Payoneer terminate Achieve Community processor services
Payoneer is the processor and they do not take on ponzi’s or pyramid schemes. None of the fly-by-night programs can even dream of Payoneer.
-Achieve Community affiliate on social media, 5th November 2014
Another day, another pyramid cycler has their payment processor services terminated.
On their website Payoneer claim they
enable millions of businesses and professionals from more than 200 countries to reach new audiences by facilitating seamless, cross-border payments.
Additionally, thousands of leading corporations including Google, Airbnb, Elance-oDesk and Getty Images rely on Payoneer’s mass payout services.
News broke today that the company has effectively terminated the payment processor services it is providing Achieve Community and its affiliates.
In a backoffice update published a few hours ago, the Achieve Community advised:
Hello Achieve member –
We are sending the email because you have gone through the matrix and been paid.
If you have a debit card and funds in your Payoneer account please take your card to your bank and withdraw the funds, use an ATM, or shop (or all three) within the limits on your account between now and the end of November and remove all funds from your account.
Payoneer will not be working with our Achieve accounts after November 30th. (Eastern Time USA).
Whether or not Achieve Community has had any funds frozen is unclear, but it seems that accounts belong to its members are being terminated at the end of the month.
I haven’t seen anything official from Payoneer at this stage, but the story being fed Achieve Community affiliates is problems with transaction volume.
Achieve Community co-founder Troy Barnes writes,
We have Paid out $2,760,000 Million to our members in the last 19 weeks.
The only reason that Achieve is not paying out today is that our processor can’t handle the volume of Money we are paying our members.
The only reason?
Google, Airbnb, Elance-oDesk, Getty Images… none of these multi-million/billion dollar companies have any issues using Payoneer, yet if the founders of Achieve Community are to be believed, Payoneer can’t handle a few million?
Yeah. Not buying it.
In a similar update, Barnes’ partner Kristi Johnson elaborated further:
Since we can’t payout until we find a replacement, we disabled all sign ups and repurchases – we aren’t going to take in money until we can pay it out.
To be completely honest I don’t know what affect (sic) this will have on our momentum….I’ve never seen a community with the spirit of Achieve and can’t help but believe we can continue to flourish once we have new processors….I hope you all agree.
I can’t tell you how long this will take, I have meetings tomorrow and Friday set up to talk with several companies and banks that have an interest in working with us, but it takes them time to assess us before they come on board.
The positive side of this is that we will be showing them what we’ve done so far and know they will be prepared for us and able to accommodate our growing needs….so whatever we do it will be lasting!
As soon as there is more information you will hear it. We aren’t going anywhere. We won’t stop until we have a solution.
On their website, Payoneer also write that they are
a licensed and registered e-Money issuer across the EU and Money Service Business (MSB) in the US.
We strictly comply with KYC, OFAC, AML, and the requirements of the Bank Secrecy Act (BSA), including provisions in Title III of the USA PATRIOT ACT, and we are also certified at a Payment Card Industry (PCI) Level 1 Data Security Standard.
I guess if Achieve Community wish to continue as Johnson has indicated, then they’ll have to find a new payment processor who isn’t any of the things Payoneer is above.
Good luck with that.
Footnote: Thanks to the BehindMLM readers who provided the source material for this article.
What is truly funny is that ferguson, a poster at MMG, told me that I didn’t know what I was talking about Achieve being a Ponzi.
To prove his point he said: Achieve could not be a Ponzi because Payoneer doesn’t work with Ponzi’s proving that Achieve could not be a Ponzi and was legal. Not less than 4 hours later they announce that Payoneer is no more.
Hmm, I guess I can deduct that this is a Ponzi after all since Payoneer cancelled them. LOL!
I just argued with some woman on the achieve fb group before i was kicked and everything was deleted because I pointed out the very simple flaw in Logic.
In the back office of achieve the newsletter states that the growth was too much for Payoneer and they couldn’t keep up. LOL U WOT M8!?
PayPal, Google, Ebay, Go Daddy etc etc all use Payoneer and they are trying to say that they cant keep up with a couple mill which pales in comparrison. When I presented this factual information a woman kicked me and said, and I quote “None of those companies are even big”.
[ ] normal mind
[X] full retard engaged
I handed them all the proof and I got a swift kick, delete and block. LOL.
Will Troy & Kristi have their day in court for this scheme?
Lets hope they go to jail before they create a new scheme
Paypal does not use Payoneer.
Do you have to step in ponzi over and over again???
Flexkom Ponzi Scheme had Payoneer on it’s MasterCard. This was after the scam had already blown through Turkey, the UK, and EU with numerous ponzi allegations including, if I’m not mistaken on the timing, a court case in Turkey.
Clearly, someone at PAYONEER is NOT doing their research prior to signing with these “companies”, or……….
Maybe PAYONEER deserves a review of it’s own from Oz.
actually , payoneer markets itself as an ideal payment processor for the MLM industry . sometimes it may be difficult to differentiate between real MLM and the ponzi’s.
Does this give them the excuse they need to run off with the funds if they never find anyone to replace PAYONEER.
How long will everyone wait considering some just joined and others have been waiting for quite a bit.
At an 8 to 1 ratio exactly how many have really been paid is truly a small amount.
So with $2,760,00 that is 3450 positions paid.
How many members are they up to in the whole system as people can buy multiple positions.
You think the owners probably held many of those from the start.
They may want to worry if they can’t jump start this again.
I certainly agree with THAT statement. Lol
They are going to post a video update today at some point. I will rip it and post a link in here.
They are saying in the back office;
So would you classify this as a pyramid or ponzi? Payoneer allegedly distanced themselves from Achieve because they see it as a ponzi scheme.
u wot m9
they work in conjunction;
The people they scammed should not have to wait for their money there is money order and cashier check if it is a ligit business they must have A bank account.
And they don’t want you to touch it, now that they have your money, of course.
type “problems with payoneer” into google and find many issues from, lousy customer support to fraud and theft.
I happen to believe Achieve will be back up soon with a much better processor.
Another scam Kelly Tolar has been promoting. It is amazing how some people follow her and not learn at this point that all she promotes are scams.
I bought two positions based on what was shown but all the big payouts went to people who are the admin or small amounts went to the first batch of people over 7000 people bought in and it was cycling at 55 days till payout.
When I told them that credit card processing is what i do and that processors do not just drop you in a day for no reason i got told to shut up.
Then when I asked for them to just do a screen shot of bank account holding money i was booted from group even though i own part of the company.
Kelly Tolar was in it? That would have been the biggest clue to not participate
Why in the world would you want to own part of the company? There is nothing legal about this so-called company.
Everyone will always have an opinion!
My opinion is: Achieve with Kristi and Troy are amazing and highly intelligent to create and design an intricate system that gives everyone especially people in oppression the opportunity to taste the fruit of a God quality life.
I believe Achieve will be back up and running soon. They will be with a new payment processor within a week or two.
Achieve is working great and people are just afraid they are getting left behind.
Isn’t it this time of the year many scam type sites go bust for one reason or another? As the members are ready to cash out for Christmas shopping.
I was wondering why they didn’t start off with more payment options like the rest of the sites do. Or was it they burned their bridges with those processors long ago with other things they started.
How long will the group wait before they turn ugly?
Among HYIP ponzi / pyramid players it’s known as “Black December”
Traditionally it’s the time of the year when newbies who believe they really have “invested” their money and have been using their memberships as a sort of savings club attempt to withdraw their earnings to finance their Christmas spending.
Of course, no HYIP ponzi / pyramid can payout more than it is taking in, so it / they invariably collapse.
Regular HYIP ponzi / pyramid players are only too aware of what happens in Black December, so they have already withdrawn their money and do not sign up to any new opportunities from November to January, putting a further strain on the HYIP ponzi / pyramid “industry”
The next few months will see an increasing amount of desperate HYIP ponzi / pyramid owners offering ridiculous ROIs, as they try and finance their own Christmas spending.
Anyone who ignores the reality of “Black December” and joins a new ponzi or pyramid over the next 8 or 9 weeks might as well bend over and kiss their ass (and their cash) goodbye
Oh yes? And what’s that opinion based on, anything more than “I have funds trapped in Achieve and have to hope for the best?”
Try basing an opinion on Achieve’s business model and compensation plan. Sooner or later you were going to lose your money anyway.
There’s nothing intricate about cyclers, nor does the operation of a cycler script require any intelligence.
It’s just plain common sense, Each $50 position pays out $400. That’s 8 positions for each $50 payout.
This is simple math, alot of positions (People) are going to get burned.
Also, when a company states: “$50 pays for 1 position”, where’s your thinking?
You are buying positions. Nothing more.
TAC is full of simple minded people who refuse the truth when it is shoved in their face. It is really not hard to convince these people that the matrix is something special. Obv pyramid scheme is obv.
troy and kristi update nov 6th, 2014:
every company has its share of consumer complaints , thats not an indication of anything much. i cannot find that payoneer has been in a problem with regulators or authorities.
payoneer unilaterally suspended achieve’s payments , without any regulatory heat being turned on achieve.
this shows they like to keep their shit clean , and will not willfully play with ponzi schemes.
But whose opinions are backed up by facts, and whose are just wishful thinking, as in “if dreams are horses”?
Payoneer are a very high quality company, they process tens if not hundreds of millions daily.
Their support is amazing and very helpful, I have called the number on the back of the card a few times and they are very secure and friendly.
Payoneer is a clean company and unfortunately sometimes may not be able to see the lines between a ponzi and real MLM. In this case they have see it is a Ponzi and cut them off.
I can vouch for Payoneer ten fold, the excuse about Payoneer not being able to handle their members etc is pure B.S , complete B.S since Payoneer handle millions of dollars daily.
Payoneer is a trusted, reputable and amazing company hence the reason Google Paypal , clickbank and clicksure all pay their partners via Payoneer.
Payoneer have no problem with real MLM, for example Pure Leverage use payoneer and they REALLY exploded onto the scene fast.
Its a so so common story, “payment processor issues” Banners Broker, World Wide Solutionz… they all have “payment processor issues” then slowly dissapear.
Their language is so scammerish all this keeping the faith and believing, its disgusting and they are manipulating people with the whole we love you etc. It scambook 101 language they are using.
Yes it is approaching black december, this has been going on for over ten years black december, when all the “payment processing” problems happen.
Achieve works… look how much it has paid out… yes it may slow down again but if you have to wait a year to make $10 000 i would still say its worthwhile. people repurchase… it can never end.
All Ponzi and pyramid schemes “work” initially.
The problem is they are unsustainable scams dependent on recruitmeent/investment.
Sooner or later the money runs out. Reinvesting doesn’t generate any new funds in and of itself.
