Paid Instantly Club Review: Three-tier cycler Ponzi scheme
There is no information on the Paid Instantly Club indicating who owns or runs the business.
The Paid Instantly Club website domain (“paidinstantly.club”) was registered on the 5th of July 2016, however the domain registration is set to private.
The official Paid Instantly Club Facebook group is adminned by a Facebook account bearing the name “Michael Morris”.
The Michael Morris Facebook account was only created on July 7th and is likely to be fake.
As always, if an MLM company is not openly upfront about who is running or owns it, think long and hard about joining and/or handing over any money.
The Paid Instantly Club Product Line
Paid Instantly Club has no retailable products or services, with affiliates only able to market Paid Instantly Club affiliate membership itself.
Once signed up, Paid Instantly Club affiliates purchase queue positions to participate in the attached income opportunity.
Bundled with each position purchase are a series of advertising credits, which can be used to display advertising on the Paid Instantly Club website.
The Paid Instantly Club Compensation Plan
Paid Instantly Club affiliates pay $3, $6 or $12 on the promise of a $6, $12 or $24 ROI.
ROI payments in Paid Instantly Club are tracked through a 2×1 matrix.
A 2×1 matrix is simple in nature, requiring only two positions to be filled in order for a cycle to be generated:
Practically, each tier of Paid Instantly Club operates as a queue, with two payments at the bottom seeing the position at the top of the queue paid a ROI as follows:
- $3 queue = $6 ROI
- $6 queue = $12 ROI
- $12 queue = $24 ROI
Paid Instantly Club affiliates are capped from having six positions in any queue at any given time. They must also make another investment once they receive three ROI payments in any queue.
If a Paid Instantly Club affiliate recruits a new affiliate who invests, they receive a free position in the $3 queue.
Free $3 queue positions only pay a $3 ROI.
Joining Paid Instantly Club
Affiliate membership with Paid Instantly Club is free, however affiliates must invest between $3 to $12 in order to participate in the attached MLM opportunity.
What is PaidInstantly.Club?
PaidInstantly.Club is an online advertising platform along with an income opportunity for members to receive instant direct payments to their e-currency account.
The problem with Paid Instantly Club is “instant direct payments” are funded by subsequently recruited and existing affiliates, making it a Ponzi scheme.
Nothing is marketed to or sold to retail customers, with affiliates investing $3, $6 or $12 for the sole purpose of collecting an advertised $6, $12 or $24 ROI.
Owing to the illegal nature of Ponzi schemes, the Paid Instantly Club Terms and Conditions states:
For the good of the entire memembership [sic] and the well-being of the program, if any member mentions the words lawyer, attorney, attorney general, police, SEC, FTC, FBI or any other potential threats to PaidInstantly.club, management reserves the right to remove them from the program immediately and close their account without refund and without further negotiation.
Once recruitment of new affiliates slows down, Paid Instantly Club’s queues will take long and longer to cycle. Bonus positions created through affiliate recruitment also present a problem, with each sucking $3 out of the system without providing any new funds.
Over time Paid Instantly Club’s queues will get bogged down with referral positions, such that even when new funds enter the scheme too many of them will be in the queue waiting to be paid out on.
The rate at which new queue positions are purchased will continue to decline, until an irreversible collapse is eventually triggered.
At that point anyone with funds still trapped in Paid Instantly Club’s cycler queues loses out.
Mathematically, in order for a few affiliates to make money (including the anonymous Paid Instantly Club admin), the majority of investors will lose money.