Settlement, we originally intended to distribute claim determination letters in March. However, unexpected challenges have caused a delay in our schedule.
Currently, we are actively working to gather further information from GSB to resolve these issues and expect to send determination letters as soon as possible.
Certainly it’s not a good look if information is being withheld from AlixPartners while refunds for non-North American investors are being quietly processed in the background.
But that’s of course assuming anyone has received a refund from GSB/GSpartners, which to date there is still no verifiable evidence of.
As of March 2026, SimilarWeb was tracking ~22,000 monthly DAO1 website visits (down 45% month on month).
Top sources of DAO1 website traffic over the same period were Germany (41%), the Dominican Republic (26%), South Africa (14%), the UK (11%) and the US (4%).
GSPartners and GSB have been the subject of over a dozen regulatory fraud warnings. DAO1 and/or Apertum fraud warnings have been issued by Latvia, Germany, New Zealand, Australia and Lithuania.


ahh but the big news here is Josip Heit’s new balding fringe look.
That hairline receded worse than their ROI.
That hairline is giving initial investment minus panic withdrawals aesthetic.
I said it before and I will say it again, if anyone is expecting a refund from Josip Heit you are either smoking dope to believe it, or live in denial. There is NO way he will ever issue any refunds.
If he was really going to do it, he would have done it by now. It is all a ruse and you all are falling for it.
Josip Heit and company are also delaying the settlement agreement with the U.S and Canada by not releasing the transaction histories of all the settlement States and Provinces.
He is bound by the settlement agreement to return all the money invested by those people and refuses To comply.
If he does not comply to those terms then I don’t see him returning money that he does not need to refund.
While uplines are saying things like “dont go doing foolish things like settling for a very small amount of refund” the “Migrate and Maximize” option may seem tempting to many people involved.
If this is anything like the g999 redemption scheme they ran, the “Migrate and Maximize” option may require people to spend more money in order to reinvest their existing capital.
If Heit does not stick to the settlement terms and fails to refund US and Canadian investors, the fraud charges (ie. selling illegal securities) will be reinstated as per the settlement agreement.
Reinstated? They never went anywhere. Signing the securities fraud acknowledgement was part two of the settlement terms. Part one is complete when refunds are paid out.
Until part two is completed every securities fraud warning across North America stands.
A fried of mine just told that Heit and Company filed for another extension in Arizona court until July 15th, 2026. The settlement will delayed even longer now.
The Securities Division of the ACC filed an actual case against Heit. They have to keep the ACC abreast of settlement developments as that directly impacts the case (the case is resolved if the settlement terms are completed).
The July date is just a placeholder in case settlement proceedings are ongoing (highly likely), in which case another Status Report will be filed asking for more time.
The TSSB has also taken action (against Heit and GSB) and currently has a matter before the Texas SOAH. An update was due on 04/06, but nothing has been filed yet, or at least it is not reflected in the system.
Today Josip Heit and Company started doing KYC liveness and migration of existing GS Partners accounts to the new DAO platform. All users are being a choice of a refund or to continue with DAO.
Apparently the accounts will not be active until all users have done their KYC liveness test and all refunds have been paid out. No word if this includes the settlement refunds or just the international refunds. I thought there no migration until all the settlement people were paid ?
The migration will take place country by country until everyone has been migrated to the new platform or chooses a refund.
Technically it’s the same system so KYC is just an artificial hurdle (legally should have already been done years ago).
Gotta keep the marketing going when nothing much else is going on.