Lol, roll out the pseudo-compliance.
Too late for that. Even with a bundled product this is still just a recruitment-fest with no retail activity taking place.
And that’s why it may take more than 2 months at some point. but as long as people repurchase it will never run out… just take a long time sometimes
Once the money runs out, it’ll take a lot longer than 2 months. Try indefinitely.
Reinvesting only temporarily puts off the inevitable.
The “smart” ones run around telling everyone to reinvest as much as possible. Why? They have enough positions to withdraw a bit on the side.
By the time the new suckers have re-invested in enough positions to do the same, it’s too late to realize nobody joined after them and now there’s no money to withdraw.
What they’ll likely realize first is that the cyclers are dead. Those who were withdrawing early would have long since moved onto another scam at that point.
This is how cyclers play out.
What if… just what if… not only people were repurchasing but new people were joining who heard good things from people who have been successful with the program.
Plus there are people who are already members who are putting more of their own money into it(instead of just what they made from Achieve). the matrix will always be moving in other words… so every time it moves is a chance for one more person to repurchase, etc…
Plus people who have a large number of positions to be paid out are paid out in installments, so they have a chance to repurchase mid-cycle.
(Ozedit: See comment #33)
So who is this mysterious processor that will allow them to resume?
I guess it can last a bit longer then it will be stopped again right around the peak of shopping season.
As either the money runs out or the processor wakes up to this still being the scam they recognized it was in the first place.
so no longer will they be handing out $400 for a $50 spend?
No doubt they will decrease the earnings
and or try to keep the spend nearly the same since that is the “sweet spot” everyone dived in for.
Yet will everyone want to promote this and or respend on more positions knowing this?
I think this may end sooner than they think.
So the people expecting that have been let down?
This is a pyramid scheme dream.
It’s not going to happen because, as full of stupid idiots as the world is, there still aren’t enough to sustain a pyramid scheme indefinitely.
Mathematically that is impossible. Wishing upon a star will not make it so.
This is all just putting off the inevitable. Those who got in first and bought a bunch of positions and convinced everyone else to reinvest will still make off with the lion’s share of funds.
Guess who sits at the top of that group? The admins.
theachievecommunity.com and readytoachieve.com are registered in panama [ glorious tax haven!]
troy and kristi , are making sure their retirement fund is out of reach of US authorities. i bet they have a clothes bag all packed and ready in the boot of their car .
payoneer also uses the registrar server enom.com , but i don’t know if that means anything .
Actually, that’s the address of whoisguard, their proxy registrar.
The Payoneer domain is registered to a:
and hosted by:
Akamai Technologies, Inc.
8 Cambridge Center
oops !! 🙂
when payoneer doesn’t need whoisguard , and is not afraid of spam , what are achievecommunity so scared about ?
achievecommunity is a subset of ‘work with troy barnes, inc’ which is incorporated in delaware in march ,2014.
The problem is that Work With Troy Barnes, Inc. is not registered as a business entity in Michigan, as required by law. So he is operating illegally in his own home state.
Not only is his company not registered in Michigan or any other state to do business outside Delaware, nor in any country where they are doing business. The Achieve Community is not registered anywhere.
They just keep digging that hole deeper and deeper with all their BS and the latest update is a real laugher, but the faithful are eating it up praising the return as showing all us naysayers we are wrong. LOL!
For those of you who are interested, here is the latest update from Kristi, and I quote:
(Ozedit: see comment #33)
I especially loved they are adding “products.”
BTW ,master card gave payoneer the boot from its list of compliant service providers since may, 2014. but payoneer.com still carries the mastercard logo in nov , 2014 .
this ‘may’ have something to do with payoneer being underwritten by the bank of belize which is supposed to be laundering drug money .
check around page 37 onwards:
So if we are making predictions, how long till Achieve shuts down indefinitely?
I am banking they will open with some sort of way to resume but shortly after that they will shut down again with another excuse.
They have to appear to be solving the problem.
The same as when I wrote the review. When affiliates stop purchasing new positions.
Given that they presently can’t… ho hum.
@Lynndel “Lynn” Edgington
OK, I might be wrong but I do see Work with Troy Barnes Inc registered with the dept of State of Michigan. Just for me to know, to be considered a registered entity of any state, what do I need to do?
i cant find it , could you post the link ?
A quick Google tells me I can register a Limited Liability Company or Incorporate a business in the State of Michigan for $149 + govt filing fee.
However, “registering a business” is not the point.
My local delicatessen is a “registered business” but it’s certainly not registered to rip people off, operate as a money transfer business, run a ponzi / pyramid scheme or act as a financial adviser.
What’s more “incorporation” is designed to protect the staff / shareholders from personal liability and give tax and ownership flexibility.
It does NOT give protection to customers and clients, nor does it permit the business to operate without the requisite industry specific permits, licenses and taxation requirements.
In terms of HYIP ponzis and pyramids, the expression “legally registered business” does nothing but trick potential victims into thinking they are somehow protected.
Although every state has its own variations on when a business must qualify as a “foreign” (out-of-state) corporation or LLC, they all follow this same basic principle — is the business intrastate or interstate.
Interstate — — meaning that all of your business is conducted across state lines. For example, if you sell and ship merchandise from your home state to residents in other states, you are engaged in merely interstate business, which cannot be regulated by other states.
so , as ‘work with troy barnes’ physically operates from michigan , registration in michigan is necessary , but not in other states.
companies incorporated in delaware , do not need to physically function from delaware ,but require only a registered agent in there .
@Anjali — you may have to explain how to “domicile” a corporation too.
You would need to pay a nominal fee to the registration bureau which is usually an office overseen by the Secretary of State.
Registration provides the LLC with “legal presence” or legal personhood within the State. Thus the LLC is a separate “person.” from its owner(s) and conducting business via the LLC may provide the owner(s) with some protection from personal liability.
Incorporating and registering an LLC is for the sole benefit of its owner(s) and should never be taken as an indication of good faith, legitimacy or competency.
I registered my company as a corporation many years ago. I just had to answer some basic questions (names of the officers, was it minority owned, etc.) and pay the fee.It was very easy to do.
To adequately identify a company you must note the name, the State of incorporation and the type of entity it is.
For example Troy Barnes LLC is not the same as Troy Barnes Inc. and Troy Barnes Inc, a Delaware Corporation is not the same as Troy Barnes Inc., a Michigan Corporation.
There is a Troy Barnes LLC, registered in Michigan but not a Troy Barnes Inc. If there is a Troy Barnes Inc. Its not domestic to Michigan.
Here is the info:
Document Link: dleg.state.mi.us/bcs_corp/image.asp?FILE_TYPE=ELF&FILE_NAME=D201410\2014301\E0120422.TIF
You need to run Java to see the document.
It was recently registered on Oct 28th 2014. Address Matches the one on the Achieve website. This is for Troy Barnes LLC, I do not see anything under Work with Troy Barnes Inc even with keyword search in their public records.
So to which legal entity is the membership agreement with? Any one knows?
What I see on their website in the terms of service – Work with Troy Barnes Inc. So… :/
Personally I have not had the chance to go through the matrix yet, but I believe, there is no way it couldnt work. The only thing that can possibly make it crumble is if a bunch of skeptics start spread romours that its a scam ect.
It can never fail if people stay with it.
Also I think there probably is a scam going on, but not by the Achieve Community. .. why did payoneer stop supporting them ??
…. What do you think government ect, would think about this? If everyone joined an had great income, what would happen to them an society as it stands.
Not allot of people would slug their guts out on a job they dont really need would they. Im sure allt of people would still work but yhis would make a pretty big difference in the way people looked at their jobs.
Just a thought. ?
And sseriously, would you not stay with it. ??
People “staying with it” doesn’t generate revenue for Achieve to pay out commissions with.
New positions must be purchased, as with all pyramid schemes new affiliate money needs to be pumped into the bottom of the queues to pay out positions at the top.
Because of their cycler pyramid scheme business model.
Obvious is obvious to anyone not wearing a tinfoil hat.
Not everyone is comfortable with ripping off and stealing from those who join after them.
Some people have a conscience.
Then you have a horribly shallow understanding of what Achieve said about itself. Remember, from their own FAQ:
The only way a position will move is somebody joining. So new people have to join. “Staying with it” doesn’t move the positions.
Since you failed this fundamental understanding, the rest of your thinking is an automatic fail.
Because, unlike you, Payoneer decided that the chance to make a few bucks in the short term wasn’t worth the world of pain it would bring them when the inevitable happened and Achieve collapsed with the Payoneer name permanently linked to it.
I’m afraid you naysayers are horribly misunderstood. This program is NOT dependent on new members… it is dependent on positions bought… and the matrix can sustain on repurchases only… true, it may not move as fast, but it would never stop.
And each time you exit the matrix you are repurchasing even more positions, hence the reason why the cycle time gets shorter and shorter.
So again, this is an EXIT matrix, and it does not know the difference between new member positions and repurchased positions… Positions are positions… they work the same way.
Kristy M, I guess you are in Achieve. Let me ask. Do you see in the back office who is in queue? I hope you don’t believe that there are 528 people because that is how many are in the matrix but… there are a lot more than that on queue.
As they say, members are waiting in line to be entered into the matrix so, how many are in queue? Figure this, when 528 positions are purchased, only 66 people are paid.
Sooner or later, there will be a lot more people in queue because Achieve will be tight in cash as it starts to slow down.
the belief is that if everybody who makes pay out, reinvests 1/2 or 1/4th back in to the system , the wheel will never stop. i don’t know how that math works.
troy barnes keeps encouraging achieve members to reinvest by citing his own example repeatedly :
troy barnes FB post on nov 2, 2014
Pick an alias and stick to it please. Future comments under a different name from you will be marked as spam otherwise.
False. Each time a position cycles money exits the system.
Unless an affiliate re-invests 100% of their earnings back into the scheme, and everyone does this and nobody withdraws, the scheme will eventually run out of money and collapse.
Basic cycler scam mathematics, you can’t pay out more than you take in.
With funds already in the system, which are then withdrawn by someone else instead.
Again, cycled positions = money leaving the pot.
Spare us the marketing jargon and learn some basic mathematics please.
The only one **doing** the misunderstanding are sheeple like you who say things without ANY understanding.
Achieve depends on positions bought… and who buys the positions? “New members”, duh!
Thanks for demonstrating your misunderstanding though!
It doesn’t if they promise 800% gains. Reinvesting 50% of their “gains” means the other “400% gain” have to come from somewhere. The only logical explanation is “new investors”.
All Ponzis encourage “reinvestments”, some even make it mandatory. This one is no different: the less money leaves the system the longer the scheme will run.
