Medicus Global Review: Pharma card & chain-recruitment
There is no information on the Medicus Global website indicating who owns or runs the business.
The company website does have an “about us” page, however rather than provide information on Medicus Global ownership or management, the page is instead used to market the company.
A “corporate office” address in the US state of Florida is provided on the Medicus Global website, however further research reveals this to be the address of a USPS post office.
As such, it would appear MyMedicus might exist in Florida in name only.
The Medicus Global website domain (“mymedicus.com”) was registered on the 28th of October 2012, however the domain registration is set to private.
The domain itself was up for sale in 2013, with the current owners appearing to have purchased it in February this year.
According to the Florida Department of State Division of Corporations, Medicus Global LLC was registered on the 26th of June, 2015.
Two sole managers are listed in the Medicus Global LLC registration, Stephen Rossiter and Lisa Harrison (agent).
On his LinkedIn profile, Rossiter (right) cites himself as President of Medicus Global.
4+ years now in the medical field starting with CallTheDoc Telemedicine as Director of Sales.
I moved into VP of North American Sales in just six months. After a short time I moved again to the Vice President position and over see the Operations of the entire company.
Prior to Call The Doc I came from a very intense events and Marketing background. Being employed with CBS radio for 13 years and sat in the position as the Special Events Director for the City of Plant City for 10 years.
Learned a great deal about business and marketing as well as Public Speaking. Both on the government side and the corporate side.
After seeing the need for telemedicine world wide, Medicus Global has evolved and I currently hold the position of President.
The future of health care is here!!!
For reasons unknown, Rossiter’s name does not appear anywhere on the Medicus Global website.
Of additional note is that the Medicus Global website is hosted on a private server, shared with CoMingl’s app site:
CoMingl is an MLM social network launched late last year, with current Alexa statistics suggesting the opportunity flopped shortly after launch.
CoMingl is owned by Panache International LLC, whose Managing Director is Vishaal S. Shah.
Despite the shared hosting, I was however unable to independently verify a solid connection between Panache International or Shah and Medicus Global.
Read on for a full review of the Medicus Global MLM business opportunity.
The Medicus Global Product Line
Medicus Global market a card-based subscription service for $29.95 a month (family coverage).
As per the Medicus Global website, this fee provides access to
- diagnostic and informational consultations (phone, video and email)
- a “prescription policy”
- cloud-based medical records
- lab panel tests
- “prescription and diagnostics plan” and
- a discount prescription drug program
The company stresses on their website that:
Medicus Global is not health insurance, and does not replace your primary care physician.
It is not guaranteed that you will receive prescription medications.
The Medicus Global Compensation Plan
The Medicus Global compensation plan pays commissions on both retail customer and recruited affiliate’s $29.95 a month subscriptions.
Direct Residual Commissions
Medicus Global affiliates are paid a $5 monthly commission for each $29.95 Medicus Global card subscription they sell.
This commission is paid out irrespective of whether the card holder is a Medicus Global affiliate or retail customer.
Both residual retail and affiliate recruitment commissions in Medicus Global are paid out via a 2×20 matrix.
A 2×20 matrix places an affiliate at the top of a matrix, with two positions directly under them:
These initial two positions form the first level of the matrix, with the second level generated by splitting each of the first two positions into another two positions each (4 positions).
In this manner the subsequent nineteen levels of the matrix are generated, for a total of twenty levels and 2,097,150 positions.
As these positions are filled, via retail customer acquisition and direct and indirect affiliate recruitment, a Medicus Global affiliate receives 50 cents a month per position filled.
This equates to a theoretical maximum $1.04 million dollar a month in residual income.
This residual commissions is paid out per filled position, provided the $29.95 a month Medicus Global card subscription fee is paid.
Note that in addition to purchasing Medicus Global’s $29.99 a month subscription, matrix commission qualification requires all affiliates to personally recruit and maintain at least two affiliates.
Medicus Global pay out a 10% matching bonus on the matrix earnings of personally recruited affiliates.
In order to qualify for the Matching Bonus, a Medicus Global affiliate must personally recruit and maintain at least eight affiliates.
Medicus Treasure Chest
The Medicus Treasure Chest is made up of commissions generated by Medicus Global affiliates sponsored by the company itself.
All monies generated by affiliate sponsorship in the MTC Matrix will go into a POOL, which will be paid to qualifying affiliates on a quarterly basis.
Applicable commissions are the $5 direct referral commission and ongoing 50 cent matrix commissions (per position filled).
Note that upline matrix commissions are not affected by a company-sponsored retail customer signing on as a Medicus Global affiliate.
The Medicus Treasure Chest bonus pool is equally paid out quarterly to qualified affiliates, with qualified affiliates paid out on the following quarter.
To qualify for a share in the Medicus Treasure Chest, an affiliate must personally recruit and maintain at least fourteen affiliates.
Joining Medicus Global
Affiliate membership with Medicus Global is $49.99 annually.
Note that all affiliates must also purchase the $29.95 a month Medicus Global subscription service.
Typically when I see an MLM opportunity marketing access to third-party discounts, it’s enough to raise a red flag on its own.
In Medicus Global however, there appears to be enough additional services bundled to the discounts to make it a viable MLM product (the consultations for example are genuine offered services).
That aside, there are some obvious issues present in the Medicus Global compensation plan.
For starters there are absolutely no retail sale qualifiers. Every commission qualifier requires the direct recruitment of affiliates, which in turn will likely dictate the focus of Medicus Global affiliates; that being the recruitment of new affiliates over retail customers.
And while it’s true that the $49.99 affiliate fee is not commissionable, the fact that affiliates are forced to purchase the $29.95 a month subscription turns it into a defacto affiliate monthly autoship fee.
If Medicus Global affiliates don’t pay this fee, they don’t get paid. In addition to inviting chain-recruitment, this is also identifiable as “pay to play”.
Payment of the monthly $29.95 is the major qualifier for commissions, with retail sales of subscriptions able to be ignored completely. And this is a problem.
Should the majority of Medicus Global subscriptions be purchased by affiliates, the company runs the risk of operating a product (service) based pyramid scheme.
A lack of identifiable retail subscriptions leads to questions about the true value of the $29.95 a month subscription, which in turns raises the question of whether Medicus Global affiliates are paying for it solely to qualify for commissions, or because they’re actually using the service.
As a prospective Medicus Global affiliate you can get an idea of whether this is the case, by enquiring with your potential upline as to how many retail (non-affiliate) subscriptions they’ve sold.
Compare this to the amount of affiliates they’ve signed up, and if it’s anything less than a 50/50 spread (in favor of affiliate recruitment), then you could potentially be looking at chain-recruitment yourself.
I’ll also add that the first thing that irked me about Medicus Global was the obviously false customer testimonials they’ve put on their website:
Whether “Virginia from New York” or “Chase from Florida” actually exist I have no idea, but the photos used to represent them appear to be stock images included with a blog theme.
That’s a pretty solid case of misrepresentation fraud there, and worse still if those testimonials were written by Medicus Global staff.
When combined with a lack of information about company ownership or management on the company website, Medicus Global is definitely an MLM opportunity best approached with caution.