My 20 Dollar Travel Business Review: My 1 Dollar Business reboot
My 20 Dollar Travel Business is a reboot of Steve Gresham’s My 1 Dollar Business.
My 1 Dollar Business itself was a reboot of Gresham’s collapsed Savings Highway pyramid scheme.
My 1 Dollar Business launched in late 2016 as a simple matrix-based recruitment scheme.
By the time Gresham (right) launched My 20 Dollar Travel Business in May 2019, My 1 Dollar Business had well and truly collapsed.
Read on for a full review of My 20 Dollar Travel Business’ MLM opportunity.
My 20 Dollar Travel Business’ Products
My 20 Dollar Travel Business has no retailable products or services, with affiliates only able to market My 20 Dollar Travel Business affiliate membership itself.
My 20 Dollar Travel Business provides access to a travel services booking engine.
The travel side of My 20 Dollar Business however has nothing to do with the attached MLM opportunity.
My 20 Dollar Travel Business’ Compensation Plan
My 20 Dollar Travel Business affiliates sign up for either $1, $20 or $100 a month.
Commissions are paid when they recruit others who do the same.
Direct Recruitment Commissions
My 20 Dollar Travel Business affiliates receive 50% of fees paid by personally recruited affiliates.
- recruit a Member affiliate and receive 50 cents
- recruit a Gold affiliate and receive $10
- recruit a Platinum affiliate and receive $50
After the first month direct recruitment commissions drop to 25% of fees paid.
My 20 Dollar Travel Business pays residual commissions via a 2×10 matrix.
A 2×10 matrix places a My 20 Dollar Travel Business affiliate at the top of a matrix, with two positions directly below them:
These two positions form the first level of the matrix.
The second level of the matrix is generated by splitting these first two positions into another two positions each (4 positions).
Levels three to ten of the matrix are generated in the same manner, with each new level housing twice as many positions as the previous level.
Positions in the matrix are filled via direct and indirect recruitment of My 20 Dollar Travel Business affiliates.
My 20 Dollar Travel Business pays a 5% commission on fees paid by affiliates placed in the matrix.
Note that in order to qualify for all earned commissions, a My 20 Dollar Travel Business must recruit and maintain two paid up affiliates.
Joining My 20 Dollar Travel Business
My 20 Dollar Travel Business affiliate membership is available at three price points:
- Member – $1 a month (no access to travel services)
- Gold – $20 a month
- Platinum – $100 a month
Note that $1 Member affiliates must upgrade to the Gold $20 a month membership after one month.
There doesn’t appear to be a point to the My 20 Dollar Travel Business reboot, other than to generate “we’re launching something new” marketing hype.
My 20 Dollar Travel Business is the same pyramid scheme My 1 Dollar Business was.
Membership fees are streamlined to $1, $20 and $100 a month, down from My 1 Dollar Business’ $1, $10, $20, $50 and $100 a month.
Same core business model though. You sign up, pay a fee each month and get paid when others are recruited who do the same.
This is otherwise known as a pyramid scheme.
Savings Highway collapsed when recruitment dried up.
My 1 Dollar Business collapsed when recruitment dried up.
So too will My 20 Dollar Travel Business collapse when recruitment dries up.
How do I get them to stop billing me? I can’t find where to close and delete my account?
Call up your provider?
Could you please add a link to help people cancel out of this pyramid scheme?
Uh, sure. I’ll just wave my magic wand and tada – cancel link. There you go.
Marty Orcutt, the pimping fool, is advertising this crap!
I joined at the $20 level, and through their savings portal I have saved money on:
– Sams Club membership
– my cell phone bill
– Telemedicine visit to see a doctor online
They have WAY more vendors to save money at than just TRAVEL. So when I add up my savings on things I would buy anyway, it just made sense.
Oh, and the affiliate opportunity is nice because I earn way more every 14 days than the $20 I initially invested. And as a affiliate at the $1 level you earn .50, $10 or $50 which is great. You don’t have to be at the top levels to earn the top level commissions.
Online Sales Rep
(Ozedit: recruitment spam removed)
Cool story bro. Doesn’t justify My 20 Dollar Travel Business being a pyramid scheme.
An MLM company without products and services being sold to retail customers = pyramid scheme. Just saying.
Hello, my name is Steven Gresham and I am the founder of SavingsHighway.com and My1DOllarBusiness.com. I wanted to respond to this post with the accurate information. Thank you.