Dear oh dear, there are always so many people who have so much to say about something they know nothing about.
Kristi Johnson is a very honest and caring person as is Troy Barnes, whatever the problem with Payoneer doesn’t really matter, what does matter is the fact that they are now working very hard to sort out the problem and MAKE CHANGES to satisfy the new processors.
So before you write something like this, make sure you know the facts, including the people making all the assumptions in the comments.
K Chang I probably won’t change anyones thinking here because sometimes people just like to argue but all business requires new purchases,investments,buying products etc…any online business requires it any brick and mortor store requires it to make any money, just use common sense..
Achieve is a great business..and new positions in this business is why it grows so fast and pays its members. Its a new business and things are being worked on to make it sustainable..Payoneer approved this business, Google Problems with Payoneer and you will find out that Payoneer has the problems..
This business and its owners are moving forward if you don’t like the business from what you have heard about it then don’t join many people are loving being apart of this.
We all have different oppinions and thats fine..but Please be respectful of people who need to make a living online and research a business and Join because they love the business and love the product and love the community of members..
800% Earnings are paying out at 55 day mark. Most people would be satisfied with 800% “earnings” annually.
That Achieve is a Ponzi scheme doesn’t matter, so long as you can make off with your stolen funds right?
Pseudo-compliance changes mean dick when your core business model is fraudulent.
Not all businesses use said investments to pay off existing investors.
That’s what differentiates “all business” from cycler scams like Achieve.
After just pulling the “all business are like us” textbook scammer line, that’s rich.
Yup, just like all pyramid cycler scams, as long as new suckers are being recruited and pump new funds into the scheme for existing members to withdraw… the inevitable collapse is put off.
All cyclers pay out initially, then collapse within a few months as the position queues blow out.
You can’t make a cycler sustainable.
The only evidence we have Payoneer conducted due diligence into Achieve is the fact that they’ve terminated their account. That does not suggest approval.
It’s likely Achieve was signed up to Payoneer through one of Troy’s other company names. And/or they didn’t investigate the business until the usual money laundering red flags became an issue.
Dismissing the fact that Achieve is a cycler scam as “opinion” is typical of those who are hellbent on participating in the scam and ripping people off.
Such people deserve no respect. And they entirely should be called out on their bullshit.
Troy and Kris are uneducated people in the network marketing, MLM or even business overall. If this was a real business, why be in debt since day one. They could be kind people, but their business ethics are horrible.
What you should have noticed, since day one. They lied to all members.
First it was 533 positions in a matrix, then it was 528 positions in a matrix but that is not how it all works. You get into the matrix once you are in queue for a certain time.
Now you can say… “well after 528 positions have been sold after you, you get into the matrix.” Think about it… Once certain positions sold you are then entered into the matrix where they are 528 additional positions to be sold?
Do you see where I am going with this. There is no activity stats shared with members which I believe all members have the right to see.
Troy and Kris are the only ones who can see where everyone is positioned and I truly believe they are not going by the way it is advertised. Which in this case, they are lying.
They are becoming just like the other programs, they just added Banner services and troy encourages its members to promote Achieve within the banner service? Hahahahaha
K Chang: Trying to help you to see…. the matrix doesn’t know the different between new member positions and repurchased positions…. you are asking “who buys the new positions?” Well, since this is an exit matrix (by the way, not a marketing jargon, it’s a fact) all current members eventually exit the system and re-enter (just as if they were a new member) into the matrix with new purchases.
New purchases and repurchases are the same thing! So this matrix will move even with just repurchases! Like I said before, it might move a lot slower, but nonetheless, it will still move.
You guys do know that this is real money being paid out… not just back office money right? You don’t stay in the system and repurchase with credits.
Of course it does. Repurchased positions = no new money entering the system.
New positions = new funds to pay off existing members with.
It’s a straight line cycler. “Exit matrix”, pull the other one chief.
Taking funds you stole from new members and pumping it back into the system does not generate new money. With withdrawals the system bleeds unless new positions are being purchased with outside money from new or existing affiliates.
Without the influx of new money, Achieve in effect becomes a closed system in which members pass around the same money in smaller and smaller amounts in ever decreasing circles until it disappears up its’ own anal orifice.
It seems rather obvious to me that a “program” sustained solely by repurchases would just be recycling money between members without anyone coming out ahead.
You can give as many gobbledygook explanations as you want, doesn’t change the fact that making money in this type of scheme requires new money to be constantly flowing in.
That’s not going to happen anywhere other than the magical thinking universe that fraudulent scheme operators/addicts seem to inhabit … you know, where everything is “legal” or ethical just because you wish it to be so.
So at some point, someone ends up burned.
The detractors want you to think that repurchases is not new money – hmm, does that old money buy new positions?
No. An affiliate uses old money (existing money in the system) to purchase new queue positions.
All that happens is money that was already in the system is put back in (for someone else to eventually withdraw).
No new funds enter the system via reinvestment.
really ! every 50$ will get you one advertisement banner ! what a brilliant unique legal solution !
hey troy ! achieve stopped paying remember ? because payoneer dumped ya’all remember ? no mention of this elephant in the room, on you video update troy ? what a slimy artist you are !
Troy reminds me of Tracey Davison (Pinoy Recruiters). Making outrageous comments thinking the whole world is going to join Achieve.
Trust me, no leader, recruiter, a person with common sense will join Achieve.
That’s what everybody said of Andy “Ad Surf Daily” Bowdoin and Paul “Zeek Rewards Ponzi” Burks (aka “The Singing Magician”) before their respective scams closed.
Exactly, your opinion on Barnes and Johnson are NOT FACTS.
Except no new money enter the system if it’s a “repurchase”.
Didn’t they teach you about “stacking” is bad in a matrix? Buying 1 position when it takes 8 or 250 to cycle is meaningless in terms of “accelerating advancement”, but it really hurts your own wallet as you get a lot less money in your pocket.
That’s just basic math, you see. Or perhaps you don’t see it?
As a perfect example of the disconnect between HYIP ponzi players and reality is the story of how AdSurf Daily members rationalized away the fact Andy “Money Magnet” Bowdoin refused to testify in his own defense in court by claiming he was “too honest to testify”
In fact, Bowdoin had been caught with his hand in the till, his nose in the trough and he still had feathers hanging from the corners of his mouth.
The only type of “Math” HYIP ponzi players know are those things that are drawn to bright lights at night.
oops! trouble in blue seas and heavenly hotels paradise !
cyrus , troy did not mention payment processing even once in his video update . now he just wants your advice on the ‘banner business’ , and he’s working with a big team of ‘professionals’ to address the banner issue , because , you know , THAT was the problem.
thankyou all amazing achieve family , consider your money gone.
To say repurchases are not new money in the system is to say a McDonalds employee who buys a McDonalds hamburger, “is not new money in the system” Bwah ha ha ha.
As long as banner ads are legal…who cares?
Prove they are not…Ha ha ha ha ha ha
How fucking stupid can you get?
McDonalds is not a cycler scam. Trying to draw analogies using their business model is pointless.
Either you understand elementary school math or you’ve gone through life a clueless twit.
It is a good thing Michael B finds his own joke so funny.
Otherwise there’d be no one at all laughing at his inability to understand basic math.
Perhaps Michael could stop ROFL long enough to point out where money actually leaves the system long enough to return as “new money”
Even by your logic. How long would McDonald survive if only employees bought their hamburgers?
Get a brain Michael B!
kristi , 11, nov, 2014 :
That is my point – McDonalds employess buying hamburgers with their money is not new money. However, McDonalds like Achieve, and like any business on the planet, needs new customers. Name any business that is eternally sustainable.
As it stands, 800% earnings in Achieve is down to 55 days and it will become faster when it gets going again.
Banner ads are legal and there is no price points that the FTC has set on banner ads. So Achieve will be around a very long time as people like to make EASY money.
McDonalds does not operate a straight line cycler scam.
Any more crap about McDonalds will be marked as offtopic derailment.
Achieve has no retail activity, unlike McDonalds.
Eternally no, there are a lot of legitimate companies that will be doing same or similar stuff 40-50 years from now.
On other hand, I can guarantee that in 3-6 month we will hear about Achive in “please give me my money back” posts and may be in criminal proceedings in a year or two.
Payment will require a monetary transaction = the money will need to change ownership as CASH, bank transfers or other valid transaction methods.
“Valid transaction methods” doesn’t include payouts to a back office. It doesn’t include payouts from a back office to e-wallets either (e-wallets are not bank accounts). It will include finished withdrawals from e-wallets e.g. to an external bank account.
@Anjali- yes, I saw that too lol. Amazing eh? People in the FB group are saying their lives are changed for the better even though they haven’t been paid.
I do hope some sensible people have complained to authorities about this scam but from scanning the posts there, doubtful thinking unless Shawn the man who spent 18,000 in it has notified authorities as he mentioned he would, and had questions/doubts once the payoneer story surfaced, well he was kicked out of the group.
On the Fb group someone has written this:
Technically, it’s not a cycler because we don’t “re-enter” anything – once our position is paid on it exits the company. You get paid per a matrix based on company-wide sales of their product. very simple
I don’t think anyone has claimed that banner ads are illegal.
At any rate, your point is irrelevant. Every pyramid scheme scammer knows they need a “product” to “disguise” the scheme.
Even the most gullible and unwary person might recognize an “opportunity” with no product as being dubious, if not necessarily identifying it as a pyramid scheme.
But a half-assed product created to pull the wool over the eyes of the gullible isn’t … as most scammers know (and presumably are gambling that they can grab the cash and disappear before an agency gets on their case) … going to fool with a regulatory agency.
For whom the existence of a half-assed “product” doesn’t necessarily legitimize a scheme.
As indicated in the link below:
Now, I know you don’t care about this … being interested only in the “EASY money” you mention … but, other non-scammer folks who are being urged to invest in this scheme … and may have little knowledge or experience of the “make money online” scam industry … and are researching it may find the information helpful.
Old refrain. Seen that back in TVI Express pyramid days.
Except their “product” are only sold to people who expect the 800% ROI, eh?
So, if you really believe this, then stop immediately from recruiting new members, and tell everyone else in TAC to do the same. It will go on forever, right?
New members and more positions only make it go faster, my friend… providing the 800% growth that Achieve needs and more… which they don’t seem to have a problem with one bit… so why are we even talking about this?
I’ve been in a lot of programs and I consider myself a fairly unbiased and skeptical person, yet so far I haven’t seen any reason to criticize or be doubtful of anything with Achieve.
We are all adults here and can make our own decisions of where we want to put our money. And if my intuition tells me this is a good thing, I’m going with it.
