online-money-university-logoOnline Money University owner Lalit Bajpai describes Online Money University as “the greatest online business opportunity Of 2016”.

Bajpai, who is based out of Nasik in India, also claims to have worked ‘in network marketing, online business and share trading from last 11 years‘.

lalit-bajpai-online-money-university-adminBack in February Bajpai (right) was promoting a 225% ROI Ponzi scheme called Revshare4DreamCar.

Other Ponzi schemes promoted by Bajpai include Triple Threat, MyZoomAds, My Paying Ads and MMM Global (collapsed Ponzi scheme).

Read on for a full review of the Online Money University MLM opportunity.

The Online Money University Product Line

Online Money University has no retailable products or services, with affiliates only able to market Online Money University affiliate membership itself.

Bundled with Online Money University membership is access to web hosting and a PLR library of ebooks, software and videos.

The Online Money University Compensation Plan

Online Money University affiliate membership is attached to a matrix position in a 5×5 matrix.

A 5×5 matrix places an affiliate at the top of a matrix, with five positions directly under them:


These five positions form the first level of the matrix. The second level is generated by splitting each of the five positions into another five positions each (25 positions).

Subsequent levels of the matrix are generated in the same manner (up to 5), with a complete 5×5 matrix housing 3905 positions.

Positions in the matrix are filled via direct and indirect recruitment of new Online Money University affiliates.

For each position filled in their 5×5 matrix, an Online Money University affiliate receives $2.

Recruitment Commissions

Recruitment commissions in Online Money University are paid out via a unilevel compensation structure.

A unilevel compensation structure places an affiliate at the top of a unilevel team, with every personally recruited affiliate placed directly under them (level 1):


If any level 1 affiliates recruit new affiliates, they are placed on level 2 of the original affiliate’s unilevel team.

If any level 2 affiliates recruit new affiliates, they are placed on level 3 and so on and so forth down a theoretical infinite number of levels.

Online Money University cap payable unilevel levels at five.

Commissions are paid out depending on what level of the unilevel team a newly recruited affiliate is added:

  • level 1 (personally recruited affiliates) – $6 per affiliate recruited
  • levels 2 to 5 – $2 per affiliate recruited

Joining Online Money University

Online Money University affiliate membership is $20.


With nothing marketed to or sold to retail customers within the MLM opportunity itself, Online Money University offers pyramid style chain-recruitment.

Affiliates are the primary source of revenue entering the company, with commissions paid on recruitment of new Online Money University affiliates.

If I had to guess I’d say Lalit Bajpai’s launch of Online Money University comes after likely losses in the Ponzi schemes he’s signed up for this year.

He’ll no doubt be placed at the top of the company-wide matrix with bunch of preloaded positions, guaranteeing he receives the most commissions company-wide.

Once recruitment of new Online Money University affiliates slows down, the rest of the affiliate-base realize they’ve lost their money.