Unifii provide no information on their website about who owns or runs the business.

The Unifii website domain (“unifii.io”) was privately registered on May 5th, 2018.

Further research reveals Unifii affiliates naming Ron Montaruli as CEO of the company.

Circa 2012 Montaruli (right) was Director of International Sales are FreeLife International.

More recently, Montaruli served as Chief Operating Officer for 3T Networks.

3T Networks emerged earlier this year. The company’s business model was a combination of securities fraud and pyramid recruitment.

Alexa traffic estimates for the 3T Networks website show a steady decline since April.

This suggests 3T Networks has or is on the way to collapsing.

Read on for a full review of the Unifii MLM opportunity.

Unifii Products

Unifii markets “Prosperity U” for $279.95 and then $79.95 a month.

Through Prosperity U Unifii provides signals to their investors through the Telegram messaging app.

Properity U also includes “altcoin reports”.

Analytical professionals evaluate and rate strong undervalued alt-coins with the best chances of rewarding you

Unifii provides no disclosures regarding their signals or altcoin investment advice.

The Unifii Compensation Plan

Unifii’s compensation revolves around the sale of Prosperity U memberships to retail customers and recruited affiliates.

Commission Qualification

To qualify for commissions a Unifii affiliate must continue to pay the $79.95 monthly Prosperity U fee or maintain two retail customers with active Prosperity U memberships.

Retail Commissions

Unifii pays a $60 commission when a retail customer purchases a Prosperity U membership.

A $15 residual commission is paid on retail customer monthly fee payments.

Recruitment Commissions

Unifii pays recruitment commissions via a unilevel compensation structure.

A unilevel compensation structure places an affiliate at the top of a unilevel team, with every personally recruited affiliate placed directly under them (level 1):

If any level 1 affiliates recruit new affiliates, they are placed on level 2 of the original affiliate’s unilevel team.

If any level 2 affiliates recruit new affiliates, they are placed on level 3 and so on and so forth down a theoretical infinite number of levels.

Unifii caps payable unilevel team commissions at five levels, with commissions paid out as a percentage of Prosperity U fees paid by recruited affiliates as follows:

  • level 1 (personally recruited affiliates) – $60
  • level 2 – $20
  • level 3 – $25
  • level 4 – $35
  • level 5 – $50

Residual Recruitment Commissions

To qualify for residual recruitment commissions, a Unifii affiliate must recruit and maintain at least two active affiliates.

Unifii pays residual recruitment commissions via a 3×9 matrix.

A 3×9 matrix places an affiliate at the top of a matrix, with three positions directly under them:

These three positions form the first level of the matrix.

The second level of the matrix is generated by splitting these first three positions into another three positions each (9 positions).

Levels three to nine of the matrix are generated in the same manner, with each new level housing three times as many positions as the previous level.

Positions in the matrix are filled by direct and indirect recruitment of new Unifii affiliates.

These recruited affiliates generate residual recruitment commissions when they pay their ongoing Prosperity U monthly fee.

How many levels of the matrix a Unifii affiliate earns on is determined by total monthly fee volume generated by affiliates in their matrix.

  • 120 GV = paid on three matrix levels
  • 300 GV = paid on four matrix levels
  • 1000 GV = paid on five matrix levels
  • 2000 GV = paid on six matrix levels
  • 5000 GV = paid on seven matrix levels
  • 10,000 GV = paid on eight matrix levels
  • 20,000 GV = paid on nine matrix levels

GV stands for “Group Volume” and is counted at a rate of 80% of each $79.95 monthly fee paid.

Unifii pays residual commissions using the same 80% $79.95 Prosperity U monthly fee calculation.

40 GV for every active retail customer Prosperity U membership is also paid through the matrix.

Each active recruited affiliate in a Unifii matrix generates a monthly commission based on what level of the matrix they are recruited into:

  • level 1 – 1% (63 cents per affiliate)
  • level 2 – 3% ($1.88 per affiliate)
  • level 3 – 5% ($3.19 per affiliate)
  • level 4 – 7% ($4.47 per affiliate)
  • level 5 – 9% ($5.75 per affiliate)
  • level 6 and deeper – 10% ($6.39 per affiliate)

The above percentages are also used to pay residual commissions on the 40 GV generated by residual retail membership fees (40 GV).

For each ten personally recruited affiliates, a Unifii affiliates receives a new matrix position within their existing matrix.

Each new matrix position effectively allows an affiliate to earn additional commissions on the same position within their original 3×9 matrix.

Matching Bonus

Unifii pays a matching bonus on via the same unilevel team structure as recruitment commissions.

The Matching Bonus is paid on monthly matrix earnings on up to five levels of the unilevel team as follows:

  • Manager (earn $1000) and Director (earn $5000) – no Matching Bonus
  • Executive ($25,000) – 5% match on levels 1 and 2
  • Vice President (earn $150,000) – 10% match on level 1 and 5% on levels 2 and 3
  • President (earn $500,000) – 15% match on level 1, 10% on level 2 and 5% on levels 3 and 4
  • Ambassador (earn $1,000,000) – 20% match on level 1, 10% on level 2 and 5% on levels 3 to 5

Note that the above earnings qualification criteria are cumulative.

Joining Unifii

Unifii affiliate membership is $279.95 for Prosperity U and then $29.95 a month.


Unifii’s Prosperity U signals service pretty much sounds like what 3T Networks was offering.

I haven’t seen anything that indicates Unifii’s signals service is automated, so securities wise they seem to be in compliance.

Unifii’s compensation plan however is pyramid recruitment with token retail hitched on.

Unifii forces affiliates to purchase Prosperity U when they sign up. After the initial $279.95 has been paid an affiliate can stop paying the $79.95 monthly fee and still qualify for commissions by having two active retail customers.

But this begs the question, why?

Despite not existing until May 2018, Unifii claim a signals track record of 640% from July to December 2017, and 157% from January to April 2018.

Unifii brands these results as their own, which is a fraudulent representation because Unifii didn’t exist up until a few weeks ago.

Not withstanding, my original point was with the ROI examples provided – so why would an affiliate opt to stop using the service?

This pretty much negates the retail membership qualification option.

Unless of course Unifii’s signals fail to live up to their made-up results history.

That would kill any chance of retail customers paying for the service, which means the majority of Prosperity U memberships would be held by Unifii affiliates.

Not that this probably isn’t going to happen anyway. It is after all far easier to package Unifii as a $279.95 and then $79.95 a month recruitment scheme with signals benefits, as opposed to convincing retail customers of legitimacy with fraudulent result histories.

If Unifii really wanted to stand behind their signal service, they’d require maintenance of two active Prosperity U memberships to qualify for any residual commissions.

Another question to consider is why is 3T Networks is failing if the signals are delivering as promised?

As former COO of the company, perhaps Ron Montaruli can provide an answer.

3T Networks’ trajectory is that of any other pyramid scheme. A recruitment hype bubble that eventually pops.

I’m not seeing why Unifii will turn out any different.


Update 4th December 2018 – Apparently Unifii’s 157% returns every few months wasn’t enough. The company has now launched VIP Global FX, a passive forex trading service.