business-toolbox-logoBusiness ToolBox launched in the first quarter of 2014 and operates out of the US state of New York.

peter-wolfing-owner-of-multiplex-systemsThe company was launched under the umbrella of Multiplex Systems, which is owned by Peter Wolfing.

Wolfing (right) has a long history of launching short-lived matrix cycler recruitment-driven pyramid schemes.

Past examples of Wolfing’s schemes reviewed here on BehindMLM include Turbo Cycler (2012) and Ultimate Cycler (2014).

Read on for a full review of the Business ToolBox MLM business opportunity.

The Business ToolBox Product Line

The Business ToolBox has no retailable products and services, with affiliates only able to market affiliate membership to the opportunity itself.

Bundled with Business ToolBox affiliate membership are a series of marketing tools.

The Business ToolBox Compensation Plan

The Business ToolBox compensation plan revolves around the recruitment of affiliates and their ongoing payment of a $39 monthly participation fee.

As is common with Peter Wolfing’s other schemes, a series of matrices are also used to pay residual recruitment commissions.

Affiliate Fee Commissions

Business ToolBox charge affiliates $39 a month to participate if they have positions in the $100 or greater matrices.

These fees are recycled through a 3×16 unilevel, rewarding those who recruit the most and/or have the largest fee-paying downlines.

A unilevel compensation structure places an affiliate at the top of a unilevel team, with every personally recruited affiliate placed directly under them (level 1):

unilevel-commission-structure

If any of the affiliates on level 1 go on to recruit new affiliates, they are placed on level 2 of the original affiliate’s unilevel team. If any level 2 affiliates recruit new affiliates, they are placed on level 3 and so on and so forth down a theoretical infinite number of levels.

Business ToolBox cap payable unilevels at 16, with payment on levels 14 to 16 only achievable if an affiliate pays an additional $300 fee.

Commissions in the unilevel are paid out per recruited affiliates in a unilevel team, with how much paid our per affiliate depending on which level they fall on:

  • level 1 – $13
  • level 2 – $3
  • level 3 – $2
  • level 4 – $1
  • level 5 to 16 – $2 (must pay $300 fee to earn on levels 14 to 16)

Business ToolBox unilevel commissions are paid monthly, as long as affiliates in the unilevel team continue to pay their monthly $39 affiliate participation fee.

Matrix Commissions

Business ToolBox’s residual commissions are paid out via a series of 2×2 matrices.

A 2×2 matrix places an affiliate at the top of a matrix with two positions directly under them (level 1):

(2×2 matrix)

These two positions then branch out into two additional positions each, with each matrix having six positions to fill.

Once all positions in a matrix are filled, the affiliate who owns the position at the top of matrix “cycles” out and is paid a commission.

How much of a commission depends on which level matrix the affiliate is cycling out of:

  • $25 matrix – $25 cycle commission, re-entry into a new $25 matrix and entry into a $50 matrix
  • $50 matrix – $40 cycle commission, re-entry into a new $50 matrix and entry into a $100 matrix
  • $100 matrix – $90 cycle commission, re-entry into a new $100 matrix and entry into a $200 matrix
  • $200 matrix – $190 cycle commission, re-entry into a new $200 matrix and entry into a $400 matrix
  • $400 matrix – $390 cycle commission, re-entry into a new $400 matrix and entry into an $800 matrix
  • $800 matrix – $790 cycle commission, re-entry into a new $800 matrix and entry into a $1600 matrix
  • $1600 matrix – $4800 commission and entry into a new $1600 matrix

Note that subsequent positions created at the same level do not upgrade to the next level matrix (they do however re-enter into a new matrix at the same level).

To make up for this, a higher cycle commission rate is offered:

  • $50 matrix – $150
  • $100 matrix – $300
  • $200 matrix – $600
  • $400 matrix – $1200
  • $800 matrix – $2400

Joining Business ToolBox

Basic affiliate membership to Business ToolBox is $25 for a matrix position.

Business ToolBox affiliates can buy positions at any level of the matrix which, depending on the matrix level chosen, can add additional expense to Business ToolBox membership.

If an affiliate has positions in the $100 matrix or higher, they are charged an additional $39 a month participation fee.

Conclusion

As with every other Peter Wolfing opportunity, Business ToolBox focuses relies on the recruitment of affiliates over selling a product or service to retail customers.

The membership fee unilevel is a straight-up pyramid scheme, with participants charged $39 a month to qualify to earn commissions out of the fees of those who joined after them.

Those who joined earlier naturally stand to make the most money.

The matrix commissions are dependent on affiliate’s purchasing positions. Once position purchasing dies down the matrices begin to stall and money remains trapped in the system.

Along with the $10 fee Business ToolBox charges everytime an affiliate qualifies at a new matrix level without having bought in first – this is how Wolfing makes his money.

Once the matrices are stalled, people at the bottom of the monthly fee pyramid are unlikely to keep paying their fees. Once this happens those above them stop paying their fees and before long the entire scheme suffers an irreversible collapse.