Funds Multiplier Review: $10 two-tier matrix cycler Ponzi
There is no information on the Funds Multiplier website indicating who owns or runs the business.
The Funds Multiplier website domain (“fundsmultiplier.com”) was first registered on the 13th of January 2015. The registration was last updated on March 21st, 2016, suggesting this is when the current owners took possession of it.
The current Funds Multiplier domain registration is set to private and provides no information on the company’s owner(s).
On social media an individual named “Alamgir Hossaun” claims to be a Funds Multiplier admin:
Hello, I am the Alamgir Hossaun, one of the admins of Funds Multiplier. I will be answering all your questions here. I have been into online marketing since 2008. I specialize in PTC advertising, CPA and affiliate marketing.
You all know the plan/details already by now. We are a team of 2, Me and Kathryn. Kathryn handles mostly the technical aspects of our site.
I wasn’t able to put source any additional information on either Hossaun or “Kathryn”.
As always, if an MLM company is not openly upfront about who is running or owns it, think long and hard about joining and/or handing over any money.
The Funds Multiplier Product Line
Funds Multiplier has no retailable products or services, with affiliates only able to market Funds Multiplier affiliate membership itself.
Once signed up, Funds Multiplier affiliates are able to purchase “Ad Positions” to participate in the attached MLM opportunity.
Bundled with each Ad Position purchase are a series of advertising credits, which can be used to display advertising on the Funds Multiplier website.
The Funds Multiplier Compensation Plan
The Funds Multiplier compensation plan sees affiliates purchase $10 Ad Positions.
Each Ad Position is attached to a matrix position, which is passed through a two-tier matrix cycler.
Funds Multiplier use two matrix sizes in their cycler, a 2×1 and a 4×1.
A 2×1 matrix requires two positions to be filled before cycling, a 4×1 matrix requires four.
Positions in each matrix are filled via purchase of new matrix positions by new and existing Funds Multiplier affiliates.
Cycle commissions are paid out once each matrix is filled, with how much of a commission paid out determined by what tier of the cycler a position is cycling out of:
- Tier 1 (2×1 matrix, positions cost $10) – pays $10 and cycles into Tier 2
- Tier 2 (4×1 matrix) – pays $30 and cycles back into a new Tier 1 matrix
The total payout for cycling through both tiers of the matrix cycler is $40.
A 10% referral commission is paid out when recruited affiliates purchase a $10 matrix position.
This commission is paid out down five levels of recruitment (unilevel), with each level paying out a flat 10% ($1) per position purchased.
This same five-level deep unilevel structure is used to pay recruitment commissions, again at a rate of 10% of the $3 Funds Multiplier affiliate fee.
Joining Funds Multiplier
Affiliate membership with Funds Multiplier is $3.
You receive 400% once your cycler position cycles both levels and also you get 1 re-entry again into cycler line.
Funds Multiplier operate a fraudulent investment opportunity under the dated premise of a product legitimizing a Ponzi scheme:
Is FundsMultiplier.com legal?
YES it is legal. In order for any program to be legal, it is required to supply a service and/or product to you, the member!
AdSurfDaily pioneered the the adcredit Ponzi model back in the early 2000s. The scheme was shut down by US regulators in 2008, with owner Andy Bowdoin currently serving a six and a half year prison sentence.
The reality is whatever is attached to a Ponzi is irrelevant. In Funds Multiplier affiliates invest $10 on the promise of a $40 ROI, paid out of subsequently invested funds.
That’s a Ponzi scheme and they are illegal the world over.
The absurdity behind the ad credit Ponzi model is the refund logic the schemes employ. Logically speaking, if advertising credits were infact being sold, unused credits would attract a refund.
Instead, as per Funds Multiplier’s refund policy:
What is FundsMultiplier Refund Policy?
NO REFUNDS WILL BE GIVEN.
The reason refunds are refused is because the second new investment money enters the system, it is used to pay off existing investors.
As with all Ponzi schemes, once new investment dries up Funds Multiplier will find itself unable to meet its advertised ROI obligations.
Being a matrix-based scheme this will manifest itself by way of cycle times blowing out, before Funds Multiplier inevitably collapses.
At that point Alamgir Hossaun does a runner, with invested funds still trapped in the system disappearing with him.
A matrix cycler in particular sees the admin and early investors rip off the affiliate-base at large. Preloaded positions reap the most commission withdrawals, with the majority of affiliates losing out.