The problem you don’t see (or refuse to see) is those are not “customers”. They are people who expect 800% ROI just like you.
When you buy a burger from McD, you don’t expect 8 burgers in the future.
End of comparison.
And in return, they promised every one of those members 800% as well…
If you don’t see the absurdity in that, then I guess there’s no point talking to you.
So you participated in top of scams but this is not one of them? What your “intuition”(ala “greed”/”corrupt morals”) were telling you then?
They don’t promise anything K Chang. Like I said, we are all adults and understand the risk of buying into any programs.
At the moment, however, I don’t see any reason to be worried. But that is where I stand. You’re right, there is no point in discussing this further.
Really? 800% is just a suggestion?
The problem you don’t see (or refuse to see) is those are not “customers”. They are people who expect 800% ROI just like you.
When you buy a burger from McD, you don’t expect 8 burgers in the future.
End of comparison.
That wouldn’t be the right way to compare McD and Achieve.
Achieve you expect to pay $50 and receive $400 which is what some are referring to as 800% ROI as you stated.
At Mcdonalds when you pay $4.99 for a 20 piece chicken nuggets. you expect those 20 piece chicken nuggets.
But before you purchase them do you expect them to be cold or hot? fresh or stale? 19 or 20…Do you expect them to put the sauce in it or do they think you will ask for it if you want any?
Do you expect the coffee machine to not work when you decide to order a mocha? Is your answer no, yes, maybe or something more cynical and tongue twisting…
Boris, my intuition told me they were not going to work. And I didn’t listen to it, because I was too new to network marketing and someone close to me was trying to tell me otherwise (just give it time, blah blah, it’s going to work… never did).
This however, is unlike anything I have ever seen, and the feeling I get from it is unmatched. That’s all I will say. We all make choices we think are best for us, given what we know and how we feel.
Try looking at the disclaimer at the bottom of the website, Boris.
On the front page.
“You start with a $50 position, each $50 position pays you $400 and you can Purchase as many positions as you want.”
See contradiction? I do. On the front page, there is nothing about skills needed to get $400 other than give them $50. There is nothing in word “pays” is forward looking words.
They are saying that they will give you money plain and simple. There is nothing is Disclaimer to put it in doubt.
Im reading all this for about ten minutes now and wondering how many Achieve members are on here?
I bought 4 positions for 200$. Since then ive received 1600$ in payouts. Say all you like. Try and convince all you can. Money talks.
A cycler means you cycle out of something, in this case a queue.
Re-entry is neither here nor there.
Right. So why are affiliates purchasing the same product 10-50 times a week then? They are purchasing queue positions hur dur.
Because it’s a cycler pyramid scheme and some of us aren’t interested in ripping people off.
And by work, you mean “transfer new sucker’s money into my bank account”.
Like I said, some of us aren’t interested in ripping people off. We’re in a totally different mindset when discussing scams like Achieve.
Yeah, but pseudo-libertarian scammer rationale aside, the only good decision is an informed decision.
Which is where unbiased reviews, like the ones on this site come in.
Provides a different perspective and balance to the HYIP forum “awesome program offering a path to an unending gusher of passive wealth and run by experienced, caring and trustworthy admins who just want to see other people succeed” type BS.
This allows an individual to consider all the facts and make an “informed” decision.
If after reading an objective assessment of an “opportunity”, “program”, or whatever the scammer wants to call it, an individual decides to go ahead and put their money into an illegal enterprise that’s likely to burn 98% of participants well, as you say, that’s their decision.
At least their decision will be “informed”, if not intelligent.
There’s no need to convince anyone of anything. Achieve’s cycler scam business model speaks for itself.
And congratulations, you stole $1600 from people who joined after you. What an achievement in life.
I was convinced against my better judgement to buy into this scam too. I bought 4 *positions*. Was not paid and don’t ever expect to be paid either.
Troy and Kristi are stalling and it’s all a bunch of horseshit. Of course earlier members got paid. That’s how these scams work.
Let’s see what more excuses they can dream up now.
BTW- they are not allowing ANY questions in the FB group. This was posted earlier lol.
Are you saying that all participants know this is a fraudulent scheme and don’t care … because “money talks”?
If that’s the case, and none of the participants care whether the scheme is legit or not or how they make their money (by scamming others) or worry about losing their “investment” when things go south, why do scammers spend waste time on sites like this making nonsensical comparisons of their fraudulent scheme to legitimate business and the rest of the scammer 101 BS arguments?
I mean, if participants are going to jump in regardless of what an objective review might say and money talks so loud that it drowns out rational thought, it seems to me that there’s no reason for the scumbags who promote these fraudulent schemes to defend them and/or try to convince others of their legitimacy.
You’d think they’d spend their time more productively, i.e., dreaming up some relatively original excuses for the inevitable collapse … as the old “(enter relative name) died”, “payment processor screwed us”, “government screwed us”, etc., lines are pretty tired by now … and planning their next scheme.
It should be remembered Achieve is not Banners Broker or Zeek Rewards or Telexfree.
It isn’t going to last two years or even a year and certainly isn’t going to attract the sort of numbers “next-big-thing” ponzi / pyramids can attract.
HYIP ponzi players know they have a limited time to ensure there is enough new money for THEM to at least cover their initial deposit and move into profit.
Further compounding the Achieve Community pimps’ problem is it’s moving closer to Christmas, a time when new money slows dramatically and large numbers of members start asking for payouts to cover their own Christmas spending AND the signs are already there Achieve has already begun to fail, which will further discourage new money from joining
really ! regulations changed ? did the FTC or SEC say that adding banners biz , will make a ponzi/pyramid LEGAL ??
banners are not a product , purchasing banners, and getting paid when others purchase banners is not an ‘economic enterprise’ . it’s illegal money transfer.
yes , when processors see ODD amounts of money being credited into participants accounts , most are able to smell the rat. it’s not rocket science .
thankyou great/wonderful/amazing achieve community ,consider your money GONE.
wait for a fresh ponzi to be announced by troy&kristi a few months down the line , and everyone can start the ripoff afresh !
This could have been ripped from the Banners Broker book of modern MLM scam/cult training: Insist on rigid thinking. Ostracize the impure.
In any event, maybe those with impure thoughts can find semi-safe haven at the TelexFreeAustralia Facebook site that has been repurposed to draft people into the Achieve Community scam.
One guy was permitted to point out that TelexFree no longer was with us. He didn’t get yelled at.
Instead, the Facebook host told that gentleman and all others who came calling that “Troy and Kristi have been hurt in programs before so decided to start [Achieve].”
He didn’t list the “programs” that had hurt Troy and Kristi.
Also from the scambook training manual: The host made sure he pointed visitors to as many Achieve “payment proofs” featuring Payoneer branding and Payoneer customer names as he could rustle up.
I’m thinking Payoneer wasn’t too keen on that. Hell, there’s a screen shot from a Samsung cell phone that shows a Payoneer logo, a customer’s name and a message that $400 from Achieve had been loaded on a prepaid debit MasterCard.
One with Achieve branding alone screams, “Without lifting a finger!!!” — and conveniently shows an arrow pointing to the sum of $8,000.
There’s even a pulldown menu styled, “Achieve Payment Proof.” In addition, there’s a dire warning that someone is running a scam with Achieve’s name but using PayPal.
The message falls along these lines: If someone solicits you with PayPal or if you see an Achieve “payment proof” that says PayPal, you’re dealing with scammers.
It seems that “payment proofs” that say “Payoneer” are still acceptable, even after the apparent demise of the Achieve/Payoneer relationship.
At least you aren’t comparing the Achieve scam to the Girl Scouts organization. Your colleague on the repurposed TelexFree Facebook site is.
Another of your colleagues — actually, a husband-and-wife team who helped the MPB Today “grocery” matrix spread to affect tens of thousands of people before the operator went to prison — has a site up that teaches Achieve members how to spam as many as 60 Facebook sites at a time.
In the MPB Today matrix scam, they taught the troops how to videotape UPS drivers when they showed up with MPBToday scam proceeds that had been converted into big-screen TVs: Yep. Big-screen TVs as “payment proofs” and UPS drivers as unpaid, unknowing movie extras.
(Some of their fellow MPB Today scammers used bank tellers and Walmart workers as unpaid, unknowing movie extras. MPB Today was just one huge privacy invasion; Achieve is shaping up the same way.)
Here’s the former MPBToday couple’s scambook coaching for Achieve:
Just like Zeek before its demise. Yep, exactly the same.
You have no idea what network marketing is. Learn from the real advocates: DSA, Direct Selling Association
Quoted from NOLINK://www.directselling411.com/for-sellers/who-can-help/pyramid-schemes/
Achieve is a pyramid scheme. All of you pay to join so you can “advance” (cycle out) and profit from payments of others who might join later.
Yeah I’d rather my money (which was initially promised) instead of participating in a playschool arts and crafts class pretending like I’m getting something for my money.
On the banners thing, there’s nothing wrong with advertising as a product.
Adding it to a pyramid scheme cycler business model does not all of a sudden make pyramid scheme legal though.
It’s pseudo-compliance, which the owners have admitted they are only doing because they are seeking payment processor approval.
You can add all the products and services to a pyramid scheme you want, you’re still running a pyramid scheme.
Oh and Achieve affiliates, this isn’t Facebook. Stay on topic. If you want to rage against the machine do it elsewhere.
You know nothing about me or what I’ve been involved in. I have been in direct sales for the last 5 years, with a very reputable company, but as many people are aware, it is difficult to build and sustain a team. The top 2% are the ones who really make it.
This is what is great about Achieve. We are all a team. Every position you buy helps everyone else before you. And you know that the favor will be returned when it is your time.
I love the idea of purchasing a position, knowing that I am helping someone else who is struggling like me to get paid. We are all helping each other succeed, while at the same time helping ourselves. What is better than that?
In that respect, this program is far from being greedy or selfish, in fact, it is quite the opposite. Okay my friends, I’ve said all I needed to say in here, I’ll let you go back to whatever you do… but one more thing… you call yourselves unbiased, but really… Come on… all you are doing is attacking a program before you know anything about it!
It would be different if you had bought a position and the company failed and you didn’t get paid. Then post a legit negative review. But many of these reviews and comments are assumptions and opinions.
Just like mine! My opinion is that Achieve is awesome… we already know what the general opinion is here, and I’m not gonna be able to change it and that is okay! To each their own 🙂
Until it isn’t. All pyramid schemes collapse.
Facts are facts, your opinions are irrelevant.
All BehindMLM reviews are based on a company’s business model and compensation plan.
This might be rainbows and shiny new object syndrome for you, but cycler scams are nothing new.
They all end up the same, stalled and forgotten about. Those with money still trapped in the queue(s) lose it.
