successpay4u-logoThere is no information on the SuccessPay4u website indicating who owns or runs the business.

The SuccessPay4u website domain (“successpay4u.com”) was registered on the 3rd of April 2015, however the domain registration is set to private.

Further research reveals the official SuccessPay4u Facebook group list Nick Shanks as its sole admin.

Shanks lists his Facebook profile location as Cape Town in South Africa, which is presumably where SuccessPay4u is being operated from.

As per a Facebook post made by Shanks late last month:

Looking for a private loan to be able to start my business. Anybody can help with it? Contact in PM please.

This was followed up on October 7th with:

Looking for co-admin for new cycler program. Site is ready, small invest required. URGENT!

And finally a SuccessPay4u prelaunch announcement on the 17th of October.

On his Facebook profile Shanks is also advertising a “private investment” opportunity, through which he promises ‘a 40% interest with a 2 months term‘.

The familiarity Shanks has with “cyclers” on his Facebook wall suggests he’s likely been an investor with more than a few of them in the past. No specific examples however are mentioned.

Read on for a full review of the SuccessPay4u MLM business opportunity.

The SuccessPay4u Product Line

SuccessPay4u has no retailable products or services, with affiliates only able to market SuccessPay4u affiliate membership itself.

The SuccessPay4u Compensation Plan

SuccessPay4u do not provide details of their compensation plan on their website.

As such, the following analysis has been based off SuccessPay4u affiliate marketing material.

SuccessPay4u affiliates market $25 positions, which are then entered into a three-tier cycler.

The size of the matrix used is 5×1, requiring 5 subsequent position purchases before a commission is paid out.

These positions can be filled via direct or indirect recruitment of new affiliates who purchase their own positions.

Commissions paid out across the three SuccessPay4u tiers are as follows:

  • tier 1 ($25) – pays a $25 commission and cycles into tier 2
  • tier 2 – pays a $75 commission and cycles into tier 3
  • tier 3 – pays a $1175 commission and generates three new tier 1 positions

Joining SuccessPay4u

Affiliate membership with SuccessPay4u is free, however affiliates must purchase at least one $25 position to participate in the MLM income opportunity.

Conclusion

With $25 payments entering SuccessPay4u from the bottom, a total of 51 payments are required for one $25 position to cycle through all three tiers.

Those 51 payments then also need 51 payments, which is 2601. And just after three generations of positions we hit over 100,000 position payments required.

And that’s not even accounting for the phantom positions created when positions cycle out of the third-tier.

The reality of cyclers such as SuccessPay4u is that the admin preloads them with positions for himself and early adopters (typically his or her downline from other such schemes, trying to recoup funds they’ve lost).

These preloaded positions are likely the only positions to cycle out of the third-tier, with subsequent positions purchased by affiliates stalling in the first or second tiers.

The bottom line?

SuccessPay4u is a $25 in $1375 out Ponzi scheme, with newly invested funds used to pay off existing investors.

As with all such schemes, once recruitment of new affiliates dries up, so too will new $25 payments entering the system.

This in turn causes the three offered matrix tiers to stall, prompting SuccessPay4u to collapse.

In addition to owning the only positions likely to make it to the third-tier, Shanks then also keeps funds trapped in uncycled first and second tier positions.

A win for Shanks with everybody else losing out.