pays4ever-logoThere is no information on the Pays4Ever website indicating who owns or runs the business.

The Pays4Ever website domain (“”) was registered on the 26th of January 2013. Tom Taylor is listed as the owner, with an address in Cebu, Philippines also provided.

tom-taylor-admin-wealth4allTom Taylor (right) first popped up on BehindMLM’s radar as the admin of UltimateAdClub back in February of 2015. Taylor then again popped up in March, 2015 as the admin of MegaCyclerClub.

UltimateAdClub saw affiliates purchase $50 matrix positions and get paid to recruit others who did the same. A lack of interest in the scheme saw the matrix positions later reduced to $30.

MegaCyclerClub similarly saw affiliates purchase $50 matrix positions, on the promise of an advertised $650 ROI.

In June, 2o15 Taylor launched Residual Income Ads, which saw affiliates buy in for $10 a month and then get paid to recruit new affiliates.

Residual Income Ads was followed up by Mega 2×7 in July. Mega 2×7 saw affiliates pay $50 for a matrix position and get paid on the recruitment of new affiliates.

A visit to the Mega2x7 website today reveals the domain is parked, suggesting the scheme has long since collapsed.

Read on for a full review of the Pays4Ever MLM opportunity.

The Pays4Ever Product Line

Pays4Ever has no retailable products or services, with affiliates only able to market Pays4Ever affiliate membership itself.

Once signed up, Pays4Ever affiliates purchase matrix positions to participate in the attached income opportunity.

Bundled with each matrix position purchase are a series of advertising credits, which can be used to display advertising on the Pays4Ever website.

The Pays4Ever Compensation Plan

The Pays4Ever compensation plan sees affiliates purchase $2 positions in a two-tier 4×3 matrix cycler.

A 4×3 matrix places an affiliate at the top of a matrix, with four positions directly under them.

These initial four positions form the first level of the matrix. The second level of the matrix is generated by splitting each of the initial four positions into another four positions each (16 positions).

The third level is generated in the same manner, by splitting the sixteen level 2 positions again (64 positions).

In completed 4×3 matrix houses a total of 84 positions.

Commissions are paid out as positions in the matrix are filled, with positions filled via direct and indirect recruitment.

How much of a commission is paid out is determined by what level of the matrix cycler is filled:

  • Tier 1, level 1 (positions cost $2) – $4 commission paid and cycles into Tier 1, level 2
  • Tier 1, level 2 – $56 commission paid and cycles into Tier 1, level 3
  • Tier 1, level 3 – $462 commission paid and cycles into Tier 2, level 1
  • Tier 2, level 1 –  $100 commission paid and cycles into Tier 2, level 2
  • Tier 2, level 2 – $1350 commission paid and cycles into Tier 2, level 3
  • Tier 3, level 3 – $16,000 commission paid

Joining Pays4Ever

Affiliate membership with Pays4Ever is free, however affiliates must purchase at least one $2 matrix position to participate in the attached MLM opportunity.


From the Pays4Ever website;

A member to member payment system is when you get a referral, the new member will pay you directly to your payment processor of your choice.

Basically you will receive 100% of the payment, no admin or middleman holding any funds.

“Member to member” payments in MLM is code for cash gifting.

In Pays4Ever affiliates buy in by paying $2 to the affiliate who recruited them. This gifting payment qualifies them to receive the same from subsequently recruited affiliates.

This is how each of the six offered matrix cycler tiers operate, with funds from the $2 level flowing up the six cycler tiers.

At the top of this funnel is Tom Taylor’s own preloaded matrix positions, which guarantee him the lion’s share of funds gifted into the scheme.

$17,972 is the complete payout for a full matrix cycle, with just one complete payment requiring 8,986 linear payments at the $2 level. Owing to how matrices fill, this figure is actually higher.

As with the rest of Tom Taylor’s schemes, Pays4Ever will see most affiliates take a loss. $2 might not seem like much but such is the nature of a micro cash gifting scheme.

A lot of people losing $2 in Pays4Ever could wind up being quite profitable for Taylor, which is ultimately the aim of the scheme.