CT3 Review: Decentralized storage ruse MLM Ponzi
CT3 fails to provide ownership or executive information on its websites.
CT3 operates from two known website domains; “ct-3.io” and “ct-3.ltd”. Both of CT3’s domains were privately registered on July 7th, 2025.
As always, if an MLM company is not openly upfront about who is running or owns it, think long and hard about joining and/or handing over any money.
CT3’s Products
CT3 has no retailable products or services.
Promoters are only able to market CT3 promoter membership itself.
CT3’s Compensation Plan
CT3 promoters invest $100 or more in cryptocurrency.
This is done on the promise of a passive return, paid out daily based on how long a CT3 promoter invests for:
- invest for 0 to 60 days doesn’t pay anything
- invest for 60 to 120 days pays 0.05% a day
- invest for 120 to 180 days pays 0.09% a day
- invest for 180 to 240 days pays 0.13% a day
- invest for 240 to 300 days pays 0.17% a day
- invest for 300 to 360 days pays 0.21% a day
The daily ROI rate can be boosted based on levels:
- Level 1 ranked promoters receive an additional 0.05% a day
- Level 2 ranked promoters receive an additional 0.1% a day
- Level 3 ranked promoters receive an additional 0.15% a day
- Level 4 ranked promoters receive an additional 0.2% a day
- Level 5 ranked promoters receive an additional 0.25% a day
- Level 6 ranked promoters receive an additional 0.3% a day
- Level 7 ranked promoters receive an additional 0.35% a day
- Level 8 ranked promoters receive an additional 0.4% a day
- Level 9 ranked promoters receive an additional 0.45% a day
- Level 10 ranked promoters receive an additional 0.5% a day
Level qualification is determined by personal investment, downline investment and acquisition of CT3 tokens.
CT3 tokens are acquired by “completing tasks”. Note that required investment amount and task details are not publicly disclosed.
The MLM side of CT3 pays referral commissions on cryptocurrency invested by personally recruited promoters.
CT3 pays referral commissions via a unilevel compensation structure.
A unilevel compensation structure places a promoter at the top of a unilevel team, with every personally recruited promoter placed directly under them (level 1):

If any level 1 promoters recruit new promoters, they are placed on level 2 of the original promoter’s unilevel team.
If any level 2 promoters recruit new promoters, they are placed on level 3 and so on and so forth down a theoretical infinite number of levels.
CT3 caps payable unilevel team levels at ten. Referral commissions are paid as a percentage of cryptocurrency invested across these ten levels as follows:
- level 1 (personally recruited promoters) – 6%
- levels 2 to 4 – 3%
- levels 5 to 7 – 2%
- levels 8 to 10 – 1%
Joining CT3
CT3 promoter membership is free.
Full participation in the attached income opportunity requires a minimum $100 investment.
CT3 solicits investment in various cryptocurrencies.
CT3 Conclusion
CT3 is running a simple MLM crypto Ponzi. CT3 intentionally hides fraud by:
- presenting no information on its .IO website; and
- presenting consumers with baloney about “decentralized storage” on its .LTD website
CT3 doesn’t even disclose its MLM opportunity on either of its websites.

As it stands, the only verifiable source of revenue entering CT3 is new investment.
Using new investment to pay ROI withdrawals would make CT3 a Ponzi scheme.
Additionally, with nothing marketed or sold to retail customers, the MLM side of CT3 operates as a pyramid scheme.
As with all MLM Ponzi schemes, once promoter recruitment dries up so too will new investment.
This will starve CT3 of ROI revenue, eventually prompting a collapse.
Math guarantees that when a Ponzi scheme collapses, the majority of participants lose money.


I really don’t understand how you conduct your research.
Your review is missing some key information.
The product exists and is clearly explained on the website you mentioned.
All NFT keys are viewable and verifiable on OpenSea.
Profits come from the company’s cloud storage, and we’ve been withdrawing them weekly for quite some time.
What proof do you have to back up what you’re saying? Because I do—all my withdrawals, the sales reports for the spaces… I’d be happy to show them to you.
Ah, I see the problem MLM due-diligence isn’t your strong suit.
Here’s the key problem:
My proof is CT3 isn’t registered to offer securities in any jurisdiction and has failed to periodically file audited financial reports confirming external revenue.
This is securities fraud. MLM + securities fraud = Ponzi scheme.
Whether you’re stealing money through CT3 is irrelevant to it being a Ponzi scheme.
Feel free to provide evidence CT3 has registered with financial regulators and has filed audited financial reports confirming claimed external revenue.
Failing which, thank you for confirming CT3 is a Ponzi scheme. If you still don’t understand you can contact your country’s financial regulator (securities) to confirm CT3’s fraud.
Let us know how it goes.
I told you earlier that I could provide you with the documentation.
Company registration number 14453567
find-and-update.company-information.service.gov.uk/company/14453567
If you know how it works, you can find the information you’re looking for here.
Here is the February report
ct-3.io/assets/media/CT3_Reports_February_2026_ENG.pdf
I think you can download the white paper yourself.
1. A UK shell company is not registration with financial regulators (the FCA in the UK).
2. Some bullshit marketing PDF is not an audited financial reports filed with financial regulators.
Thank you for confirming CT3 is a Ponzi scheme.
You can easily verify the values listed in the PDF yourself on OpenSea.
OpenSea is not a substitute for CT3’s legal requirement to file audited financial reports filed with financial regulators. In case it wasn’t clear, this is the only way you can prove external revenue.
Now we’ve moved from acknowledging CT3 is committing securities fraud because it’s a Ponzi scheme to making excuses for fraud.
We misunderstood each other. (Ozedit: snip, see below)
No. I asked for proof CT3 has registered with financial regulators and has filed audited financial reports. This is a legal requirement and the only way to verify external revenue.
You provided shell company details and some bullshit marketing PDF.
Again, thank you for confirming CT3 is a Ponzi scheme. I believe we’re done here. Best of luck with the scamming.