So is it only banners and advertising credits so far?
I am sure any processor will want much more than that for compliance. Doesn’t payza have some sort of checklist you go through and submit when you apply to use them for your business?
So you lied about, what was it that you wrote:
Any other revision of your narrative/lie you want to amend before we continue?
That’s what every pyramid or Ponzi victim said about their scheme up to the day when their scheme collapsed or got raided by the government.
@ Nope, Sorry
The money is *frozen* now. It’s not going anywhere or rather it already has and people like you and me who bought into this aren’t going to be seeing a return of it. Time to wake up and move on.
I should have known better but I’ve never been in one of these schemes before and had little idea what I was getting into (I listened to a friend that insisted it was perfectly legit and I didn’t have the time nor inclination to do my homework until I came across this site).
Yes, my friend told me about Zeek and said people were still defending it even when the guy went to jail. I guess the Achieve drones are no different.
Wow, poor people paying poor people. What an idea! You call this successful? Achieve have uneducated lazy people who do not want to build on their own skill set with a true network marketing company.
Achieve is all about fake promises and I guess they have been reading my posts since they are adding more products to their program but its far worse than that now. Its the people who are deceiving people.
People in Achieve has said me “We are adults, people know the risks” So tell me this, are you expecting to lose your money? Since you know the risks? A lot of people who are not network marketers know “how to play the game” this is why Achieve is in deep shit.
Achieve is like one of those emails where people get saying they won $1,000,000 and decides to pay the fee in order to get those $1Mil.
Yes, there are still lots of people who don’t know how to do research. This is the same with Achieve people. The Majority of Achieve members are program hoppers hoping that this will be the different but sorry to say, its not.
JPP, Zeek, Achieve. Oh, by adding the banner service, they just decreased their value. Now they are just trying to be like the other programs. Its panic mode.
I guess you guys never noticed that Achieve is on 2 different websites right? The front end where all the information about their scheme is located and the back office where I bet they give their processor access to with no info about the company scheme. Just saying.
so, i wonder if achieve’s account with payoneer was ‘unverified’ and hence had payment ‘caps’ . when payoneer must have asked achieve for verification documents , to check their business model , payoneer must have realized what was going on, and turned off the tap.
i think terms and conditions for payment processors will be similar if not exactly the same?
from terms and conditions payza:
Expectation of profit is enough to warrant charges of pyramid scheme. You clearly lack perspective or the knowledge of such, and you refuse to amend your knowledge as well.
Furthermore, there are PLENTY of scammers who used that excuse to justify their scamming.
Paul “Zeek Rewards Ponzi” was quoted to have said this to a reporter, “I never told them to put in any money they can’t afford to lose. Don’t blame me.” He was recently charged criminally by a Federal Grand Jury for his role in Zeek Rewards ponzi.
Seems you already trotted out the **same** excuse already.
Actually nobody went to jail for Zeek yet.
slightly off topic, but the american bar association has recommended that 2 points be reduced on the sentencing grid where the ‘victims’ have ‘helped’ in propagating the fraud.
so , the idea of victims sharing a bit of responsibility is there . look at the achieve people saying we knew the risk and we participated from free will . victims may not be entirely ‘innocent’
It’s hardly a “favor.” Achieve cast a wide net on social media and encouraged prospects to participate in a conspiracy to commit wire fraud and securities fraud.
FINRA and other regulators have been warning about this precise sort of thing since at least 2010. Most of the recent pyramid-scheme cases brought against MLMs are filled with references to social-media promos.
How did Achieve NOT understand this? How did serial promoters NOT understand this? I submit that they understood it perfectly and simply didn’t care.
And if Achieve, as advertised on the Ponzi boards, gets a new processor and introduces a scheme by which participants have to make two separate transactions of $5,000 each to acquire 200 positions, it’s going to be a conspiracy to commit “structuring” to evade bank-reporting requirements.
There is no good venue from which to hatch a pyramid scheme. But Michigan is one of the worst because pyramid schemes are a long-running joke across the state.
There is even a bar/in-house concert venue in Grand Rapids called “The Pyramid Scheme.” It is a playful little poke at one of the state’s most depressing “industries.”
This comes directly from the website of the Michigan Attorney General. Ask yourself if it sounds like any of the sideshows currently accompanying Achieve (uppercase added):
Source: NOLINK: michigan.gov/ag/0,4534,7-164-17337_20942-208400–,00.html
If a pyramid complaint ensues, it very well could allege the sale of unregistered securities in the form of “cycler positions.” It could allege securities fraud, too.
If someone is “struggling,” pitchmen only will be adding to their struggles.
Achieve is both a “micro” scam ($50 “positions”) and a “macro” scam (10 “positions” for $5,000, with unlimited “purchases” an option).
WCM777 and TelexFree did the same thing, using a slightly different form. About $1.3 billion later, the operators find themselves confronting litigation coming from every conceivable direction. In TelexFree, some of the individual promoters are confronting litigation, including complaints that allege racketeering.
It is hard to get a handle on the number of victims from both schemes. That’s because many participants bought multiple “positions.” It’s the same story at Zeek.
Opps. 100 “positions” for $5,000.
Hopefully, it’s only when victims KNEW it’s a fraud and participated any way. And that is going to be a PITA to prove in a Ponzi scheme.
it’s easy to dismiss other people’s hypothesis BACKED UP by logical analysis and facts by stating they are merely “opinions”… by ignoring all the evidence.
It’s something Ponzi schemers and participants do ALL THE TIME. it’s just plain “ad hominem” attack… You don’t debate. You merely condemn “they don’t understand us”.
That’s really funny when you don’t seem to even keep your narrative / lie straight, so you don’t even understand yourself. You really have no hope of making your point, when all you do is making yourself look stupid.
Trying to have a discussion with Nope, sorry and all the other “believers” of TAC is like trying to push a rope in a straight line.
Adults have discussions, they do not engage in personal attacks. I don’t think I have once attacked anyone’s personal character here.
Some of you can have a decent debate or discussion, and I appreciate that and consider your viewpoints, but with a few others it seems as all they can do is name call… so, I will not put up with that.
I am done here. I won’t be coming back to read anything, so don’t bother responding. Have a nice day! 🙂
According to your personal viewpoint, that is.
Other “adults” on the other hand, find that having decent debate with defenders of fraudulent internet ponzi and pyramid schemes to be a pointless exercise.
Ah, is that what you mean by an “adult” discussion, gotcha
Maybe it’s just me, but it looks more like a “I’m taking my bat and ball and going home” response to me
He is like a Drug Dealer on the corner telling others, “Yes, I sell crack, but do not insult my character”. Comedy of highest order.
Same old cycle.
Scammer runs across BehindMLM, scammer attempts to broadcast legitimacy of their latest scam. Scammer hits brick wall. Scammer spits the dummy.
Other than your own, you mean.
Probably off doing the “pigeon chess” now…
Sounds like funds might have been frozen/seized. They need new seed money to start the queue payments again.
Lol, nothing suss.
I just read that update, comical but of course the believers are thrilled lol – I wonder if Troy and Kristi just pocketed the money and are going to start a new cycle only to end again in a few months.
How does one sign up to spend money into the system with an unknown processor ? Of course anyone can do respends from an ewallet. Lets stick a fork in this one and call it done.
it seems achieve is relaunching on the readytoachieve.com platform.
the products section shows that banners have been added at the rate of $50 per banner.
how can posting banners generate revenue to pay out 800% ROI?
just who are they bullshitting !
@ Terrence B- they have enough suckers/drones on their FB group (almost 20,000) ready and willing- no questions asked. Can hardly believe the gullibility.
Actual gullibility might be a legitimate factor. But is is likely that some veteran scammers within the scam aren’t actually gullible.
The most disingenuous people you’ll ever encounter participate in these scams. Some of them won’t play unless there are public faces to take the fall. They’ll feign “support” for a “program”/operator during the good times — and then throw them under the bus when things go South.
By the time it’s over, they’ll blame everybody they can think of. After that, it’s off to the next scam, only to do the same thing all over again.
Boy, that Blackburn guy really admires the products Troy pus out. I wonder how he will react if troy introduces dirt.
They don’t want to mention the processor because if they would had, they know that people will call them and ask if they are legitimate. Then the processor will delay and investigate whats happening. Achieve doesn’t want non of that, this is why they are keeping quiet. Yet another delay, another week.
I doubt they even have a processor- sure they may have spoken to a few and like Kristi says “it’s looking really good” (yeah,right more BS)but they are just stalling IMO.
from payoneer terms and conditions :
Blackburn has been hired and paid from the beginning of this by troy.
Have never seen so many extrapolations by the doubters here.
TAC does not pay a 800% ROI. They share 100% of the earnings as TAC continues to grow. The magic is – the more positions purchased the faster the earnings. This reality is one issue the doubters here would like to remain willingly ignorant of.
Keep them coming..
Positions are purchased by affiliates, with Achieve promising fixed ROIs paid out of new affiliate funds.
A Ponzi scheme by any other name.
Consider your “issue” addressed (it was already addressed in the review).
brb getting booted by payoneer
brb new processor – cant say who
brb still 100% legit
brb readytoachieve.com cannot be found, check your internet connection
The only “magic” is the trick pulled by the crooks behind Achieve being able to convince so many people who have probably never heard of a matrix in their lives and have no real idea how one works or that matrixes are mathematically guaranteed to fail, that Achieve is any different to several thousand other failed HYIP ponzi matrix frauds AND send them money.
At this point I don’t think Michael B. even takes himself serious. As anyone with a calculator can see this won’t last for long.
I think he is just having fun posting to see how many responses he can get.
LMAO- now the above is the real truth. Sadly Michael B is like the rest of the TAC drones.
Wow, not even admin fee? Or the money flowing to the top, i.e. Kristi and Troy covered all the expenses?
Your scenario doesn’t even make SENSE as a business. It only makes sense as a scam.
Too bad you’re too blind to see it. Must be all those virtual dollars covering your eyes and plugged in your ears…
this is way too funny:
hello achievers , dont bother troy with silly questions about payment processors , BUT feel free to call/contact him IF you have a ‘Purchase Plan’!! guess y’all know what that means !!
He doesn’t care whether it’s positive or negative, but:
“YOU WILL PAY ATTENTION TO ME”
Watched the video, heard the so called conference call which I don’t think anyone knew about.
Funny how they mention how Kristi is Sooo… busy.
Really? Busy with what, counting people money. Does she do payroll? HR? Clean the Office? I mean, there are 24 hours in a day, how busy can she be if nothing is running, nothing is happening. There is no operation going on, so how can she be busy.
