Intense Live Review: Rideshare rev Ponzi makes no sense
Intense Live provides no information on its website about who owns or runs the company.
A corporate address in Sao Paulo, Brazil is provided in the footer of Intense Live’s website.
It’s worth noting that the Intense Live’s official marketing materials provide an “administrative headquarters” in Orlando, Florida.
When you punch this address into Google however, it comes up as a virtual office address belonging to Regus.
Intense Live’s website domain (“intenselive.com”) was was first registered in 2018. The registration is currently private and was last updated on February 17th, 2020.
Further research reveals Intense Live’s official Facebook page citing Max Bispo as the company’s CEO.
Marketing videos on YouTube also credit Bispo as Intense Live’s founder:
Why this information is not presented on Intense Live’s website is unclear.
On Facebook Bispo credits himself as an “MLM leader” and “dream seller”.
Four years ago Bispo was promoting Unidain, which claimed to be a “university of intelligence”.
Whatever Unidain was, today it doesn’t exist.
Possible due to language-barriers, I was unable to peg Bispo to any other MLM opportunities.
As always, if an MLM company is not openly upfront about who is running or owns it, think long and hard about joining and/or handing over any money.
Intense Live’s Products
Intense Live has no retailable products or services, with affiliates only able to market Intense Live affiliate membership itself.
Intense Live affiliate membership supposedly provides access to a “rent a car” program.
On its website, Intense Live claims to have its “own fleet” of “new models … for rental”.
Intense Live’s Compensation Plan
Intense Live affiliates invest funds on the promise of an advertised monthly return:
- Master – invest $300 and receive $60 a month for 12 months ($720)
- Conservative – invest $600 and receive $120 a month for 12 months ($1440)
- Moderate – invest $1800 and receive $360 a month for 12 months ($4320)
- Aggressive – invest $3000 and receive $800 a month for 12 months ($9600)
Intense Live affiliates are paid to recruit new affiliates.
Recruitment commissions are determined by how much recruited affiliates spend on membership:
- recruit a Basic tier affiliate and receive $15
- recruit a Master tier affiliate and receive $30
- recruit a Conservative affiliate and receive $60
- recruit a Moderate tier affiliate and receive $180
- recruit an Aggressive tier affiliate and receive $300
Residual Recruitment Commissions
Intense Live pays residual commissions via a binary compensation structure.
A binary compensation structure places an affiliate at the top of a binary team, split into two sides (left and right):
The first level of the binary team houses two positions. The second level of the binary team is generated by splitting these first two positions into another two positions each (4 positions).
Subsequent levels of the binary team are generated as required, with each new level housing twice as many positions as the previous level.
Positions in the binary team are filled via direct and indirect recruitment of affiliates. Note there is no limit to how deep a binary team can grow.
At the end of each day Intense Live tallies up new sales volume on both sides of the binary team.
Sales volume is tracked in BV, and generated via direct and indirect recruitment of new Intense Live affiliates:
- recruitment of a Basic tier affiliate generates 50 BV
- recruitment of a Master tier affiliate generates 100 BV
- recruitment of a Conservative tier affiliate generates 200 BV
- recruitment of a Moderate tier affiliate generates 600 BV
- recruitment of an Aggressive tier affiliate generates 1000 BV
Residual commissions are paid out as 10% of generated BV on the weaker binary team side.
Once BV is paid out on, it is matched against the stronger binary team side and flushed.
Intense Live pays a Matching Bonus on residual recruitment commissions earned by downline affiliates.
The Matching Bonus is paid via a unilevel compensation structure.
A unilevel compensation structure places an affiliate at the top of a unilevel team, with every personally recruited affiliate placed directly under them (level 1):
If any level 1 affiliates recruit new affiliates, they are placed on level 2 of the original affiliate’s unilevel team.
If any level 2 affiliates recruit new affiliates, they are placed on level 3 and so on and so forth down a theoretical infinite number of levels.
