usi-tech-logoThere is no information on the USI-Tech website indicating who owns or runs the business.

The USI-Tech website domain (“”) was registered on the 23rd of June, 2016. Joao Severino is listed as the owner of the domain, with an address in Portugal also provided.

Possibly due to language barriers, I was unable to put together an MLM history on Severino.

As always, if an MLM company is not openly upfront about who is running or owns it, think long and hard about joining and/or handing over any money.

The USI-Tech Product Line

USI-Tech has no retailable products or services, with affiliates only able to market USI-Tech affiliate membership itself.

Bundled with USI-Tech affiliate membership is access to forex auto-trading platform.

USI-Tech claim this software runs on the MT4 Trading software.

The MT4 Trading Software suite is a free

platform for trading Forex, analyzing financial markets and using Expert Advisors.

USI-Tech claim their ‘medium and long term strategy‘ has ‘in the past (provided) up to 150 per cent per year‘.

The USI-Tech Compensation Plan

The USI-Tech compensation plan combines recruitment and brokerage fee commissions.

USI-Tech affiliates are paid both directly and residually via a 3×12 matrix compensation structure.


Update 23rd July 2017 – In late May USI-Tech introduced a bitcoin investment compensation plan. You can read an analysis of it in BehindMLM’s USI-Tech 2.0 review. /end update


Recruitment Commissions

USI-Tech affiliates are paid €120 EUR per affiliate they recruit.

Residual Commissions

To qualify for residual commissions a USI-Tech affiliate must recruit at least three affiliates.

Residual commissions in USI-Tech are paid out via a 3×12 matrix.

A 3×12 matrix places an affiliate at the top of a matrix, with three positions directly under them:


These three positions form the first level of the matrix. The second level of the matrix is generated by splitting each of these three positions into another three positions each (9 positions).

Subsequent levels of the matrix are generated in the same manner, with a complete 3×12 matrix housing 797,160 positions.

Positions in the matrix are filled via direct and indirect recruitment of new USI-Tech affiliates.

€150 EUR out of the €600 EUR each new affiliate pays is paid out in matrix commissions.

The €150 EUR is split into twelve smaller payments (€12.50 EUR each) and paid up to twelve matrix levels.

USI-Tech affiliates who haven’t qualified for matrix commissions are skipped over, allowing qualified affiliates to earn beyond the first twelve levels of their matrix.

Broker Commissions

When USI-Tech affiliates use company’s software, USI-Tech collect brokerage fees.

These brokerage fees are paid out as commissions using the same matrix structure residual commissions are paid through.

  • 25% of the brokerage fee charged is paid to the recruiting affiliate
  • the remaining 75% is split into twelve payments and paid out via the 3×12 matrix

Note that brokerage commissions will vary from month to month, depending on usage of the trading platform by USI-Tech affiliates.

Joining USI-Tech

USI-Tech affiliate membership costs €600 EUR.


Analysis of USI-Tech requires breaking the company into two components; the trading component and the MLM opportunity.

The forex trading side of USI-Tech has nothing to do with the MLM opportunity.

USI-Tech affiliates sign up for €600 EUR and are given access to an automated forex trading platform.

With our software license service it is now possible for anyone to trade in this highly complex industry without own knowledge and excellent chances of winning.

The platform is hitched up to Royal Financial Trading, a third-party broker based out of Australia.

The mandatory use of Royal Financial Trading is how USI-Tech generated brokerage fees, which form part of the compensation plan.

Whether USI-Tech’s forex platform works or not is neither here nor there. Affiliates can try it out with their own money and win or lose, it has no bearing on the MLM side of the business.

Unfortunately USI-Tech’s MLM offering is straight pyramid recruitment.

There is no retail side to the business, with everyone signing up as an affiliate with access to the income opportunity.

With the exception of brokerage fees, USI-Tech’s compensation plan is entirely focused on affiliate recruitment.

That USI-Tech affiliates are directly and indirectly paid to recruit new affiliates makes USI-Tech a pyramid scheme.

As with all pyramid schemes, once recruitment of new affiliates dies down USI-Tech will collapse.

This will manifest itself by way of matrix commissions slowing down, before stopping entirely.

While some money may be made via automated trading, with respect to USI-Tech itself, any affiliate who doesn’t recover €600 EUR via matrix recruitment commissions loses out.

With each USI-Tech affiliate required to recruit three affiliates just to qualify for matrix commissions, mathematically the majority of USI-Tech affiliates are guaranteed to lose money.


Update 23rd July 2017 – In late May USI-Tech introduced a bitcoin investment compensation plan. You can read an analysis of it in BehindMLM’s USI-Tech 2.0 review.


Update 28th December 2023 – USI-Tech co-founder Horst Jicha has been arrested in Florida.