Vitru Global operates in the cryptocurrency MLM niche. The company doesn’t provide a corporate address on its website.

Vitru Global’s website domain (“vitruglobal.com”), was privately registered on March 27th, 2023.

Vitru Global represents it is headed by co-founder Ravinder Singh and CEO Frank Tornatore.

No verifiable information about either executive is provided.

Vitru Global affiliate marketing suggests Singh is from India and Germany, and Tornatore is from Spain.

I wasn’t able to independently verify this information, which is a red flag.

My first though was that Singh and Tornatore might be Boris CEOs. I was however able to verify they are being represented by real people:

The above is from an April 2022 Vitru Global Zoom webinar. It appears to be the only Vitru Global footage featuring the pair available.

On FaceBook Tornatore pitches himself as “Legal counsel specialize in inheritance Marketing (and) Specialist online and Blockchain”.

Photos over the last few years suggest Tornatore has, at the very least, attended various blockchain bro events.

The first thing you see on Ravinder Singh’s FaceBook page is a pinned post promoting the Solmax Global Ponzi scheme.

Solmax Global was a Ponzi scheme that primarily targeted Pakistan and neighboring countries.

Solmax Global collapsed in October 2021. A reboot was announced but never went anywhere.

Singh was still promoting crypto Ponzis right up until Vitru Global was set up in late March 2023.

Finex Prime appears to have collapsed just before Vitru Global launched.

Read on for a full review of Vitru Global’s MLM opportunity.

Vitru Global’s Products

Vitru Global has no retailable products or services.

Affiliates are only able to market Vitru Global affiliate membership itself.

Vitru Global affiliate membership provides access to “Vitru Academy trading courses”:

Vitru Global’s Compensation Plan

Vitru Global affiliates invest USD equivalents in cryptocurrency.

This is done on the promise of advertised daily weekday returns:

  • Starter – invest $50 to $2500 and receive 0.5% to 1% a day, capped at 400%
  • Advance – invest $2501 to $10,000 and receive 0.6% to 1.5% a day, capped at 450%
  • Business – invest $10,001 to $25,000 and receive 0.8% to 1.75% a day, capped at 500%
  • Premium – invest $25,001 to $50,000 and receive 0.9% to 2% a day, capped at 550%

The MLM side of Vitru Global pays on recruitment of affiliate investors.

Vitru Global Affiliate Ranks

There are eight affiliate ranks within Vitru Global’s compensation plan.

Along with their respective qualification criteria, they are as follows:

  • Jade – generate $1500 in downline investment
  • Sapphire – generate $4000 in downline investment
  • Ruby – generate $10,000 in downline investment
  • Emerald – generate $25,000 in downline investment
  • Diamond – generate $50,000 in downline investment
  • Blue Diamond – generate $100,000 in downline investment
  • Black Diamond – generate $200,000 in downline investment
  • Crown Diamond – generate $400,000 in downline investment

Referral Commissions

Vitru Global pays referral commissions via a unilevel compensation structure.

A unilevel compensation structure places an affiliate at the top of a unilevel team, with every personally recruited affiliate placed directly under them (level 1):

If any level 1 affiliates recruit new affiliates, they are placed on level 2 of the original affiliate’s unilevel team.

If any level 2 affiliates recruit new affiliates, they are placed on level 3 and so on and so forth down a theoretical infinite number of levels.

Vitru Global caps payable unilevel team levels at ten.

Referral commissions are paid as a percentage of cryptocurrency invested across these ten levels based on how much a Vitru Global affiliate has invested:

  • Starter – 8% on level 1 (personally recruited affiliates), 5% on level 2, 2% on levels 3 and 4, 1% on levels 5 to 8 and 0.5% on levels 9 and 10
  • Advance – 9% on level 1, 6% on level 2, 2% on levels 3 and 4, 1% on levels 5 to 8 and 0.5% on levels 9 and 10
  • Business – 10% on level 1, 7% on level 2, 2% on levels 3 and 4, 1% on levels 5 to 8 and 0.5% on levels 9 and 10
  • Premium – 12% on level 1, 9% on level 2, 2% on levels 3 and 4, 1% on levels 5 to 8 and 0.5% on levels 9 and 10

Note that unlocking residual commissions on levels 5 and on appears to be tied to recruitment.

E.g. recruit five affiliates to unlock level 5 of the unilevel team. Recruit six affiliates to unlock level 6 etc.

Advance Bonus

If a Vitru Global affiliate recruits five affiliates who invest the same or more as they invested within 5 days of signing up, they receive a 15% bonus on the amount they invested.

Matured Bonus

If a Vitru Global affiliate recruits ten affiliates who invest the same or more as they invested within 10 days of signing up, they receive a 25% bonus on the amount they invested

Super Bonus

If a Vitru Global affiliate recruits fifteen affiliates who invest the same or more as they invested within 15 days of signing up, they receive a 50% bonus on the amount they invested

Rank Achievement Bonus

Vitru Global rewards affiliates who qualify at Jade and higher with the following one-time Rank Achievement Bonuses:

  • qualify at Jade and receive a “$350 mobile”
  • qualify at Sapphire and receive a “$750 laptop”
  • qualify at Ruby and receive a “$2000 watch”
  • qualify at Emerald and receive a “$7000 car”
  • qualify at Diamond and receive a “$12,000 car”
  • qualify at Blue Diamond and receive a “$20,000 car”
  • qualify at Black Diamond and receive a “$30,000 car”
  • qualify at Crown Diamond and receive a “$75,000 car”

Founders Club

Vitru Global rewards the first ten people from each country who invest $25,000 or more with a share in 2% of monthly company-wide investment.

Joining Vitru Global

Vitru Global affiliate membership is free.

Full participation in the attached income opportunity requires an initial $50 to $50,000 investment.

Vitru Global solicits investment in various cryptocurrencies.

Vitru Global Conclusion

Vitru Global represents it already has substantial assets and generates external revenue via trading.

Vitru Global are [sic] international holdings company that owns multiple businesses, especially in Financial Markets, technology & Real Estate.

It owns business centers across the globe, especially in the Middle East.

We are a team of highly qualified financial analysts, asset managers, stocks and crypto traders, reuiniting our talents to conceptualize and develop innovative and profitable solutions for 100% risk-free trading.

The reality is Vitru Global is run by a pair of middle-aged crypto bros, one of whom has a verifiable history of serial promotion of Ponzi schemes.

On that note, neither Frank Tornatore or Ravinder Singh strike me as having set up Vitru Global. I could be wrong but I suspect they’re working with undisclosed accomplices.

On the regulatory front, Vitru Global pitches passive returns…

…which constitutes a securities offering.

Vitru Global provides no evidence it has registered its securities offering with financial regulators.

This includes Nigeria and South Africa, which appear to be targeted based on Vitru Global’s recent promos:

Vitru Global not registering its securities offering equates to securities fraud. It also means Vitru Global’s external revenue claims can’t be verified (regardless of whether they make sense or not).

As it stands, the only verifiable source of revenue entering Vitru Global is new investment.

Using new investment to pay investors a daily return makes Vitru Global a Ponzi scheme.

As with all MLM Ponzi schemes, once affiliate recruitment dries up so too will new investment.

This will starve Vitru Global of ROI revenue, eventually prompting a collapse.

The math behind Ponzi schemes guarantees that when they collapse, the majority of participants lose money.