InvesableAI operates in the cryptocurrency MLM niche.

The company presents two co-founders on its website; Lee Dalton and Richmond Ray Gonzales:

Both Dalton and Gonzales are cited as InvesableAI CEOs.

Based on his accent, Dalton appears to be an Australian national. On LinkedIn Dalton represents he is based out of Malaysia:

 

Update 7th September 2023 – In an email sent to BehindMLM, Dalton states he’s “an Australian and I have lived in Malaysia for 17 years married to a Malaysian.” /end update

 

Richmond Gonzales appears to be a Singapore national:

Of note is, based on his LinkedIn profile, Gonzales has spent a few years working in Australia.

Both Dalton and Gonzales don’t have a verifiable MLM history. This might suggest they’ve been hired to front InvesableAI.

A third name we can attach to InvesableAI is Marketing Director Reid Fletcher:

On FaceBook Fletcher goes by “Reid Alan” and represents he is based out of Virginia in the US.

Fletcher/Alan cites himself as a Marketing and Public Relations Manager for the Gate cryptocurrency exchange.

Gate is a crypto exchange that primarily services Russia. Gate intentionally avoids the US because it doesn’t want to register its various investment opportunities with the SEC and file audited financial reports.

Whether any InvesableAI funds flow through Gate is unclear.

Read on for a full review of InvesableAI’s MLM opportunity.

InvesableAI’s Products

InvesableAI has no retailable products or services.

Affiliates are only able to market InvesableAI affiliate membership itself.

InvesableAI’s Compensation Plan

InvesableAI affiliates invest USD equivalents in cryptocurrency.

This is done on the promise of advertised returns:

  • Starter – invest $50 and receive 112.5% over 25 days
  • Accelerator – invest $500 and receive 125% over 25 days
  • Fortune – invest $3000 and receive 150% over 25 days

The MLM side of InvesableAI pays on recruitment of affiliate investors.

Referral Commissions

InvesableAI pays referral commissions via a unilevel compensation structure.

A unilevel compensation structure places an affiliate at the top of a unilevel team, with every personally recruited affiliate placed directly under them (level 1):

If any level 1 affiliates recruit new affiliates, they are placed on level 2 of the original affiliate’s unilevel team.

If any level 2 affiliates recruit new affiliates, they are placed on level 3 and so on and so forth down a theoretical infinite number of levels.

InvesableAI caps referral commissions at six unilevel team levels.

Referral commissions are paid as a percentage of cryptocurrency invested across these six levels as follows:

  • Beginner – 6% on level 1 (personally recruited affiliates), 2% on level 2 and 1% on level 3
  • Advanced (invest at least $3000) – 7% on level 1, 3% on level 2, 2% on level 3 and 1% on levels 4 to 6
  • Gold (invest at least $10,000) – 8% on level 1, 3% on level 2, 2% on levels 3 and 4 and 1% on levels 5 and 6
  • Diamond (invest at least $15,000) – 8% on level 1, 4% on level 2, 3% on level 3, 2% on levels 4 and 5 and 1% on level 6

Matching Bonus

InvesableAI rewards affiliates when their personally recruited affiliates invest as much as they do.

  • Metal – invest $5000 and generate $5000 in personally recruited affiliate investment volume = 2% of $5000 ($100)
  • Silver – invest $10,000 and generate $10,000 in personally recruited affiliate investment volume = 3% of $10,000 ($300)
  • Gold – invest $15,000 and generate $15,000 in personally recruited affiliate investment volume = 4% of $15,000 ($600)
  • Diamond – invest $20,000 and generate $20,000 in personally recruited affiliate investment volume = 5% of $20,000 ($1000)
  • Sapphire – invest $25,000 and generate $25,000 in personally recruited affiliate investment volume = 6% of $25,000 ($1500)
  • Ruby – invest $50,000 and generate $50,000 in personally recruited affiliate investment volume = 7% of $50,000 ($3500)
  • Jasper – invest $75,000 and generate $75,000 in personally recruited affiliate investment volume = 9% of $75,000 ($6750)
  • Garnet – invest $100,000 and generate $100,000 in personally recruited affiliate investment volume = 20% of $100,000 ($20,000)