— Steve Gresham – My20DollarBusiness is not a reboot of My1DollarBusiness. My1DollarBusiness is the domain name. We offer a $1, $20 and $100 Membership. The $20 Membership features the best travel engine and savings on every-day items like car insurance, clothing, groceries, name brand items and more.
We have many member who save hundreds or thousands of dollars with their $20 Membership like Bill who saved $1,600 on his car insurance. I have personally saved thousands on travel using our affordable travel engine.
— Steve Gresham – This is not true. SavingsHighway is not a pyramid scheme. SavingsHighway offers a 7 level-unilevel which is free to join. When a member joins for free, the receive your own free store and affiliate referral website where you can refer customer to purchase products and services.
When they purchase, affiliates who refer the sales earn commissions which we pay weekly with a $30 minimum commission.
My1DollarBusiness was a great dream of mine I had for many years and uses a different compensation structure. SavingsHighway focuses on physical products while My1DollarBusiness, a DBA of SavingsHighway.com, focuses on International Business.
— Steve Gresham – It is not a scheme. It is a proven business model with very little sales requirements in order to qualify for all potential commissions.
— Steve Gresham – It has not collapsed. Both companies, SavingsHighway and the DBA my1DollarBusiness were still in operation and still are.
— Steve Gresham – A Membership which helps people save money is a product. Just like a Legal Service, Netflix, AAA Roadside Assistance and many other subscription models.
— Steve Gresham – Yes and much more. The booking engine is NOT available to the general public and features savings of up to 20% to 75% on Condos and Hotels worldwide. It is accessed through our protected members area and it not available to the public.
We cannot post dates and prices simultaneously to the public because of the rate parity practice. I have personally stayed in many condos that retailed for over $1200 and I only paid $400 with no timeshare presentations.
If we can help families save hundreds or thousands of dollars, which we do, for a 20 dollar bill, we are providing a valuable membership and that membership is our product.
— Steve Gresham – Sales of the membership are paid in the Affiliate Marketing Program.
— Steve Gresham – Commissions are paid on the Sale of a membership with real world value.
— Steve Gresham – When someone buys a membership, they are a customer. They only become an affiliate if they refer other customers.
— Steve Gresham – Since your post, we have also added 50% infinity coded bonuses, now paying up to 100% on the first 2 sales of each new Affiliate.
— Steve Gresham – This pays a 20% monthly direct referral bonus to any personal sale.
— — Steve Gresham – That is one way we pay commissions, yes.
— — Steve Gresham – There is no “TOP” of the matrix. Each Affiliate occupies a position in the 2×10 matrix. When they refer 2 customers, their first level is full.
Then they can refer more customers or just help their customers become Affiliates and refer other customers if they wish. The business is optional.
— — Steve Gresham – It is not “Splitting”. It is another level which can be filled by providing sales that spill into the level or by helping each customer become an Affiliate and refer new customers. Again, the business is optional.
— Steve Gresham – Correct.
— Steve Gresham — In version 2.0, we also added 10% more on level 10, so the 10th level pays 15% monthly on all active sales. The commission plan is found on our website.
— Steve Gresham – It is not that they “MUST”. They have 2 options. A) Cancel in their back office B) Auto-Upgrade in 30 days. The $1 Membership is a trial Membership. Approximately 7% choose the $1 membership when joining.
— Steve Gresham – You mean adding the incredible savings and more commissions. And we continue to add more. No company is perfect, but we strive to get better every day and we have thousands of happy members.
— Steve Gresham -It’s the same company exactly. It’s the same domain: my1dollarbusiness.com. It is focused on the $20 membership and all the value it offers.
— Steve Gresham – Correct, we continue to do our best to simplify our offer.
— Steve Gresham – Again, Affiliates are paid on the sale of membership, not “recruitment”. We have thousands of customers who love the membership and save money and send us their testimonials.
— Steve Gresham – Pyramid schemes offer no value and are just recruitment money games. We offer a valuable product which is our membership. Those of you reading this, make your own assessment.
If you joined a membership for $20 and then bought $100 Nike Shoes for $50 and got 8% cash back, did you get value?
If you joined for $20 and saved $800 on car insurance, did you get value? We have helped members save so much money. We offer real value. It is our great membership which I invite you try.
