XRP AI Bot Review: Gohar bros launch AI bot ruse Ponzi
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XRP AI Bot fails to provide ownership or executive information on its website.
XRP AI Bot’s website domain (“xrpaibot.com”), was privately registered on April 16th, 2025.
Further research reveals XRP AI Bot promoters citing Rehan Gohar as CEO:
That led me to an official webinar ad citing Gohar as XRP AI Bot’s “Marketing Expert”:
Jack Muller is presented as XRP AI Bot’s CEO. In other instances, Gohar is cited as CEO and Muller as XRP AI Bot’s “bot designer”:
Muller of course doesn’t exist outside of XRP AI Bot’s marketing. An Instagram profile was created under the name “Dr. Jan Van Muller” on July 6th, 2025.
The actor playing Muller has a European accent. Beyond that he just seems to be a random guy plucked from somewhere.
Rehan Gohar meanwhile is a serial MLM crypto Ponzi fraudster.
Rehan Gohar and brother Rizwan Gohar were behind the BizzTrek pyramid scheme, launched back in 2018.
BizzTrek collapsed around mid 2019. This prompted the launch of BizzTrade, a forex themed Ponzi scheme.
BizzTrade collapsed in mid 2020, prompting a reboot with “BizzCoin” and crypto trading.
BizzCoin’s crypto Ponzi collapsed towards the end of 2020. 2021 was mostly spent feeding BizzTrade victims various excuses.
In December 2021 BizzTrade Pro launched. BizzCoin was swapped out for BizzCoin Pro, and the Ponzi scamming continued.
BizzTradePro lasted until April 2022, prompting the Gohar brothers to launch NextGen Academy.
NextGen Academy began to collapse by early 2023, prompting the launch of My Car Club in March 2023.
Following a regulatory enforcement action in Australia tied to money laundering, NextGen and My Car Club collapsed in or around May 2023.
Call me cynical but, with XRP AI Bot, it appears the Gohar brothers are hiding behind a puppet CEO. It’s not the first time they’ve done it, NextGen Academy was fronted by CEO Paul Chalmers.
Originally from the UK, as investor losses mounted the Gohar brothers fled to Dubai.
Due to the proliferation of scams and failure to enforce securities fraud regulation, BehindMLM ranks Dubai as the MLM crime capital of the world.
BehindMLM’s guidelines for Dubai are:
- If someone lives in Dubai and approaches you about an MLM opportunity, they’re trying to scam you.
- If an MLM company is based out of or represents it has ties to Dubai, it’s a scam.
If you want to know specifically how this applies to XRP AI Bot, read on for a full review.
XRP AI Bot’s Products
XRP AI Bot has no retailable products or services.
Promoters are only able to market XRP AI Bot promoter membership itself.
XRP AI Bot’s Compensation Plan
XRP AI Bot promoters invest the cryptocurrency XRP. This is done on the promise of advertised passive returns:
- Basic – invest 10 to 499 XRP and receive up to 1% a day
- Eco – invest 500 to 999 XRP and receive up to 1.05% a day
- Boost – invest 1000 to 1999 XRP and receive up to 1.1% a day
- Turbo – invest 2000 to 4999 XRP and receive up to 1.15% a day
- Hyper – invest 5000 or more XRP and receive up to 1.2% a day
XRP AI Bot caps returns at 300%, or 400% including earned MLM commissions and bonuses. Once either cap is reached, reinvestment is required to continue earning.
Note that XRP AI Bot charges a 10% fee on all withdrawals.
The MLM side of XRP AI Bot pays on recruitment of promoter investors.
XRP AI Bot Promoter Ranks
There are nine promoter ranks within XRP AI Bot’s compensation plan.
Along with their respective qualification criteria, they are as follows:
- Ambassador 1 – generate 1000 XRP in downline investment volume
- Ambassador 2 – generate 2500 XRP in downline investment volume
- Ambassador 5 – generate 5000 XRP in downline investment volume
- Ambassador 10 – generate 10,000 XRP in downline investment volume
- Ruby – generate 20,000 XRP in downline investment volume
- Sapphire – generate 50,000 XRP in downline investment volume
- Diamond – generate 100,000 XRP in downline investment volume
- Black Diamond – generate 500,000 XRP in downline investment volume
- Crown Diamond – generate 1,000,000 XRP in downline investment volume
Referral Commissions
XRP AI Bot pays referral commissions via a unilevel compensation structure.
A unilevel compensation structure places a promoter at the top of a unilevel team, with every personally recruited promoter placed directly under them (level 1):
If any level 1 promoters recruit new promoters, they are placed on level 2 of the original promoter’s unilevel team.
If any level 2 promoters recruit new promoters, they are placed on level 3 and so on and so forth down a theoretical infinite number of levels.
XRP AI Bot caps payable unilevel team levels at sixteen.
Referral commissions are paid as a percentage of XRP invested across these sixteen levels as follows:
- level 1 (personally recruited promoters) – 8%
- levels 2 to 5 – 2%
- levels 3 to 9 – 1%
- levels 10 to 16 – 0.5%
Team Bonus
The Team Bonus pays a bonus referral commission on downline investment over a rolling 90 day period.
- Ambassador 1s receive a 6% Team Bonus
- Ambassador 2s receive a 7% Team Bonus
- Ambassador 5s receive an 8% Team Bonus
- Ambassador 10s receive a 9% Team Bonus
- Rubys receive a 10% Team Bonus
- Sapphires receive an 11% Team Bonus
- Diamonds receive a 12% Team Bonus
- Black Diamonds receive a 13% Team Bonus
- Crown Diamonds receive a 15% Team Bonus
Note that in addition to rank qualifying, XRP AI Bot promoters must also personally invest at least 500 XRP to qualify for the Team Bonus.
Joining XRP AI Bot
XRP AI Bot promoter membership is free.
Full participation in the attached income opportunity requires a minimum 10 XRP investment.
XRP AI Bot Conclusion
XRP AI Bot represents it generates external revenue through a trading bot:
The XRP AI BOT is a decentralized smart contract system that leverages quantum computing to continuously identify XRP arbitrage opportunities and execute high-precision, profitable trades around the clock.
The only difference between XRP AI Bot and the Gohar brothers’ previous trading bot Ponzi schemes is an AI ruse layer.
The AI scans multiple exchange in real time and executes profitable arbitrage trades automatically.
Putting aside all the Gohar brothers’ previous fraud for a moment, on its own merits XRP AI Bot’s business model fails the Ponzi logic test.
If the Gohar brothers had a trading bot capable of legitimately generating up to 1.2% a day on a consistent basis, what do they need your money for?
Furthermore, XRP AI Bot fails to provide evidence it has registered its passive returns investment scheme with securities regulators in any jurisdiction. This constitutes securities fraud.
Additionally with nothing marketed or sold to retail customers, the MLM side of XRP AI Bot operates as a pyramid scheme.
As it stands, the only verifiable source of revenue entering XRP AI Bot is new investment.
Using new investment to pay ROI withdrawals would make XRP AI Bot a Ponzi scheme.
As with all MLM Ponzi schemes, once promoter recruitment dries up so too will new investment.
This will starve XRP AI Bot of ROI revenue, eventually prompting a collapse.
The math behind Ponzi schemes guarantees that when they collapse, the majority of participants lose money.
To see this in action, look no further than the Gohar brothers’ many previous collapsed Ponzi schemes (take your pick).