Other people are doing all the work for her, Programmer, web designers (banners). Rodney the Pimp glorifying their kindness saying that other owners of programs don’t take the time to call their members and ask how their family is doing.
Online scammers do this everyday to try to western union you some money.
she must be busy building a new safebox under her lawn , joe. her pardner troy announced a few hours ago on FB:
i hope michigan SEC are reading this,they wouldn’t want to set up clawback and reimbursement with 200,000 ‘victims’ to deal with .
So when this thing collapses and if they are summoned to court, do the victims ie the achieve community get their investment back or is it too bad so sad to the victims?
You mean their orignal $50 spend? I am sure you are not talking about all the respending.
just found out achieve is also taking taxes out of people’s money before they get it
Takes taxes out for a GLOBAL BUSINESS? – are they reporting and sending these taxes to who?
Here’s the latest update from Kristi:
They are supposed to or else IRS will be after them first. As the joke went, remember it was IRS that got Al Capone, not the FBI. 😉
Only if they are employees.
Companies in the U.S. do not withhold/submit taxes for independent contractors. If the person is paid $600 or more, then the company issues you a 1099 form with a copy submitted to the IRS.
It is up to the individual to include this in his/her tax return and pay (any) taxes due.
^^^^^ Absolute idiots in that group!!!
Another gem from the same drone:
ok who is spending $2500 to test the waters of some company that can’t keep a processor?
Even if some of the bunch are doing this with respends, the amount of positions that have to be paid are still staggering.
What person lives for such a pipe dream to come true?
Go to gilbert lopez on youtube he explains how they take out your taxes and people are complaining thet are taking our 25 percent and 40 percent.
I don’t know who told you TAC takes taxes out on their members. Nothing could be further from the truth.
They do ask for our SS or Tax ID number so they can 1099 you at the end of the year if you earned over $600.
That video your referring to by gilbert lopez does not state Achieve is taking taxes out so get your lies straight!
He is referring to what he is planning to do with tax liability. Bring facts not assumptions!
He’s showing how much he is setting aside for taxes and how much he has left over for repurchasing. Achieve isn’t paying those taxes. He simply isn’t taking the money out to spend nor is he using it to repurchase.
The premise is, at the end of year, he has set aside enough money to pay his taxes. Which is the smart/right thing to do.
If you don’t set aside money to pay for taxes as you go through the year (no matter what business you are in), you could end up in trouble when it comes time to file taxes and you have nothing to pay them with.
He is using 40% based on his research. Across the screen is a constant message to consult with a tax specialist (so you can determine how much you need to set aside).
The company he is in is a scam, but how he is managing his money is quite smart.
I was an idiot who got suckered into joining this fraudulent business right before Payoneer severed business ties with them.
Needless to say, I’ve since requested a cancelation of my membership (to which Troy has offered me a refund) and have disputed the charges on my credit card.
My moral compass would like to alert the SEC and FBI to this as a part of me cannot stomach watching all these people get suckered into this Ponzi.
Yes, it’s a Ponzi. I don’t care what the admins in FB (and on these threads) say (because, yes, they also had their glory days of laughing to the bank) but a Ponzi is a Ponzi and I should have known better.
Besides, if they had nothing to hide or fear, they wouldn’t be deleting all the questions I had about their system (or questions asking to explain how exactly their business differs from a Ponzi scheme) when I was once on their FB forum.
From the looks of it, countless others are having questions deleted too. If you’re a prospect considering this fraudulent business, consider yourself forewarned and stay away.
Wonder whether the tax being withheld will get to the IRS or just stay in the scheme operators’ pocket?
Based on the information in the publication below, it doesn’t seem like the Achieve members would be considered “employees” for tax withholding purposes however, participants in fraudulent schemes aren’t explicitly mentioned, so who knows?
For all you “believers” ask yourself this question:
If TAC is so real and legal, why aren’t all the payment processors falling over themselves wanting to do business with them?
While technically correct, in scam-like schemes the lines gets really blurry quickly.
Putting lipstick on a pig and you still have a pig (probably an annoyed one now)
lol, according to Kirsti they are. I really want to dropkick her into a pit of used condoms.
kristi, nov, 14th :
everybody does NOT get ‘helped’ kristi ! a few get helped and MOST get screwed over . and YOU get ‘helped’ the MOST kristi !
Besides, if they had nothing to hide or fear, they wouldn’t be deleting all the questions I had about their system (or questions asking to explain how exactly their business differs from a Ponzi scheme) when I was once on their FB forum.
From the looks of it, countless others are having questions deleted too. If you’re a prospect considering this fraudulent business, consider yourself forewarned and stay away.
I once asked those questions too and they were deleted. Can someone point me to the proper channels to make a complaint against this scam? Do I just file a complaint with both FBI and SEC?
Our community has 9458 members and I am here to take care of all of you.
So how many of those members has been taken care of so far?
At this point its not really about hiding its more about crowd control.
Nothing spreads or turns a crowd faster than negative talk.
Keep the crowd peaceful it gives you more time to stall around and look busy.
You have to always give “them” hope that something better is about to happen even if it never does.
Thats when the crowd gets restless of waiting.
The next total sheep is paulk (after Myriad Force) on the MMG forum. My God, I have seen some really oblivious sheep on the internet, but this guy takes the cake1
Reminder to Achieve affiliates: This isn’t Facebook. If you want to offtopic rant to it elsewhere.
I’ve had to mark the last few responses from Achieve affiliates as spam because they are derail rants full of ad hominem comments and/or strawman arguments.
Either contribute to the discussion constructively or don’t participate at all.
I asked on their FB page how $50 was turned in to $400 and was accused for asking them their seceret formula.
“It just works like KFC, you don’t ask Colonel Sandrers his seceret recipe.” I also got the answer, “how do you make interest on the money in your bank.” Well, my comment was eventually deleted.
Some early entries may get money but this scheme will crash. Please don’t quit your jobs or put in money you can’t afford to lose. Remember the old saying “if it’s too good to be true…
When I had questions about this business, people kept giving me the following explanations:
1) “Troy and Kristi buy into the matrix so it must be legitimate.” — Um, okay, because they were probably the first to pay themselves the 800% and by the time October came rolling around, and you see Troy unabashedly posting his $9000 in positions purchased around the Internet for the month of October.
What people are not realizing is that those payments are the very monies brought in by affiliates and recycled/used by his truly. He’s made a lot of money already (he isn’t shy about posting it either…..) and at this point, he’s “repurchasing” with money stolen from other affiliates.
2) Those admins were the next to buy into this Ponzi. See them posting about how they made thousands while they were out at a party, or how an Achiever Diva can never have enough shoes?
Obviously, they have a need to fill their emptiness with superfluous baubles and call it a “fulfilled life” – and furthermore, have the audacity to flaunt their power in these social media forums in dictator-like fashion.
Their so-called “zero-negativity” policy ostracizes people with brain cells who have very standard and legitimate questions about the business.
3) And then there are the high-rollers. Those experienced in the “game”. I’ve talked to them behind closed doors.
Yes, they’ve bought thousands worth of positions and yes, they are straight up in telling me this is a Ponzi. The more suckers who join, the better chance they get paid, and then they can slip out when no one is looking.
Luckily, they’ve bought their positions on credit cards and if things start looking like the roller coaster is on its way down (which it is), all they have to do is dispute the charge on their cards.
4) And then there are the others. Tantalized by these Payoneer payment screen shots, caught in an illusion that they will get their break in life and make millions.
People, if you’re stretching to make that $50 payment on your debit card – well, as an adult you know what you’re getting into, but please save others from falling into this trap.
If you yourself lose money, then lesson learned, but do you really think you’re doing the right thing by sucking your friends and family into this Ponzi?
At the end of the day, no matter WHAT explanation the admins give: This is a PONZI. And thankfully, the admins never bothered to answer any of my questions because I now realize it’s just easier to take those questions directly to the SEC and FBI.
By the way, you can leave anonymous tips with the SEC. Just go to the SEC website, behind all that mumbo-jumbo of Achieve not being an “investment” (yadda yadda via the admins), this model is STRAIGHT UP CLASSIC TEXTBOOK PONZI (with efforts via Kristi and Troy to melt some cheese on it in hopes of covering it all up).
I now have two words for The Achieve Community: Tick Tock.
Latest update (Monday Nov 17):
POSTED IN TAC GROUP TODAY. KRISTI AND TROY DIDN’T EVEN LIKE THE POST. LOL.
People also don’t ask how the Zeek daily percentage was calculated. Turns out it wasn’t… Burks just made it up day by day.
At least with fried chicken recipe, you can come up with some pretty darn close recipes.
You can’t emulated scam without being a scam.
There’s very little ‘luck” involved in their usage of credit cards.
They are not at all shy about telling newbies on the “usual suspect” HYIP ponzi forums how to make their participation in the ponzi du jour relatively “risk free” by abusing the “disputed purchases” policies of the credit card companies.
Believe me, there’s a lot more fraud involved and harm done in the HYIP ponzi / pyramid / get-rich-quick “industries” than society knows about or wants to admit.
So were they getting
Once your card is loaded with $100,a $25reward will be loaded t to your card
So as they pay members they were getting bonuses
Hello All! After reading many of the comments above, I have realized two things. The first is that there are always going to be people in this world that are going to find a reason to be critical and negative about everything in this world!
The second thing that I have learned is that the opinions of others, as we are seeing here, are just that…..opinions. We are all adults and we have been given the ability to make choices on our own, for our own lives…resulting in good or bad outcomes.
As far as The Achieve Community is concerned, I would have to say that I far more enjoy reading all of the uplifting and encouraging posts and positivity of the members, then to look at the negativity that is posted by people who have nothing better to do than to bash others for their decisions.
Whether or not this is a scheme or a scam is yet to be seen, but for me, just having the opportunity to interact with others who have “hope” and the ability to see the good side of things is a blessing.
Money is money, but life is so much more! Everyone of us has to make the choice how we live the life we are given. Is your glass half empty or half full??? It is all in how you perceive it!
Off to file a complaint with the SEC, how many others have done so?
When it comes to Ponzi schemes? Youbetcha.
Opinions are irrelevant, only facts matter – such as the fact that Achieve Community is a Ponzi scheme.
Whether you enjoy reading positive horseshit is irrelevant, Achieve Community is a ponzi scheme.
Horseshit again, Achieve Community’s compensation plan is not an unknown. It’s a Ponzi scheme.
And what poor choices you’ve made. Deceit all the way.
Jayne must be one of the delusional TAC cheerleaders who lacks brain cells to think. TAC IS PONZI SCHEME STRAIGHT UP!!
The people in the FB forum are so severely out of touch with reality, I can hardly believe it.
