pif4all-logoThe PIF4All homepage identifies Don Harrison and Joe Freyaldenhoven as co-admins of the company.

The FAQ section of the PIF4All website lists “Raymond Joseph Freyaldenhoven” as sole owner and admin of the company.

raymond-joseph-freyaldenhoven-admin-owner-pif4allAn address in Arkansas is also provided and is presumably where Freyaldenhoven is running PIF4All from.

Other MLM opportunities Freyaldenhoven is currently promoting or has promoted in the past include InCruises (travel memberships), United Games Marketing (sports app), My Paying Ads (Ponzi scheme), KaratBars (pyramid scheme), Ads Clicks Profits (recruitment) and Strong Future International.

Read on for a full review of the PIF4All MLM opportunity.

The PIF4All Product Line

PIF4All has no retailable products or services, with affiliates only able to market PIF4All affiliate membership itself.

Bundled with PIF4All affiliate membership are advertising credits, which can be used to display advertising on the PIF4All website.

The PIF4All Compensation Plan

The PIF4All compensation plan pays affiliates to recruit new affiliates via a 3×21 matrix.

A 3×21 matrix places an affiliate at the top of a matrix, with three positions directly under them:


These three positions form the first level of the matrix. The second level of the matrix is generated by splitting each of the three positions into another three positions each (9 positions).

Subsequent levels of the matrix are generated in the same manner, with a complete 3×21 matrix housing 15,690,529,803 positions (yes that’s billions and not a typo).

Commissions are paid as positions in the matrix are filled, with positions filled via direct and indirect recruitment of new PIF4All affiliates.

How much of a commission is paid is determined by how much a PIF4All affiliate spent on their own membership, as well as how much was spent by the newly recruited affiliate.

In total there are four affiliate membership levels within PIF4All:

  • Silver – $5
  • Gold – $10
  • Platinum – $50
  • Diamond – $150

Commissions are paid on the recruitment of Gold, Platinum and Diamond affiliates as follows:

  • Silver affiliates – 30 cents for every Gold, $1.50 for every Platinum and $4.50 for every Diamond affiliate recruited
  • Gold – 70 cents for every Gold, $3.50 for ever Platinum and $10.50 for every Diamond affiliate recruited
  • Platinum – $1.50 for every Gold, $7.60 for every Platinum and $22.50 for every Diamond affiliate recruited
  • Diamond – $4 for every Gold, $20 for every Platinum and $60 for every Diamond affiliate recruited

Note that how many matrix levels a PIF4All affiliate can earn on is also capped based on their paid membership level:

  • Silver affiliates can only earn on three matrix levels
  • Gold affiliates can only earn on seven matrix levels
  • Platinum affiliates can only earn on twelve matrix levels
  • Diamond affiliates are able to earn on all twenty-one available matrix levels

Joining PIF4All

PIF4All affiliate membership is free, however affiliates must purchase one of the following paid memberships:

  • Silver – $5
  • Gold – $10
  • Platinum – $50
  • Diamond – $150

Note that existing PIF4All affiliates are given “epins” which can be given to newly recruited affiliates.

An epin allows a newly recruited affiliate to sign up for Silver paid membership free of charge.


In the MLM underbelly “PIF” stands for Pay It Forward. This is the concept of an existing affiliate paying for a newly recruited affiliate to enter the scheme they’re promoting.

In PIF4All paid affiliates are given epins which basically serve as a recruitment tool.

Silver membership commissions are pretty limited ($4.50 for recruiting a Diamond and only three matrix levels). The hope is that Silver affiliates will make a bit of pocket change, which will encourage them to pay more money for the costlier memberships.

These membership drastically increase income potential, which is a strong element of the PIF4All compensation plan.

The more a PIF4All pays for membership, the more they earn based on how much subsequently recruited affiliates spend on their own membership.

The long and the short of it is PIF4All functions as a recruitment-driven pyramid scheme. Nothing is marketed to or sold to retail customers, with all commissions in PIF4All paid on recruitment of new affiliates.

The advertising side of the business is neither here nor there, serving only as pseudo-compliance for chain-recruitment.

As with all pyramid schemes, once recruitment of new affiliates dies down PIF4All will collapse.

At that point anyone who hasn’t recouped their affiliate fee via recruiting new affiliates loses out. Mathematically this is guaranteed to be the majority of PIF4All affiliates.