Xera Pro launched in Dubai back in January 2024.

The “mega Ponzi” was a combination of three then recently collapsed Dubai Ponzis; Safir International (aka Neo ZenTech), Success Factory and The Blockchain Era (aka WeWe Global, LyoPay, LyoTrade and LyoWallet).

The serial fraudsters behind these collapsed Ponzi schemes took up prominent positions as Xero Pro’s “formation team”:

  • Henk Diepbrink – Xera Managing Director, Dutch national and former Managing Director of Safir
  • Werner Kaiser – Xera Global Vice President, part of Safir’s “Elite Circle of Trust” and former Lyoness Ponzi promoter
  • Diego Endrizzi – Xera Head of Global Sales, top Italian promoter of WeWe Global and The Blockchain Era
  • Gorka Buces – Xera Chief Visionary Officer, former CVO of the collapsed Xifra and Decentra Ponzi schemes
  • Nils Grossberg – Xera Head of Global Partnerships, founder and CEO of collapsed DagCoin and Success Factory Ponzi schemes

Following a Xero Pro securities fraud warning issued by Australia on April 23rd, affiliates began reporting withdrawals problems on or around July 15th.

This coincided with a “service update” announcement on the same day:

On August 3rd, Xera Pro announced it was rebooting as Homnifi.

Homnifi sees the scammers behind the collapsed XeraPro feeder Ponzis scuttle further into the background. Gorka Buces and Jose Gordo have been retconned as Xera Pro co-founders.

Jose Gordo, a former OneCoin Ponzi promoter who is on the run from Argentine authorities, entered Xera Pro as a WeWe Global and The Blockchain Era Ponzi promoter.

Gorka Buces has been promoted from Chief Visionary Officer to a Xera Pro co-founder.

Wener Kaiser has been demoted from Global Vice President to “Client Relations Specialist”.

Charbel Zalaquett and Goran Hemstrom are The Blockchain Era and WeWe Global Ponzi promoter imports.

Before his hasty fall-guy promotion to Homnifi “Head of Operations”, Zalaquett was still referring to himself as a Xera Pro “independent promoter” last month.

Someone else worth mentioning is Erwin Dokter, who’s behind “LayerK” and “WalleK”.

LayerK and WalleK are the cryptocurrency side of Xera Pro and now Homnifi.

Dokter is of course one of the scammers behind Safir International and its attached Zeniq Coin Ponzi scheme.

Homnifi has been set up on the domain (“homnifi.com”), privately registered on June 10th, 2024.

Xera Pro’s website is still up but seeing as it now serves no purpose, will probably be quietly disabled at some point.

On its website Homnifi represents it operates out of Homnifi International LTD, a British Virgin Islands shell company.

Like Xera Pro and its feeder Ponzis, Homnifi and its associated companies are all in fact operated from Dubai.

Due to the proliferation of scams and failure to enforce securities fraud regulation, BehindMLM ranks Dubai as the MLM crime capital of the world.

BehindMLM’s guidelines for Dubai are:

  1. If someone lives in Dubai and approaches you about an MLM opportunity, they’re trying to scam you.
  2. If an MLM company is based out of or represents it has ties to Dubai, it’s a scam.

If you want to know specifically how this applies to Homnifi, read on for a full review.

Homnifi’s Products

Homnifi markets passive returns through LayerK crypto mining and Quantwise bot trading.

  • Homnifi MiniMax – pay $100 to be able to invest up to $1000 into LayerK mining and $500 into Quantwise bot trading
  • Homnifi AirStream – pay $500 to be able to invest up to $5000 into LayerK mining and $5000 into Quantwise bot trading
  • Homnifi Breeze – pay $1500 to be able to invest up to $15,000 into LayerK mining and $15,000 into Quantwise bot trading
  • Homnifi Cyclone – pay $4500 to be able to invest up to $45,000 into LayerK mining and $45,000 into Quantwise bot trading
  • Homnifi Dynamo – pay $10,000 to be able to invest up to $100,000 into LayerK mining and $100,000 into Quantwise bot trading
  • Homnifi Elevate – pay $25,000 to be able to invest up to $250,000 into LayerK mining and an unlimited amount of money into Quantwise bot trading
  • Homnifi Flash – pay $50,000 to be able to invest an unlimited amount of money into LayerK mining and Quantwise bot trading

There’s also some “supernode” nonsense that pays 2% to 10% returns starting at the Homnifi Breeze investment tier.

Homnifi’s Compensation Plan

Homnifi’s compensation plan pays on the sale of access to LayerK mining and Quantwise bot trading passive returns to retail customers and recruited affiliates.

Homnifi Affiliate Ranks

There are ten affiliate ranks within Homnifi’s compensation plan.

Along with their respective qualification criteria, they are as follows:

  1. Associate – generate 100 PV and 1000 GV a month
  2. Builder – maintain 100 PV a month and generate 15,000 GV a month
  3. Silver Pro – generate 200 PV and 40,000 GV a month
  4. Gold Pro – maintain 200 PV and generate 75,000 GV a month
  5. Platinum Pro – generate 1500 PV and 150,000 GV a month
  6. Diamond – generate 4500 PV and 400,000 GV a month
  7. Blue Diamond – maintain 4500 PV and generate 1,000,000 GV a month
  8. Black Diamond – generate 10,000 PV and 2,500,000 GV a month
  9. Crown Diamond – generate 25,000 PV and 6,000,000 GV a month
  10. Royal Crown Diamond – generate 50,000 PV and 12,000,000 GV a month

PV stands for “Personal Volume”. PV is generated via fees paid by Homnifi affiliates.