Jayne, unbeknownst to herself, is perpetrating a crime that is about to hurt many, many, people. While she hides in her positivity bubble and accuses naysayers of being “negative”, little does she realize that the actual reality is that we are presenting people with facts that may prevent others from getting hurt.
Go to the mmg forum and read the mathematics of why and how this business cannot possibly sustain itself. This deceptive matrix/Ponzi/Pyramid is illegal.
It’s like these solo brain cells, for fear of dying from loneliness, are congregating with each other in one huge web of deception.
LOL, more stalling………….
More delays and excuses- now tell me who cannot see the writing on the wall?
WELL, WELL , WELL…………………
THIS DIDN’T TAKE LONG NOW, DID IT?
It looks like the flock of TAC Achiever Devil’s (Diva’s) (“Don’t question our atharowti” Admin Beotchezz) in charge over there at TAC “Official Group” are now dumpin all the poor TAC victims in the filthy ponzi deathditches and moving them/advertising them onto the next s00n-t0-fail ponzi “position” scheme; and it’s none other than this shady cave known as xtremeprosystem [and you can just insert TAC admin beotchezz’s link here]
FIRST UP (and 2nd only down the greasy TAC group ponzipole to other than Miss Kristi “Excuses” Johnson herself) is a shoe-grabbin-from-illegal-ponzi-porfits…..an english birdie with the initial’s CD who is now starting to hawk http://www.xtremeprosystem.com onto FB groups today (who knows maybe it was yesterday, I digress).
Ahhhhhhh, all that fresh ponzi victim meat!!!
Here is CD’s BRAND SPANKIN NEW ponzi-post I found TODAY (11/22) in a FB BIZOP group:
JUST. WOW. CAN U SAY SINKING SHIP???? HAS THE TAC OATH TO K&T AND THE POOR BAG-HOLDERS AT THE ACHIEVE COMMUNITY EXPIRED ALREADY CD????
NEXT UP we have another lil english TAC admin birdrat pumping this out on yet another FB BIZOP group today (11/22):
So……..what does this say to all the current out of pocket victims of TAC?
Why are u here again?
You’ve been had?
Achieve is dying?
GET OUT NOW?
Troy Barnes will never pay you, so why u so STUPID?
Kristi “Processor Excuses” Johnson is laughing AT you, and we have your money, and her and Neo are going to starbucks to find a “new” programmer that has “decent” WIFI access?
The list could go on and on here.
It’s going to be a spectacular slo-mo train wreck for the REAL TAC victims. You know, the ones that never cycled yet and will have lost BIG TIME buying large amounts of positions out of pocket already. You know, the ones that have LOST their $2,500 ~ $5,000 ~ $10,000 ~ $20,000 AND PROBABLY MORE “investments.”
They’ve got a warm market of suckers who evidently believe the impossible mathematics behind matrix cyclers.
The reload schemes were inevitable.
So Caroline Dondoua is now promoting another ponzi- lol, how low do these people sink.
Report the latest reload scam xtremeprosystem to Paypal! Do it now.
I have aready reported this scam. I want all these dirtbags thrown in jail where they belong!
Is there a link on Paypal sight to report such things? I just looked and couldn’t see any.
And I’m with you scammerssuk, I want these dirtbags thrown in jail too. Unfortunately in my experience it’s not that easy.
For example my ex husband and I were scammed by our accountant who was supposed to be investing money for us.
In 4 years he stole almost 1 million US from us and we reported it. He’s still free, walking and scamming others (we weren’t the only one’s we found out later).
Is xtremeprosystem ran by troy and kristi too?
the registrant name is set to private , so who knows.
but the domain is registered only till nov 26th,2014.
um , today is the 23rd, of nov ?
The best way to report scams using Papal is by sending an email to aup @ paypal .com
This has been an interesting read. I joined Achieve mid October. I will not pretend to understand how a system like this would/should work.
My thought was a $50 position, no big deal. If it works, great, if not, it’s a $50 loss …
Worried about some who put in thousands of dollars … seems like a bad idea for any start up idea. Anyway I will be following this forum from now on, thanks !!
Domain registration updated to expire 11/23/2015. Not too confident it will last that long are they! LOL!
shit ! i hope it wasn’t my post that reminded them to update ! LOL.
Below is an outlandishly bizarre statement posted by an active member of the Achieve FB group. While this statement does not deal directly with TAC, it does give the reader a glimpse into the warped mind of an Achieve drone.
In this case, we have someone who believes in the unpublished and unexplained “Triple Algorithm” while simultaneously denying the existence of one of the world’s most prevalent diseases. Incredible!
Not every post in the Achieve FB group is as entertaining as the one I posted above. The following is downright disturbing.
There’s an old English proverb, “A fool and his money are soon parted.” Indeed, The Achieve Community is efficiently separating thousands of fools from their money while rewarding the charlatan leadership group and a handful of lucky, early investors. But in some cases, it’s more than money on the line.
It’s high-interest borrowed money, from legitimate creditors, which must be repaid.
The Achiever then posts screen captures that document a total of $6000 in purchases, spread across four different credit cards. Her post garnered over 400 “Likes” and 340 replies.
Perhaps ten of those replies expressed some form of concern for maxing credit cards and buying “on margin.” The remainder are all the high-fiving, back-slapping, self congratulatory nonsense one expects from a collection of delusional dreamers with poor business sense and nonexistent money management skills.
And that’s the logic scammers rely on. meanwhile, if only 10,000 people think that way, the scammers have made off with a hefty $500,000. That’s why they continue to scam.
These are the same gullible fools who trot on over here and swear black and blue, on everything but the business model, that Achieve isn’t a scam.
I have little sympathy for the idiots of this world. And even less for the scamsters who take advantage of them.
Ahhhhhhhhhhh, more deeeeelllaaays deeellllaayys deeellllaaaayyyssss…………. AND NOW with a new and improved BULKED -UP 7-10 EXTRA BANNER DELAY!!!!!!!!
THIS IS REALLY REALLLLY NICE FOR KRISTI AND TROY, BUT FOR ALL YOU BIG OUT OF POCKET TAC BAG HOLDERS, NOT SO NICE!!!!!!!!
HELLO MORANS???????? ANYONE HOME???????????
Well it looks like everybody and ESPECIALLY all those BIG out of pocket “position” bag-holders have a HUGE CHOICE to make VERY VERY SOON since Kristi JUST NOW ON NOVEMBER 24TH’s UPDATE ever so conveniently padded in and extra 7-10 DAY WAIT TIME on top of the ALREADY PADDED-IN 1 WEEK WAIT to get people “paid” again once they start back up, PLUS FACTORING IN HOWEVER MANY DAYS YOU HAD LEFT TO CYCLE OUT FROM WHEN THEY FROZE UP ON NOVEMBER 5TH!!!!!!!!!!!!!!!
Well…..this spells out CLEARLY possible $ disaster for you!
So…….since they cant start back up without the “banners” all those big out of pocket CC position spenders back in September and October are SCARILY running out of time to file fraud claims with their CC companies………..
ARE YOU AN ACHIEVER BELIEVER NOW?????
DO YOU NOW SEE HOW THE PONZI GAME’S PLAYED OUT FOR YOU????????
What ARE you going to do??????????
Kristi’s November 24 update below.
A dissenter named Rick D was summarily booted from the TAC FB group after raising questions and exercising critical thought in the reply section of Kristi’s November 24 update/stall-tactic (posted above by TICK TOCK).
Rick D had the gall to question if he and his fellow Achievers are getting the full story from the TAC leadership. While Rick D was clearly upset, his greatest offense was his use of fact and reason, drawing upon his own experience and the expertise of his son, a web developer by trade.
Clearly such heresy will not be permitted in the Cult of Achieve. Demigods Troy and Kristi will strike down with great vengeance all who question the sanctity of the “Triple Algorithm,” the omniscience of the executive leadership, and the holy canons of the Cult itself.
IT looks like they have another payment processor
^^ See here: https://behindmlm.com/companies/will-spamming-positivity-bring-achieve-community-back/
Anyone else think they might be LYING that they have a processor? Really wouldn’t surprise me.
Given their history, what would make anyone think they were NOT lying ??
I found out Kristin just bought a new car! Hmmmmmm,mm!
A new car and she can’t wait to take everyone’s money starting soon without a payment processor (known except by them- hmm…. if there even is one). Please people, do not buy into this scam. If something smells rotten in Denmark, well it’s because it is.
Kristi and Troy just announced that Achieve Community is back in business…..yup they can take your money now.
You can purchase positions, however they don’t have their payment processor attached yet, BUT they can sure accept your money!
Doesn’t make sense…I got booted from their FB page because I was asking questions and voicing my opinion of these scammer skanks!!
Only by credit card, which means anyone doing so is giving a bunch of complete strangers their credit card details, including the CVV number, on an unsecure website.
HYIP fraud or not and setting aside the fact they are buying worthless products and banners, it’s very hard to be sympathetic towards people who are prepared to ignore the most basic rules of doing business on the internet.
DON’T GIVE ANYONE YOUR CREDIT CARD OR BANK ACCOUNT DETAILS UNLESS YOU’RE CERTAIN IT’S THROUGH A VERIFIED SECURE SITE.
Troy started up another matrix on vnetelly.com this week. At the end of the terms and conditions the exact Riverview, MI address is listed as the achieve community address. It is a tiny house worth $30K. HMMMM!
the whois is also the same as Achieve. vnetelly.com was running under different management in 2013. this seems like a relaunch by troy.
jimbo , is troy collecting funds under vnetelly , or is it lying inactive ? maybe he bought it as a backup , in case achieve could not be revived ?
if he collecting under vnetelly , i hope this is reported in all achieve FB forums , because if the owners do not have faith in their own ponzi scheme , how can ponzi players trust them ?
I am not sure but troy didn’t like that I figured out the two were connected to his same little house he just purchased.
A couple weeks ago the vnetelly site was basically a blank form that was very much like the achieve site, now it appears super fake but looks like you can purchase on it.
anjali: you posted the domain name of VNETELLY.com and the address, why don’t post the Achieve Address as well..thank you.
PS: can anybody confirm that Troy just bought a 30K house, and Kristi bought a new Car?
From the vnetelly site: Online promotion is the beginning of the destruction financial community
That is right in the FAQ. So they don’t want anyone promoting this anywhere
Yet it is worded in the faq just like the Acheive site.
What is really going on?
If it’s in the public, it’s in the public. As the Chinese proverb goes… You can’t cover up a fire with a paper bag. 😉
So what’s really going on is they’re relying on ‘psst, it’s the secret sauce’ component of a scam… Every scam has a “magical” component where the scammer does some “handwaving” and voila, there’s your profit.
