Legacy Builders is an illegal gifting scheme launched in 2024. Founder Michelle Oneil created the scam under her Digital Growth Community branding.

Oneil launched Legacy Builders following the collapse of Infinity Processing System, a prior illegal gifting scheme Oneil promoted.

Legacy Builders recruitment peaked around mid 2024. Either towards the end of 2024 or by early 2025, Legacy Builders recruitment had inevitably collapsed.

About a week ago Oneil, who personally claims to have misappropriated “over $5 million” through illegal gifting schemes, announced Legacy Builders 2.0.

Instead of acknowledging Legacy Builders was an illegal gifting scheme that inevitably collapsed due to declining recruitment, Oneil states in a launch video uploaded on March 12th;

We have over fifty thousand in the community now but I noticed a gap. And the gap was people need to learn more attraction marketing skills and social media marketing skills.

So Legacy 2.0 has what you can become certified. Certified in the 100% profit resell rights. Certified in understanding the process to organically attract customers to you.

In case it wasn’t obvious, “certification” obtained through Legacy Builders is not recognized by any accredited organization. It’s meaningless marketing waffle that means absolutely nothing outside of Legacy Builders itself.

Oneil claims that, to date, “over $29 million” in gifting payments have been made through Legacy Builders. According to Oneil “one of the most popular countries” Legacy Builders spread to was South Africa.

Other than blaming victims for not finding new suckers to fleece, Legacy Builders 2.0 appears to be a straight reboot of the original gifting scheme.

Gifting payments within Legacy Builders are tiered across $100 to $900. Participants must buy-in at each tier to qualify to receive payments across those tiers.

Typically in an MLM gifting scheme payments made to unqualified participants are passed up to the first qualified participant. In Legacy Builders Oneil keeps these passed up gifting payments for herself.

Based on Oneil’s provided numbers, her personal haul equates to to 20% or so of all Legacy Builder participant funds.

As noted in BehindMLM’s Legacy Builders review, Oneil keeping passed up gifting payments “makes Legacy Builders a substantially worse scam than your typical MLM gifting scheme.”

The last major MLM gifting bust in the US was Blessings In No Time (BINT). Launched during the height of the COVID-19 pandemic, an FTC lawsuit filed in 2021 alleged BINT scammed consumers out of tens of millions of dollars.

BINT owners LaShonda and Marlon Moore (right), settled the FTC’s fraud allegations for $9.7 million in 2023.

Later that same the year the Moores were further indicted on BINT related criminal charges.

The husband-and-wife gifting fraudsters pled guilty in February 2025 with sentencing pending.

Mirroring BINT, by Oneil’s own admission Legacy Builders has defrauded tens of thousands of consumers out of tens of millions of dollars.