summer-fun-matrix-logoThere is no information on the Summer Fun Matrix website indicating who owns or runs the business.

The Summer Fun Matrix website domain (“”) was registered on the 1st of June 2015, with “Optimus Dale” listed as the domain owner. An address in the US state of Arkansas is also provided.

sherm-mason-3x9-millionaire-machine-adminOptimus Dale is the pseudonym of Sherm Mason (right), admin of Magnetic Builder (2012) and more recently Paradise Payments and Magnetic Gratitude.

Magnetic Gratitude was launched back in April, with affiliates purchasing $10 matrix positions on the promise of an advertised $590,720 ROI.

At the time of publication Magnetic Gratitude appears to be well into decline, which has likely prompted the launch of Summer Fun Matrix.

Read on for a full review of the Summer Fun Matrix MLM business opportunity.

The Summer Fun Matrix Product Line

Summer Fun Matrix has no retailable products or services, with affiliates only able to market affiliate membership with the company itself.

Once signed up, affiliates are able to purchase matrix positions and participate in the Summer Fun Matrix income opportunity.

Bundled with each matrix position purchased are a series of advertising credits, which can be used to display advertising to other Summer Fun Matrix affiliates.

The Summer Fun Matrix Compensation Plan

The Summer Fun Matrix compensation plan sees affiliates purchase $22 matrix positions in a three-tier cycler.

The matrix sized Summer Fun Matrix use in their cycler are 3×4, 3×5 and 3×6.

A 3×4 matrix places an affiliate at the top of the matrix with three positions directly under them (level 1):


These three positions form the first level of the matrix, with level generated by splitting each of the first three positions into another three positions.

Level 3 is generated by splitting level 2 positions and level 4 by splitting level 3 positions, for a total of 120 positions.

A 3×5 matrix is pretty much the same as a 3×4 matrix, except that it has a fifth level (generated by splitting level four positions into two new positions each).

A 3×6 matrix does the same again to generate an additional sixth level.

Commissions are paid out as Summer Fun Matrix affiliates purchase positions in the matrix, with how much of a commission paid out determined by what tier and level of the matrix in that tier a position is purchased:

  • Matrix 1 (3×4 matrix, $22 a position) – $10 on level 1, $5 on level 2, $2 on level 3 and $5 on level 4
  • Matrix 2 (3×5 matrix, $45 a position) – $20 on level 1, $4 on levels 2 and 3, $5 on level 4 and $7 on level 5
  • Matrix 3 (3×6 matrix, $110 a position) – $30 on level 1 and $10 on levels 2 to 6

The idea is that commissions paid out from Matrix 1 are used to buy entry into Matrix 2 and Matrix commissions are used to buy into Matrix 3, but a Summer Fun Matrix affiliate can also just directly buy into Matrix 2 and 3.

Matching Bonus

A Matching Bonus is paid out commissions earned by personally recruited affiliates.

Not all matrix commissions are paid out on though, with the bonus only applying to following matrix levels:

  • Matrix 2 – matching bonus paid out on level 4 commissions
  • Matrix 3 – matching bonus paid out on levels 3 to 5

Joining Summer Fun Matrix

Affiliate membership with Summer Fun Matrix is free, however affiliates must purchase at least one matrix position in order to pariticipate in the income opportunity.

As such, the defacto minimum cost of Summer Fun Matrix affiliate membership is $22 (the cost of one Matrix 1 position).


As per marketing copy on the Summer Fun Matrix website;

It’s the perfect front loaded comp plan, where newbies are in Passive Profits, FAST.

Just like those popular passive 3×1 Straightline programs, where you cycle out and earn more than you put in. This is why everyone’s doing this without hesitation.

Here’s The BIG DIFFERENCE – We make it 2700% better with $534 in additional earnings!!

Having launched various dubious opportunities over the years, Sherm Mason is a long-time player in the MLM underbelly who knows exactly what he’s doing.

Like Magnetic Gratitude before it, Summer Fun Matrix is another Ponzi cycler.

Affiliates buy in for $22, recruit new affiliates who do the same (subsequent investors) and are then paid an eventual $13,824 ROI.

This ROI is paid out of subsequently invested funds (matrix position purchases), qualifying Summer Fun Matrix as a Ponzi scheme.

The ruse of advertising credits is nothing more than pseudo-compliance. The credits bundled have nothing to do with the Summer Fun Matrix opportunity itself, serving only as a promotional vehicle to sell the matrix positions they are attached to.

That Summer Fun Matrix are indeed selling matrix positions and not advertising is evidenced by the scheme’s “no refunds” refund policy:

All purchases are non refundable.

Logic would dictate that if advertising credits were indeed being purchased, that non-use of said credits would warrant a refund.

What with Summer Fun Matrix paying out newly invested matrix position funds to existing investors however, this is naturally not possible.

As with all Ponzi schemes, once new affiliate investment in matrix positions slows down so too will the ROI payments Summer Fun Matrix pays out.

Mathematically each $13,824 ROI requires some 629 positions to be purchased in the first matrix tier (less if direct positions are purchased in Matrices 2 and 3), meaning it is unlikely anyone but Sherm Mason is going to get anywhere near filling a tier 3 matrix.

As a bonus, once the scheme stalls Mason also gets to keep the funds trapped behind stalled matrix positions.

You know how this is going to play out…