Intense Live caps the Matching Bonus at five unilevel team levels.
The Matching Bonus is paid as a 2% match on residual recruitment commissions earned across these five levels.
Residual Commissions (monthly fees)
Intense Live charges every affiliate a $15 monthly fee.
This fee is used to pay a monthly residual commission, tracked via a 5×5 matrix.
A 5×5 matrix places an Intense Live affiliate at the top of a matrix, with five positions directly under them:
These five positions form the first level of the matrix. The second level of the matrix is generated by splitting each of these five positions into another five positions each (25 positions).
Levels three to five of the matrix are generated in the same manner, with each new level housing five times as many positions as the previous level.
A $2 commission is paid per affiliate in the matrix who pays their $15 monthly fee.
As the affiliate fees are monthly recurring, so too are the 5×5 matrix residual commissions.
Rank Achievement Bonus
There are a number of ranks and corresponding Rank Achievement Bonuses within Intense Live.
Starting at 10K, Intense Live affiliates receive the following Rank Achievement Bonuses:
- qualify at 10K and receive a cruise for two
- qualify at 100K and receive a trip for two to Europe
- qualify at 250K and receive a trip for two to Bora Bora
- qualify at 500K and receive a 5 day trip for two to Dubai, staying at the Burj Al Arab hotel
- qualify at 1M and receive a BMW Z4
If I had to guess, rank qualification is tied to accumulated weaker binary team volume.
E.g. to qualify at 10K, Intense Live affiliates must generate 10,000 BV in accumulated weaker binary team side volume.
Joining Intense Live
Intense Live affiliate membership costs between $150 and $3000:
- Basic $150
- Master – $300
All Intense Live affiliates must also pay an ongoing $15 monthly fee.
Intense Live represents it makes external revenue via ridesharing.
This makes no sense with respect to monthly returns for two reasons.
Firstly, if Intense Live already has a fleet of cars operational and capable of generating annual returns of over 300%, what do they need your money for?
Secondly it’s a joke to pretend ridesharing is a thing amidst the COVID-19 pandemic.
Granted Intense Live was launched well before lockdowns, it’s no secret that Brazil is being absolutely decimated by COVID-19.
The country prematurely reopened last month and maintains one the world’s highest death rates.
Apparently none of that affected Intense Live though, who continue to market monthly returns business as usual.
That’d certainly be odd if the company was in fact paying returns solely with external revenue. But I think you know where I’m going with this…
If Intense Live was to operate legally they’d have to provide investors and the Brazilian SEC (CMV) with periodic financial reports.
These reports would be audited by a third-party and prove Intense Live was in fact paying returns with ridesharing revenue.
There is no indication on Intense Live’s website that it has registered with the CMV.
This means that at a minimum, Intense Live is committing securities fraud.
As it stands the only verifiable source of revenue entering Intense Live is new investment.
Using new investment to pay existing affiliates a monthly return makes Intense Live a Ponzi scheme.
As with all MLM Ponzi schemes, once recruitment dies down so too will new investment.
This will starve Intense Live of ROI revenue, eventually prompting a collapse.
The math behind Ponzi schemes guarantees that when they collapse, the majority of participants lose money.
One final thing I want to touch on is Intense Live’s administrative virtual office address in the US.
As far as I can tell Intense Live has no actual physical operations in the US. The only reason the company would need a US virtual office address is to finesse banks with until they get caught.
This explains the odd use of USD in Intense Live’s official marketing material, as opposed to the Brazilian real.
What this means for Intense Live’s investors, the majority of which are likely to from South America, is that once funds are handed over Max Bispo is squirreling them away who knows where.
This is important with respect to recovery, after Intense Live inevitably collapses or is shut down by regulators (either in Brazil or the US).
Don’t say you weren’t warned.
Update 20th May 2021 – Authorities in Argentina have begun cracking down on Intense Live.
To date, Intense Live’s local offices have been raided and ten arrests have been made.