Rockwall Investments Review: Crypto mining/trading/cycler Ponzi
Rockwall Investments operate in the MLM niche and claims to have gone into prelaunch last year.
Rockwall Investments website activity picked up in early May, with Alexa estimating the majority of traffic originates out of Poland (45%) and Australia (18%).
Rockwall Investments fails provide any specific details about who owns or runs the company.
Wiktor Zajączkowski and Rafał Krakowiak are cited as company co-owners, however no further information on these individuals is provided.
My first inclination was that Wiktor and Rafal were simply made up, however they do appear to be actual people:
The image on the right is taken from Rockwall Investments’ official Facebook page, from a post made on September 22nd.
The photo was purportedly taken at a “Crypto Future Expo in Warsaw” last weekend.
From this it’s pretty clear that Rockwall Investments is being operated out of Poland itself.
Read on for a full review of the Rockwall Investments MLM opportunity.
Rockwall Investments Products
Rockwall Investments has no retailable products or services, with affiliates only able to market Rockwall Investments affiliate membership itself.
The Rockwall Investments Compensation Plan
Rockwall Investments affiliates invest in either a cryptocurrency trading or mining plan.
Cryptocurrency trading requires an investment of $50 to $100,000 on the promise of a daily ROI of up to 1.5% for 150 days (max: 225%).
Cryptocurrency mining requires an investment of $25 or more on the promise of a perpetual 14 day ROI.
Note that 55% of ROI payouts must be reinvested back into the company.
Rockwall Investments withhold 5% of ROI payments, which affiliates can only use to purchase matrix cycler positions.
Cycler positions can also be directly purchased by affiliates.
Rockwall Investments operate a eleven-tier 3×3 matrix cycler.
A 3×3 matrix places an affiliate at the top of a matrix, with three positions directly under them:
These three positions form the first level of the matrix. The second level of the matrix is generated by splitting these first three positions into another three positions each (9 positions).
The third level of the matrix is generated in the same manner (27 positions), making for a total of 39 positions.
After purchasing a position, a Rockwall Investments affiliate has to wait for twenty-seven subsequent position purchases to be made in their matrix.
These can be from directly or indirectly recruited affiliates.
Once enough subsequent positions have been purchased, a ROI is paid out of funds used to purchase those positions.
Rockwall Investments’ cycler tiers and ROI payouts at each tier are as follows:
- Zircon – invest $10 and receive a $200 ROI
- Garnet – invest $25 and receive a $500 ROI
- Opal – invest $50 and receive a $1000 ROI
- Topaz – invest $75 and receive a $1500 ROI
- Amber – invest $100 and receive a $2000 ROI
- Silver – invest $150 and receive a $3000 ROI
- Gold – invest $200 and receive a $4000 ROI
- Sapphire – invest $500 and receive a $10,000 ROI
- Ruby – invest $1500 and receive a $30,000
- Emerald – invest $6000 and receive a $120,000 ROI
- Diamond – invest $12,000 and receive a $240,000 ROI
Rockwall Investments pay a flat 8% referral commission on funds invested in cycler positions by personally recruited affiliates.
Referral commissions on all other invested funds are paid out via a unilevel compensation structure.
A unilevel compensation structure places an affiliate at the top of a unilevel team, with every personally recruited affiliate placed directly under them (level 1):
If any level 1 affiliates recruit new affiliates, they are placed on level 2 of the original affiliate’s unilevel team.
If any level 2 affiliates recruit new affiliates, they are placed on level 3 and so on and so forth down a theoretical infinite number of levels.
Rockwall Investments cap payable unilevel levels at five unilevel team levels.
How many levels an affiliate is paid referral commissions on depends on how much their downline has invested:
- personally invest $1000 or more = 5% on level 1 (personally recruited affiliates
- maintain a $1000 investment and convince others to invest at least $3000 = receive 5% on level 1 and 1% on level 2
- personally invest $3000 or more and convince others to invest at least $7500 = 6% on level 1 and 1% on levels 2 and 3
- personally invest $7500 or more and convince others to invest at least $20,000 = 6% on level 1, 2% on level 2 and 1% on level 3
- personally invest $20,000 or more and convince others to invest at least $50,000 = 7% on level 1, 2% on level 2 and 1% on level 3
- personally invest $50,000 or more and convince others to invest at least $150,000 = 7% on level 1, 3% on level 2, 2% on level 3 and 1% on level 4
- personally invest $150,000 or more and convince others to invest at least $300,000 = 7% on level 1, 3% on level 2, 2% on level 3 and 1% on levels 4 and 5
- personally invest at least $300,000 or more and convince others to invest at least $500,000 = 8% on level 1, 4% on level 2, 2% on level 3 and 1% on levels 4 and 5
Joining Rockwall Investments
Rockwall Investments affiliate membership is free.
Participation in the attached MLM opportunity however requires a minimum $25 investment.
On the “about us” section of the Rockwall Investments website, Wiktor Zajączkowski and Rafał Krakowiak claim they launched the company because they were ‘tired of falling down High Yield Investment and Revenue Sharing programs‘.
“High yield investment” and “revenue sharing” is MLM underbelly code for Ponzi schemes.
Presumably after losing money in Trade Coin Club, FutureNet and whatever else they got into, Zajączkowski and Krakowiak cottoned on that running scams is far more profitable than investing in them.
And so we have Rockwall Investments.
Rockwall Investments claims to generate ROI revenue through cryptocurrency mining and trading.
Real estate is cited as a planned third source of revenue but doesn’t appear to be active yet.
In any event, other than clichéd photos of video card rigs sitting on a shelf, Rockwall Investments provides no evidence of mining or trading revenue being used to pay affiliates.
Furthermore, Rockwall Investments fail to disclose whether they’ve registered their securities offering in any jurisdiction they operate in.
Stateside I can confirm that neither Rockwall Investments, Wiktor Zajączkowski or Rafał Krakowiak is registered with the SEC.
This means that in the US at least, Rockwall Investments is an illegal unregistered securities offering.
It is highly likely that the same is true in any other country that has securities laws.
Failing which there’s Rockwall Investments’ cycler, which at a base-level is a straight-up Ponzi scheme.
As with all MLM Ponzi schemes, once new affiliate recruitment dies down so too will new investment.
This will see Rockwall Investments starved of ROI revenue, eventually prompting a collapse.
How can I get refund in Rockwall Investments?
We operate on zero refund policy.
The math behind a Ponzi scheme guarantees that when they collapse, the majority of investors lose money.