— Steve Gresham – Where are you getting your information? SavingsHighway.com started in 2006 and is in operation. We have provided great products and paid commissions to affiliates since 2006.
— Steve Gresham – My1DollarBusiness did not collapse. It is in operation.
— It’s so nice we have freedom of speech and anyone can voice their opinions. We like to deal with facts.
My1DollarBusines is growing worldwide and we have a mission to help 1 million families around the world.
There are millions of people who would like to save up to 75% on Hotels and Condos worldwide. There are millions of people in the USA who want to save on tens of thousands of name brand items, car insurance, groceries and online shopping.
(Ozedit: attempt to take discussion offsite removed)
Sure it is, that’s why a visit to My1DollarBusiness’ former website redirects to My20DollarBusiness.
None of that addresses no retail. MLM companies with no retail are pyramid schemes.
Nope, everyone’s an affiliate. Affiliates who don’t recruit are not retail customers. Herbalife and Vemma tried that with the FTC and failed.
My1DollarBusiness has been rebranded as My20DollarBusiness and SavingsHighway is a login page. Yeah, they’re collapsed.
You’re missing the word “retailable”. Bundling a savings platform with affiliate membership doesn’t make affiliate membership something else.
Affiliate membership is not a retail product.
Each affiliate sits atop their own matrix, within the company-wide matrix – which you sit on top of.
Which removes them from the MLM opportunity and isn’t an option to continue My20DollarBusiness affiliate membership. So in fact $1 affiliates are forced to upgrade to continue, as stated.
The savings are the same engine and “more commissions” is because you’re paying more on recruitment. This is the same business with a different name (part of the marketing hype).
Dropping “affiliate” from “affiliate membership” doesn’t make it any less getting paid on the recruitment of affiliates. Cut the bullshit Steve.
That’s one type of pyramid scheme. Another is an MLM company with product(s)/service(s) that still primarily pays out on recruitment.
That’s My20DollarBusiness’ model, and it’s a pyramid scheme.
Product-based pyramid schemes are a thing. You might want to look at the FTC’s pyramid cases over the last 5-10 years.
MLM + getting paid to recruit being the primary source of commissions = pyramid scheme. It doesn’t matter what you bundle with recruitment.
Keeping a website up (login form) isn’t “operational”. Savings Highway has been dead as an MLM opportunity for years.
By that logic MySpace is still “operational”. Riiiiiiiiiiiiiight.
You mentioned some comp plan changes so I’ve queued My20DollarBusiness for a review update.
My $20 Travel Business Update came up for an update today.
I went through the compensation plan as per My $20 Travel Business’ website and found… it was exactly the same as reviewed in Sep 2019.
I went through Gresham’s comment above (#8) to see why I flagged it for an update.
The coded bonus and 10% level 10 commission Gresham mentions aren’t in My $20 Travel Business’ compensation details, as provided on the company website at the time of this comment.
Leaving this here for now.
A product is defined in business as a product or service and this company offers a service (read product) much the same as a Costco (Ozedit: derails removed)
So recruitment might die of attrition, who is losing money? Each member still has the service, whether they use it or not is irrelevant.
Many people become members of a gym (Ozedit: derail removed)
I see nothing at all wrong with this other than a too stringent literal interpretation of the law biased against any and all MLMs.
1. Costco isn’t an MLM income opportunity. Any comparison to My 20 Dollar Travel Business is irrelevant.
2. A gym isn’t an MLM income opportunity. Any comparison to My 20 Dollar Travel Business is irrelevant.
3. An MLM company with no retail sales is a pyramid scheme. If you have a problem with scams being illegal, take it up with the FTC.
4. Math guarantees that majority of participants in a pyramid scheme, like My 20 Dollar Travel Business, lose money. If you have a problem with math take it up with whoever failed your education.
I am in the UK. I’ve been looking at this company for a little while…. $20 a month seems a bargain to me.
After reading what thousands of members are saving. Non of which I am joining with……. I noted you had reviewed this on a Google page, and I’ve read everything you have posted hear, plus the replies…..
And many other reviews….. I have to thank you OZ, you’ve convinced me, I’m definitely going to join now…… Looks really good.
No worries. Best of luck with the scamming.
I try to read your reviews with an open mind. this is $20 dude, not “$200,000”.
(Ozedit: derails removed)
Fraud is fraud, be is $20, $200,000 or $2,000,000.