surf-cycler-logoPassive Earner was initially launched in late 2014 by admin Brian Basser.

A Ponzi pyramid hybrid, Passive Earner’s business model saw investors promised ROIs through shares, with recruitment commissions paid to keep the scheme alive.

In response to concerns raised about Passive Earner being a Ponzi scheme, Basser answered (comment #14 in the link above):

My legal and tax advisers have explained to me that is perfectly legal to sell shares in my company in exchange for an equity position. No filing with the SEC is required.

Alexa traffic estimates reveal that Passive Earner went into decline shortly after launch:


A lack of ongoing new affiliate investment would see Passive Earner collapse so, in an effort to put that off a little while longer yet, Basser has launched “Surf Cycler”.

SurfCycler is an exclusive advertising and cash machine for use by members!

By earning and collecting tokens at Passive-Earner, members are able to transform them into real cash and traffic!

Read on for a full review of the Surf Cycler MLM business opportunity.

The Surf Cycler Product Line

Surf Cycler has no retailable products or services, with affiliates only able to market affiliate membership with the company itself (Passive Earner).

Once signed up, Surf Cycler affiliates can then purchase “tokens” and participate in the income opportunity.

Bundled with each token purchased are a series of advertising credits, which can be used to display advertising on the Surf Cycler website itself.

The Surf Cycler Compensation Plan

The Surf Cycler compensation plan revolves around the acquisition of “tokens”:

Tokens are an internal currency that is exchanged for cycling positions, with one token being equal to one cycling position.

There are two ways of obtaining tokens – collect them by watching advertisements at Passive-Earner, or by simply spending money.

Tokens bought through Surf Cycler cost 10 cents each, with tokens earned through Passive Earner tied to the watching ads.

On the compensation side of things, Surf Cycler uses a straight-line cycler queue to pay out commissions.

This queue requires two new token positions to be generated before a commission is paid out on the position at the top of the queue.

This is referred to as a “cycle” wherein the affiliate who owns the position at the top of the queue is paid 10 cents and given a new position at the bottom of the queue.

Note that in order to maintain their accounts, Surf Cycler affiliates are required to view company-supplied advertisements daily.

Joining Surf Cycler

Surf Cycler affiliate membership is tied to Passive Earner affiliate membership, which costs between $5 and $20 (for full details see BehindMLM’s Passive Earner review.

Note that a free Passive Earner affiliate option exists, however this is non-MLM and is therefore irrelevant.


I have no idea what Brian Basser’s “legal and tax advisers” might have told him, but with the launch of Surf Cycler things have gone from Ponzi bad to Ponzi worse.

In a nutshell what we’re looking at here is a 10 cents a pop micro-Ponzi, tied to Passive Earner by way of 10 cent token rewards on viewing of ads.

This is to artificially increase the view-count for Passive Earner pseudo-compliance (“but people are viewing the ads!”), despite investors being the sole advertisers on the site.

Queue based Ponzi schemes are just as volatile as their alternative-model cousins, with a lack of new investor funds causing the queue to stall.

When this happens, Surf Cycler deploy a “restart”, which sees “the system”

reset by paying all active positions an equal share from the reset funds and clearing the enitre (sic) cycler queue and starting over.

Surf Cycler claim these reset funds are sourced from

a special “vault” that keeps a percentage from every advertising sale both at Passive-Earner and at SurfCycler.

The reality is you can’t pay out more than you take in, so these funds are in actual fact a combination of funds trapped in uncycled positions.

This is not going to be a 10 cent refund per position (phantom tokens awarded upon cycle don’t inject any new funds into the scheme), unless additional funds are sourced from Passive Earner (which would create additional problems in itself).

Are those who didn’t cycle and are “refunded” less funds than they put in likely to queue up again? Probably not.

What this will leave is an ever-shrinking sucker base each cycler restart, as less and less investors cycle positions each time around. Not to mention the fact that in order to turn a profit, a position must cycle twice (first time is a 10 cent refund, assuming the token position wasn’t gleaned from Passive Earner).

As I mentioned at the start of this review, Surf Cycler might temporarily prolong the full-blown collapse of Passive Earner, but not for long.

Expect Surf Cycler restarts to increase with frequency over the next month or so, before either something new is launched or the scheme comes undone completely.