DAO1 is using a ROI calculator to pitch consumers on its unregistered investment scheme.

A “referral commission simulator” also lets investors see what they stand to earn in the pyramid side of the business.

Instead of taking ownership of the calculators, DAO1 presented them as “community tools” on March 6th;

Two New Simulation Tools have been created by the community, for the community.

Naturally, who “the community” is wasn’t disclosed.

The DAO1 ROI calculator allows potential investors to input how much they want to invest. The calculator then adjusts the highest tier of investment available, as well as a ROI “earnings projection”.

In the example above, a 12,000 USDT investment amount has been entered. This corresponds with DAO1’s “Aether” investment tier.

Aether pays out 5% a month with a 360% targeted ROI, paid out over 32 months annual ROI (2.67 years). Summarized, the DAO1 ROI calculator pitches consumers on a 32-month 28,590 USDT ROI off a 12,000 USDT investment.

The DAO1 referral calculator defaults to five personally recruited promoter investors and each of them recruiting three promoter investors.

The default investment amount for each recruit is 1000 USDT. This recruitment scenario pays out 1000 USDT through DAO1’s MLM compensation plan.

Note none of this is retail activity, the MLM side of DAO1 is a pyramid scheme.

DAO1 is a unregistered investment scheme run by Josip Heit (right). Apertum is part of DAO1 and provides a cryptocurrency bridge to launder invested funds through.

Heit, a convicted fraudster from Croatia, resides in Dubai but is believed to hold a German passport.

In addition to his Luxembourg conviction and active Croatian money laundering investigation, Heit settled GSPartners fraud allegations with US state regulators in late 2024.

GSPartners and its G999 token (among others), was the predecessor of DAO1 and Apertum’s APTM token.

Note, due to DAO1 recruitment collapsing, APTM is has been in a death spiral over the past few months:

DAO1’s “smart trading bots” avoid APTM by operating in USDT. They are a reboot of GSPartners’ “meta portfolio certificates”.

A license is purchased and then USDT is loaded into an investment position on the promise of a passive return.

Heit’s GSPartners fraud settlement with US state regulators is ongoing as of March 2026.

Outside of the US, DAO1 and Apertum fraud warnings have been issued by New Zealand, Australia, Germany, Latvia and Lithuania.