Team Turnover Bonus

InvesableAI rewards affiliates for generating downline investment volume as follows:

  • Starter – generate $10,000 in downline investment volume and receive 2% of $10,000 ($200)
  • Hustler – generate $20,000 in downline investment volume and receive 3% of $20,000 ($600)
  • Mover – generate $30,000 in downline investment volume and receive 5% of $30,000 ($1500)
  • VIP – generate $40,000 in downline investment volume and receive 7% of $40,000 ($2800)
  • Leader – generate $50,000 in downline investment volume and receive 9% of $50,000 ($4500)
  • Builder – generate $60,000 in downline investment volume and receive 11% of $60,000 ($6600)
  • Executive – generate $70,000 in downline investment volume and receive 13% of $70,000 ($9100)
  • Elite – generate $80,000 in downline investment volume and receive 15% of $80,000 ($12,000)
  • Wealthy – generate $100,000 in downline investment volume and receive 20% of $100,000 ($20,000)

Joining InvesableAI

InvesableAI affiliate membership is free.

Full participation in the attached income opportunity requires a minimum $50 investment.

InvesableAI solicits investment in various cryptocurrencies.

InvesableAI Conclusion

InvesableAI represents it generates external revenue via an AI trading bot;

By joining INVESABLEAI, individuals gain access to advanced investment strategies powered by artificial intelligence.

Lee Dalton and Richmond Ray Gonzales both appear to have tech backgrounds. Neither has any experience in cryptocurrency or AI though.

It’s unlikely these middle-aged frontmen woke up one day and found an AI crypto trading bot under their beds. This reaffirms an unnamed third-party that is likely pulling the strings.

This could tie into Reid Fletcher/Alan and Gate. Dalton and Gonzales could have met during the course of previous employment. I’m not sure otherwise sure how Fletcher/Alan fits in.

Regardless InvesableAI is offering a passive investment opportunity and is therefore subject to securities law.

If we take its executive structure at face value, we have Dalton in Malaysia, Gonzales in Singapore and Fletcher/Alan in the US.

Securities in Malaysia are regulated by the Central Bank of Malaysia and Malaysian Securities Commission. In Singapore is the Monetary Authority of Singapore, and in the US it’s the SEC.

InvesableAI fails to provide evidence it has registered with a financial regulator in any jurisdiction. This means that, at a minimum, InvesableAI is committing securities fraud.

Interestingly InvesableAI seems aware of its regulatory requirements. The problem is it blatantly lies about them on its website;

How do I make sure I will not get scammed by InvesableAI?

We understand that some people may be skeptical of AI trading investment companies, and we respect their opinions.

However, we want to assure you that INVESABLEAI is a legitimate company with a proven track record of success.

We are a licensed and regulated investment company, and our algorithms and investment strategies are thoroughly tested and verified by independent third-party auditors.

InvesableAI launched in May 2023 and has no “proven track record of success”. As discussed above, it is also not “licensed and regulated” by a financial regulator in any jurisdiction.

Why would InvesableAI lie about its regulatory obligations and opt to commit securities fraud?

Because there is no AI trading bot. InvesableAI is yet another simple Ponzi scheme jumping on the AI marketing bandwagon.

As with all MLM Ponzi schemes, once affiliate recruitment runs dry so too will new investment.

This will starve InvesableAI of ROI revenue, eventually prompting a collapse.

The math behind Ponzi schemes guarantees that when they collapse, the majority of participants lose money.

 

Update 18th September 2023 – InvesableAI has collapsed.

 

Update 25th March 2024 – InvesableAI is under investigation in Singapore.