Be it “penny auctions” (Zeek), “bridge financing” (Profitable Sunrise), “bitcoin mining” (BitClub), International Reply Coupons (Charles Ponzi), or pigeons (Pigeon King)…
Why secret? They don’t want you to compare notes with either the real thing or each other (i.e. other members). It also makes you feel like they’re doing you a favor… and finally, it makes you a co-conspirator.
yeah , it’s really a piss poor site.
with all the negativity surrounding achieve , i’ll bet troy is keeping a back-up plan ready . serial scammer!
Your not a very smart detective to not know ENOM is a domain name registrar and Web hosting company and alot of online programs use them, Lol.
This does not prove Troy owns the domain VNETELLY.com. Your a flippin idiot!
1] jimbo post#244 : Troy started up another matrix on vnetelly.com this week. At the end of the terms and conditions the exact Riverview, MI address is listed as the achieve community address.
2] terrenceB post#248 : From the vnetelly site: Online promotion is the beginning of the destruction financial community
That is right in the FAQ. So they don’t want anyone promoting this anywhere.Yet it is worded in the faq just like the Acheive site.
3] anjali post#245 : the whois is also the same as Achieve
melinda , what kind of picture do points 1,2,3 paint together ?
i’m not going to call you a flippin idiot , because i believe you can think through this .
here’s a little more help, to aid your not flippin idiot thought process, melinda:
from terms&conditions on vnetelly.com :
who’s address is this melinda dear ?
With all due respect @Melinda, must you really be so rude? Yes, a little detective work indeed confirms the link between vnetelly and TAC. See: http://www.vnetelly.com/#!terms-of-service/cn72
Quoted from webpage: >> TERMS & CONDITIONS
This agreement applies to persons who visit, purchase from, or otherwise use the Work With Vnetelly, Inc. (Hereinafter referred to as “WWV”, “We”, “Our” or “Us”) or The Achieve Community Website. If you do not agree to be bound by the terms and conditions of this agreement, do not use or access our suite of websites.
….CONTACT WWV INC.
Except as explicitly stated otherwise, any notices to WWV Inc. shall be given by postal mail to: 14739 Parkview St Riverview Michigan 48193 You agree that you will notify WWV Inc. in writing of any claim or dispute concerning or relating to the site and the information or services provided through it and give WWV Inc. a reasonable period of time to address it before bringing any arbitration or legal action. <<
The resson Melinda used flippin idiots.. Is because if u read through the above posts you continually refer to achieve members as fools, idiots, morons, so comment proffesionally and with respect and shall receive the same..
And there are some sad people on this site who would dearly love to see people lose money just so they can say i told u so..
So to you google search experts mo one really gives 2 hoots about yr opinions and views cos while yr waisting time with written diarrehha.. Achiever are busy earning money.
^^ Scammers mindset. Take it for what it is people, so long as they get your money they clearly don’t give a shit.
errr, how ? has payout started ?
Mr Oz ,From an aussie to anAussie.. Seriously who are u trying to kid mate?..being an aussie u should now that aussies like to have a bit of a punt and a wager here and there. So placing a $50 on a opportunity is a done thing here cos there are plenty of Australians in Achieve..
We dont realk care how much money the owners make cos everything they have said so far they have delivered, i have earned over $2000 for just $50.. And friends that i have introduced hsve also cycled..
And dont say that i have stolen somebody elses money that started after me cos then u will really piss me off.. You have no idea whether Achieve is ponzi, scam or whatever..you are just trying to compare it to other failed biz which achieve doe not resemble in the slightest..
Eagerachiever, The only reason I checked out the Riverview, Mi address was I was thinking about buying into achieve.
The Riverview, Mi public web site lists a different owner for the 900 sq ft house. I asked troy about it and he told me he just bought it and stay out of his personal business.
I didn’t think it was personal as it is listed on the achieve and vnetelly web site. He didn’t comment about the vnetelly site at all.
okay , so if you haven’t stolen the money of people coming in after you , how do you explain 50$= 2000$.
is there a real world explanation or is it Magic .
anjali.. Re yr reply “errrr” i guess thats a throat sound is it?.. Im sure u have nt come down in the last shower and have viewed the Achieve pages ..but just to repeat itvfor yr benefit..members of achieve voted to start the programme a week earlier than the proposed date so that the cycling can pick up from where it left off..
Again from where it left off and its dine so perfectly. People have cycled …as fot this site trying to discredit Achieve well its realky working cos only 2500 new paid up members joined on relaunch..
Want some advice? Put $50 bucks in i wont tell anyone, then u can. Choose after u make $400 if ubwant to keep the tirade up..
so you know its a ponzi cycler , yet you refuse to admit [ you threaten to get pissed off] that you’re stealing from people coming in after you ?
With all due respect mr roundman.. U know exactly what that means.. It been infered (?earlier in this thread,that someone that thas had cycled and had been payed out was congratulated on steeling another members money that joined after..
Calling somebody a thief for simply following a business proceduref is not really a constructive and proffesional way to conduct some discussion here..appoligies for the typo but my fingers are to big for my phone..
You are a Ponzi scammer looking to steal funds from those who join after you. And Achieve, by virtue of it’s business model, is a Ponzi scheme.
Quit lying to yourself and at least own it.
This might be your first rodeo but there’s nothing new or unknown about matrix cycler scams.
A spade is a spade. Being constructive or professional has nothing to do with it.
Don’t like being called a Ponzi thief? Don’t be one. It’s not rocket science, and neither is Achieve’s business model.
They simply take new investor funds and use it to pay off existing investors to the tune of 800%.
Pop goes the Ponzi.
What’s not constructive or professional about telling the truth ???
You can dress it up anyway you choose, it doesn’t alter the fact Achieve is a ponzi and anyone who “earns” is profiting at the expense of those who joined after him / her.
You can put lipstick on a pig, but it doesn’t alter the fact it is a pig.
Oh, and, BTW, Mr Eagerscammer,
as for trying to justify your involvement with the Achieve fraud by claiming aussies like to have a bit of a punt and a wager here and there”
Don’t come the raw prawn with me, “mate”
Dumb as dogshit this one. Strewth.
(shouldn’t you guys be in bed or something?)
Here on the West Coast, the night is but young (ish)
GMT+8, you’re on my time chief. Although I’m hitting the sack. Stupid cold hasn’t buggered off yet and I’ve got articles to write tommorow to catchup.
Right you are.
Hey guys. I read this site a lot (good work Oz) but first time commenting.
Quick update what Jimbo said, I posted on my FB wall about this and a few people from Achieve were tagged in and Troy ended up commenting denying any link with the new site.
Since then the address has been taking off but in the T&Cs Achieve is clearly named.
The T&Cs structure is identical on both sites and the templates used to on both sites are the exact same, right down to font choice.
I am not quite sure why this man is claiming there is no link when it is so blatantly obvious.
Apparently he is “getting his lawyers” on it.
(See thread here – facebook.com/permalink.php?story_fbid=378562505645996&id=100004767496351&pnref=story )
Could be another admin ripped off Achieve’s T&C?
It could be, most of the content is cloned but that does not really marry up with the exact same template/font etc being used to build both sites. It seems very much like the same designer using the same template to make the site.
The fact it was done a few days after the Payoneer thing makes it look quite like it was set up as a hedge.
Either that or one hell of a coincidence.
Also the same dubious looking cycler comp plan of buying “positions” and no need for anything else.
Could have been a contingency. What with the credit card factoring going on I’m not seeing Achieve in it’s current incarnation go on for much longer without attracting attention in the US (finance regulations).
Having a backup company read to approach processors with isn’t out of the question I guess.
Should be interesting when they hitch up the payment processor next week. They refer to it separately from iPayDNA so sounds like it’ll be another party.
I was tempted to pen an update surrounding the CC issues but will wait for the payment processor to be revealed. Money in is only half the equation, paying out is usually when the fireworks start (ala Payoneer).
Wouldn’t that be a hoot, watching scammers facing each other in a court and trying to explain their “business” to a judge.
It’s the timing of it I find most suspicious really.
I’d like to find out it’s just someone cloning the site but when they take the official line of Payoneer could not handle their volume really nothing would surprise me at this point.
Marie, The vnetelly mailing address was changed the same day I made my original posts. I guess its easy to change your own web site. wink wink
The achieve mailing address is also changed now. If everything was legit why did they magically change their own address the same time as vnetelly?
I live in Michigan AND I know Troy. This could be a top selling comedy if it were a movie.
He is a loser, and if you had seen how he lived before he stole ANY of this money, you would die laughing.
Now he has others money, and he is spending it quickly of course. I bet within a month, he will be in trouble with the law or when someone actually finds where he lives……
They at No Achieve are simply waiting for enough stupid sheep to put more money in so they can collect enough ponzi money to do a few select payouts OR run with more of your money so they can buy more new cars and houses and defraud more 86 year old ladies.
DO NOT FALL FOR THIS SCAM YOU WILL NEVER EARN A DIME HERE. CALL THE SEC AND STOP THESE IDENTITY STEALING SCAMMERS NOW.
I know of someone that has been with Achieve since July. He has been paid over well $20,000 so far and is expecting a huge payout soon.
He signed up other people in his family and some friends. All expecting to receive big payouts. He expects to retire in 2015 from his payouts.
My point is… if you’re one of the few early birds you win and got paid. If you were talked into this game late, then more than likely you will lose. It’s a gamble.
I’ve been reading the posts and updates etc. I’m beginning to get the feel that this is more of a cult like community.
The members that have money in the game have all the right to be concerned and have their questions answered without the negativity that they’re being intrusive and possibly spying. That’s crazy and btw, it’s THEIR money!
I’ve always been told that math doesn’t lie. I believe that applies here too. Just my opinion.
I thought “real” payment processors have code you can use that just works for a site that a programmer can use. Right away. How long will. This stalling continue ?
Achieve is stealing money and stalling you. DO NOT PUT ANY MONEY IN.
Troy and Kristi are stealing your money and lying about payment processors. I highly suggest you do a charge back and also report achieve to the internet crimes division of the usa gov and report it to the Attorney Generals office in your state, You also can do a SUBMIT A TIP on the SEC website to report securities violations.
THERE IS A BANNER LINK ON THE RIGFHT SIDE OF THE sec WEBSITE. DO not let these crooks steal your identify with ipaydna either.
Truly shady. I already submitted my report to SEC, let’s hope some action is taken.
This update is my favorite, Tuesday Dec 18:
(Part of the update)
LOL. Need I even say anything?
(Ozedit: See update here – https://behindmlm.com/mlm-reviews/achieve-community-review-50-straight-line-cycler/#comment-328240)