GV stands for “Group Volume”. GV is the sum total PV generated by a Homnifi affiliate and their downline.

Note that for rank qualification, no more than 40% of required GV can come from any one recruitment leg.

Referral Commissions

Homnifi pays affiliates a 10% referral commission on fees paid by personally recruited affiliates.

Residual Commissions

Homnifi pays residual commissions via a binary compensation structure.

A binary compensation structure places an affiliate at the top of a binary team, split into two sides (left and right):

The first level of the binary team houses two positions. The second level of the binary team is generated by splitting these first two positions into another two positions each (4 positions).

Subsequent levels of the binary team are generated as required, with each new level housing twice as many positions as the previous level.

Positions in the binary team are filled via direct and indirect recruitment of affiliates. Note there is no limit to how deep a binary team can grow.

At the end of each week Homnifi tallies up new fee volume on both sides of the binary team.

Affiliates are paid 10% of new fee volume generated on their weaker binary team.

Note that Homnifi caps residual commissions based on rank:

  • Associates can earn up to $1000 in residual commissions a week
  • Builders can earn up to $5000 in residual commissions a week
  • Silver Pros can earn up to $8000 in residual commissions a week
  • Gold Pros can earn up to $10,000 in residual commissions a week
  • Platinum Pros can earn up to $15,000 in residual commissions a week
  • Diamonds can earn up to $25,000 in residual commissions a week
  • Blue Diamonds can earn up to $50,000 in residual commissions a week
  • Black Diamonds can earn up to $75,000 in residual commissions a week
  • Crown Diamonds can earn up to $100,000 in residual commissions a week
  • Royal Crown Diamonds can earn up to $125,000 in residual commissions a week

Matching Bonus

Homnifi pays a Matching Bonus via a unilevel compensation structure.

A unilevel compensation structure places an affiliate at the top of a unilevel team, with every personally recruited affiliate placed directly under them (level 1):

If any level 1 affiliates recruit new affiliates, they are placed on level 2 of the original affiliate’s unilevel team.

If any level 2 affiliates recruit new affiliates, they are placed on level 3 and so on and so forth down a theoretical infinite number of levels.

Homnifi caps payable unilevel team levels at four.

The Matching Bonus is paid as a percentage of residual commissions earned across these four levels based on rank:

  • Builders earn a 10% match on level 1 (personally recruited affiliates)
  • Gold Pros earn a 10% match on levels 1 and 2
  • Platinum Pros earn a 10% match on levels 1 to 3
  • Diamonds and higher earn a 10% match on levels 1 to 4

Global Bonus Pool

Homnifi takes 3% of company-wide fee revenue and places it into a Global Pool.

The 3% Global Pool is split into five smaller rank-based pools:

  • Gold Pros receive a share in a 32% Global Pool
  • Platinum Pros receive a share in a 29% Global Pool
  • Diamonds receive a share in a 14% Global Pool
  • Blue Diamonds receive a share in a 10% Global Pool
  • Black Diamonds receive a share in a 15% Global Pool

Rank Achievement Bonuses

Homnifi rewards affiliates for qualifying at Builder and higher with the following one-time Rank Achievement Bonuses:

  • qualify at Builder and receive an “up to $300” gift card
  • qualify at Silver Pro and receive an “up to $800” gift card
  • qualify at Gold Pro and receive a cell phone worth “up to $1125”
  • qualify at Platinum Pro and receive a laptop worth “up to $2250”
  • qualify at Diamond and receive a watch worth “up to $6000”
  • qualify at Blue Diamond and receive a watch worth up to “$15,000”
  • qualify at Black Diamond and receive a car worth “up to $37,150”
  • qualify at Crown Diamond and receive a car worth “up to $180,000”
  • qualify at Royal Crown Diamond and receive a house worth “up to $360,000”

Joining Homnifi

Homnifi affiliate membership is $99 annually.

Full participation in the attached income opportunity requires a minimum $100 fee to access passive returns.

Homnifi Conclusion

Homnifi is a continuation of the securities fraud started with Xera Pro and its collapsed feeder Ponzis.

All the previous Ponzi tokens have been abandoned, including Xera Pro’s EURX and CLFI. Homnifi’s new Ponzi token is LYK, which LayerK generates out of thin air.

With the Homnifi reboot having just launched LYK doesn’t mean much now. As Homnifi inevitably collapses though, its investors will no doubt be left bagholding worthless LYK.

It’s unclear whether the Australian securities fraud warning or running out of new investment saw Xera Pro collapse. It could also be both.

What is clear is neither Homnifi or any of the new attached company are registered to offer securities in any jurisdiction. This makes Homnifi and its associated companies ripe for more regulatory fraud warnings.

Or at least it would if Homnifi wasn’t a flop from launch. Evidently across the umpteen reboots of Xera Pro and its feeder Ponzis, the pool of gullible saps to steal from has shrunk considerably.

For July 2024 SimilarWeb tracked just 457 monthly visits to Homnifi’s website. Xera Pro was ~44,000 monthly visits, slipping 16% month on month.

Top sources of traffic to Xera Pro’s website as of July 2024 are Germany (61%), Australia (10%) and Italy (8%).

As with all MLM Ponzi schemes, once affiliate recruitment dries up so too will new investment.

This will starve Homnifi of ROI revenue, eventually prompting a collapse.

The math behind Ponzi schemes guarantees that when they collapse, the majority of participants lose money.