Finalmente Global Review: Bitcoin “lending” Ponzi scheme
Finalmente Global provides no information about who owns or runs the company on its website.
Finalmente Global’s website domain (“finalmenteglobal.com”) was first registered in August 2019. The registration is currently private and was last updated on May 30th, 2020.
Further research reveals videos on Finalmente Global’s official YouTube channel, citing Kobus van der Merwe as CEO of the company.
Prior to launching Finalmente Global, Merwe was promoting AdsEarn Bitcoin (aka AdsEarn BTC), a bitcoin Ponzi scheme.
On Facebook Finalmente Global claims to be “a company registered in South Africa”.
At the time of publication Alexa estimates the US is by far the largest source of traffic to Finalmente Global’s website (55%).
Read on for a full review of Finalmente Global’s MLM opportunity.
Finalmente Global’s Products
Finalmente Global has no retailable products or services, with affiliates only able to market Finalmente Global affiliate membership itself.
Finalmente Global’s Compensation Plan
Finalmente Global affiliates invest bitcoin on the promise of advertised returns:
- Uno Starter – invest 0.001 to 0.0025 BTC and receive a 101.04% within 24 hours
- Uno Classic invest 0.001 to 1.5 BTC and receive a 107% ROI after 7 days (93% must be reinvested)
- Due Novice – invest 0.015 to 1.5 BTC and receive a 107.6% ROI after 7 days (92.4% must be reinvested)
- Tre Business – invest 0.0035 to 5 BTC and receive a 115.7% ROI after 14 days (84.3% must be reinvested)
Finalmente Global pays referral commissions via a unilevel compensation structure.
A unilevel compensation structure places an affiliate at the top of a unilevel team, with every personally recruited affiliate placed directly under them (level 1):
If any level 1 affiliates recruit new affiliates, they are placed on level 2 of the original affiliate’s unilevel team.
If any level 2 affiliates recruit new affiliates, they are placed on level 3 and so on and so forth down a theoretical infinite number of levels.
Finalmente caps payable unilevel team levels at four.
Referral commissions are paid out as a percentage of funds invested across these four levels as follows:
- level 1 (personally recruited affiliates) – 3%
- level 2 – 2%
- levels 3 and 4 – 1%
Note that referral commissions are not paid on mandatory reinvestment.
Joining Finalmente Global
Finalmente Global affiliate membership is free.
Full participation in the attached income opportunity requires a minimum 0.001 BTC investment.
Under the guise of “lending” bitcoin to each other, Finalmente Global operates a Ponzi scheme.
Members can lend up to the maximum of ₿20.0, depending on the plan you decide to purchase, through the platform’s standard options.
Higher amounts are possible but are to be discussed with Management.
All that happens under the hood is Finalmente takes newly invested funds to pay existing investors advertised returns.
In an effort to keep the scheme going for longer, the majority of returns “paid out” are recaptured by the system.
This means that in addition to the usual majority Ponzi losses, even less actual money is paid out to Finalmente Global investors.