3 Phases Biz Review: Seven-tier matrix Ponzi cycler
There is no information on the 3 Phases Biz website indicating who owns or runs the business.
The 3 Phases Biz website domain (“3phasesbiz.com”) was registered on the 28th of October 2016, however the domain registration is set to private.
An official Facebook group linked on the 3 Phases Biz website lists three admin; Jane Smith, Bernadette Hieke Culp, Rob Mcatamney.
Mcatamney promotes 3 Phases Biz on his own Facebook profile using the referral account “admin1” and appears to be the owner of the company.
Mcatamney first popped up on BehindMLM’s radar as the admin of the One Time Infinity Ponzi scheme in 2015.
Mcatamney’s most recent scam, Simple Simon’s System, was recently launched in September. At the time of publication the Simple Simon’s System website was non-responsive.
Read on for a full review of the 3 Phases Biz MLM opportunity.
The 3 Phases Biz Product Line
3 Phases Biz has no retailable products or services, with affiliates only able to market 3 Phases Biz affiliate membership itself.
Once signed up, 3 Phases Biz affiliates purchase positions in a matrix cycler.
Bundled with each position purchase are a series of advertising credits, which can be used to display advertising on the 3 Phases Biz website.
The 3 Phases Biz Compensation Plan
The 3 Phases Biz compensation plan sees affiliates purchase positions in a 3×1 and 2×1 matrix cycler.
A 2×1 matrix places an affiliate at the top of a matrix with two positions to fill.
A 3×1 matrix is the same, requiring three positions be filled.
Once these positions are filled, a “cycle” is generated and commissions are paid out as follows:
- Matrix 1 (3×1 matrix, positions cost $8.50) – 50 cent commission and cycles into Matrix 2
- Matrix 2 (3×1 matrix) – no commission earned and cycles into Matrix 3
- Matrix 3 (2×1 matrix) – $30 commission and cycles into Matrix 4
- Matrix 4 (3×1 matrix) – no commission earned and cycles into Matrix 5
- Matrix 5 (2×1 matrix) – $220 commission earned and cycles into Matrix 6
- Matrix 6 (3×1 matrix) – no commission earned and cycles into Matrix 7
- Matrix 7 (2×1 matrix) – $3000 commission earned
Joining 3 Phases Biz
3 Phases Biz affiliate membership is tied to an $8.50 matrix cycler position purchase.
All payments are made member to member. All commissions are 100% for that product level.
Anytime you see “member to member” in MLM it’s a reference to cash gifting.
That said 3 Phases Biz operates more like a Ponzi scheme, despite payments being shuffled around between affiliates.
3 Phases Biz affiliates invest $8.50 on the promise of an eventual $3250.50 ROI.
To put that into perspective, one full ROI through 3 Phases Biz requires three hundred and eighty-five $8.50 deposits. In reality that figure is actually higher, owing to the non-linear manner in which the company-wide matrix fills.
Mathematically this guarantees that the majority of 3 Phases Biz affiliates will lose money. Robert Mcatamney’s preloaded positions will collect the majority of deposited funds, by way of these positions cycling first into the upper matrix tiers.
Meanwhile, the use of newly invested funds to pay off existing investors makes 3 Phases Biz a Ponzi scheme.
Mcatamney’s previous scam, Simple Simon’s System, appears to have barely lasted a few weeks before collapsing. Expect the same thing with 3 Phases Biz.