Finopta fails to provide ownership or executive information on its website.

Finopta operates from two known website domains:

  1. finopta.xyz – marketing website, private September 2023 registration last updated on September 15th, 2024
  2. finopta.top – app, private September 2023 registration last updated on June 6th, 2024

If we look at the source-code of Finopta’s “.XYZ” domain, we find Chinese:

This suggests whoever is running Finopta has ties to China.

As always, if an MLM company is not openly upfront about who is running or owns it, think long and hard about joining and/or handing over any money.

Finopta’s Products

Finopta has no retailable products or services.

Affiliates are only able to market Finopta affiliate membership itself.

Finopta’s Compensation Plan

Finopta affiliates invest tether (USDT). This is done on the promise of advertised returns:

  • Grid 1 – invest 35 to 500 USDT and receive 1.8% to 2.1% a day
  • Grid 2 (recruit six affiliate investors to unlock) – invest 300 to 2000 USDT and receive 2.3% to 2.6% a day
  • Grid 3 (recruit fifteen affiliate investors to unlock) – invest 1000 to 5000 USDT and receive 2.8% to 3.1% a day
  • Grid 4 (recruit forty-five affiliate investors to unlock) – invest 5000 to 20,000 USDT and receive 3.3% to 3.6% a day
  • Grid 5 (recruit ninety affiliate investors to unlock) – invest 20,000 to 100,000 USDT and receive 3.8% to 4.4% a day
  • Grid 6 (recruit one hundred and eighty affiliate investors to unlock) – invest 50,000 to 200,000 USDT and receive 4.3% to 4.6% a day

Finopta pays referral commissions on invested USDT down three levels of recruitment (unilevel):

  • level 1 (personally recruited affiliates) – 12%
  • level 2 – 6%
  • level 3 – 2%

Joining Finopta

Finopta affiliate membership is free.

Full participation in the attached income opportunity requires a minimum 35 USDT investment.

Finopta Conclusion

Finopta is yet another “click a button” app Ponzi scheme.

Finopta’s “click a button” Ponzi ruse is trading signals:

The presented ruse is Finopta affiliates log in and click a button (the more invested the more the button needs to be clicked).

Clicking the button purportedly ties into executing provided trading signals.

For some reason Finopta can’t execute these trades on their own, instead opting for the ruse of sharing trading profits with investors.

If that makes no sense it’s because it doesn’t. Why get randoms to click a button in a dodgy app when you could just execute the trades yourself?

In reality clicking a button inside Finopta’s app does nothing. All Finopta does is recycle newly invested funds to pay earlier investors.

Finopta is part of a group of “click a button” app Ponzis that have emerged since late 2021.

Examples of already collapsed “click a button” Ponzis using the same app ruse include RainbowEx, Gxness and TRC Trade.

Since 2021 BehindMLM has documented hundreds of “click a button” app Ponzis. Most of them last a few weeks to a few months before collapsing.

“Click a button” app Ponzis disappear by disabling both their websites and app. This tends to happen without notice, leaving the majority of investors with a loss (inevitable Ponzi math).

Organized crime interests from China operate scam factories behind “click a button” Ponzis, typically from south-east Asian countries.

In September 2024, the US Department of Treasury sanctioned Cambodian politician Ly Yong Phat over ties to Chinese human trafficking scam factories.

Through various companies he owns, Phat is alleged to shelter Chinese scammers operating out of Cambodia.

Regardless of which country they operate from, the same group of Chinese scammers are believed to be behind the “click a button” app Ponzi plague.