CoopBusiness Review: David Rosen’s 2023 pyramid scheme
CoopBusiness fails to provide ownership or executive information on its website.
CoopBusiness’ website domain (“coopbusiness.com”), was first registered in 2005.
The private registration was last updated on November 11th, 2022.
CoopBusiness’ website went live in early 2023, suggesting the domain was acquired in late 2022.
Over on CoopBusiness’ official YouTube channel, we find marketing videos in which David T. Rosen identifies himself as CoopBusiness’ founder.
Rosen, a Canadian resident, first popped up on BehindMLM’s radar in 2015, as founder of the PIE 24/7 pyramid scheme.
In early 2018 Rosen launched Cooperative Crowdfunding, a matrix-based gifting scheme. This was followed by 50/50 Crowdfunding in late 2018.
In late 2019 Rosen rebooted 50/50 Crowdfunding as CoopCrowd.
After the first iteration of CoopCrowd collapsed, Rosen launched Coop5050 in late 2020.
Coop5050 began to collapse in late 2021, prompting Rosen to announce a CoopCrowd reboot.
CoopCrowd 2022 launched in early 2022.
CoopCrowd 2022’s official FaceBook page was abandoned in July 2022. This is around the time the pyramid scheme collapsed.
Today SimilarWeb tracks no traffic to CoopCrowd 2022’s website.
CoopBusiness appears to be the 2023 iteration of Rosen’s annual launch of pyramid schemes.
Read on for a full review of of CoopBusiness’ MLM opportunity.
CoopBusiness’ Products
CoopBusiness has no retailable products or services.
Affiliates are only able to market CoopBusiness affiliate membership itself.
CoopBusiness’ Compensation Plan
CoopBusiness affiliates pay $38 and then $28 every 28 days. There is also a second $280 every 28 days tier.
Commissions are paid when they recruit others who pay affiliate membership fees.
CoopBusiness pays recruitment commissions via a 3×10 matrix.
A 3×10 matrix places an affiliate at the top of a matrix, with three positions directly under them:
These three positions form the first level of the matrix. The second level of the matrix is generated by splitting each of these first three positions into another three positions each.
Levels three to ten of the matrix are generated in the same manner, with each new level housing three times as many positions as the previous level.
CoopBusiness pays recruitment commissions as affiliates are directly and indirectly recruited into the matrix.
There are two matrices, one corresponding with the cheaper $28 every 28 days fee and the other with the $280 every 28 days fee.
Note CoopBusiness does not provide specific commission rates.
Joining CoopBusiness
CoopBusiness originally launched with a $99 and then $28 a month cost.
In May 2023 this was dropped to $38 and then $28 a month.
CoopBusiness
CoopBusiness is pretty much a continuation of the crypto fraud David Rosen transitioned into with CoopCrowd 2022.
Up until now Rosen has been pretty transparent about the pyramid scheme commissions his various schemes pay out.
In CoopBusiness however, disclosure of specific commission rates are eschewed in favor of $10 million dollars a month marketing nonsense.
Beyond that, CoopBusiness is the same pyramid scheme Rosen has been running under different names for over a decade.
Each successive pyramid scheme seems to get shorter and shorter, with CoopBusiness no exception.
As of June 2023, SimilarWeb tracked negligible traffic to CoopBusiness’ website.
As with all pyramid schemes, once affiliate recruitment dries up so too will recruitment commissions.
As opposed to the faulty math CoopBusiness uses in its marketing, actual math guarantees the majority of participants in a pyramid scheme will lose money.
Update 19th March 2024 – A reader wrote in to ask about an MLM opportunity going by “Smarter Than Money”.
Smarter Than Money operates from the domain “smarterthanmoney.com” and is a rebranding of CoopBusiness.
This guy…it’s like he “Co-op”ted the word “Coop”,no creativity
I was in coop 5050. I made a lot of money. When he changed to coop crowd, I thought that it was gonna do the same, it didn’t.
Sounds like the people you originally scammed didn’t fall for the same scam again.
In all of Rosen’s scams all that changes is the name. The underlying pyramid scheme remains the same.
Dear Oz, you show BehindMLM’s youth with the context of this article, this man has been scamming people since the early 2000’s.
I remember at least three or four 2 x 2 gifting schemes and at least three or four matrix schemes 3×10 3×8 3×12 with bogus claims of a million dollars a month long before 2015.
Every 6 months to a year he recycles a plan so he must be out of money, again.
You do a fantastic service to the public to keep saving the gullible and desperate from these fraudsters.
Rosen’s scamming predates BehindMLM but I did note that in our original 2015 PIE 24/7 review:
You mean he can start his own black metal credit card business and not bail himself out?
How does this guy think no one remembers all of his schemes?
He is remembered Terrance B, he recycles an old project then calls his handful of net winners and they round up a new flock of sheep for the slaughter.
All of his projects have a short shelf life and they are all plagued by attrition.
When he learns of a good recruiter he opens new positions under them and takes the spillover they create like a petty thief.
Then the scheme collapses and he keeps all the money on the boards, he is a real low life scumbag.
The most manipulative admin the entire ponzi pyramid cesspool and a serial offender, Canada’s finest.
2015 wow the time flies when you’re having fun, kudos on the years of great reviews!
I’ve been in 3 of Mr. Rosen’s businesses and both myself and the people I’ve invited have made money.
In my opinion, these are the best businesses I’ve ever joined.
CoopBusiness offers lot’s of services and they are worth way more than what I paid. I have been quite impressed with the entrepreneurial mastery 52-week course.
Where’s the proof that these people offer of Mr. Rosen’s businesses not having worked?
@Suzy
Whether you and your recruits got in early and stole from a bunch of people is neither here nor there. You thinking gifting scams are “the best business” is also neither here nor there.
Gifting schemes “work” in that scammers such as yourself steal money from those who join after you.
Math guarantees when they inevitably collapse, as all of Rosen’s previous gifting scams have, the majority of participants lose money.
Not sure where you get your information Mr. Oz but I have sent money directly to hundreds of people and have received money from hundreds of people all over the world during the last 9 years.
Not one of them has ever had a bad word to say about Mr. Rosen or his businesses.
I wish more businesses were as transparent and easy to understand.
Regarding CoopBusiness I was able to try the business free and make sure I could build a team and make money before I paid. I was able to prove CoopBusiness worked without risk.
It works and I get paid everyday.
Thank you for sharing my posts Mr. Oz
You can shill and lie all you want. Math is math and the majority of participants in Rosen’s gifting schemes lose money.
Anyone can look up the website traffic and see CoopBusiness has already collapsed. And all of Rosen’s previous gifting scams.
Lying shills = spam-bin. Especially lying shills commenting from Ontario, Canada (Hi David).
Thank you for the headsup information.
Funny how both Coopcrowd and coop 50/50 websites are still up. It’s up to people how they wish to use the programs.
(Ozedit: derail removed)
Website up + no traffic = collapsed scam.
Sorry for your loss.
Thank you for the info.
Review updated to note “Smarter Than Money” CoopBusiness marketing branding.