5-dolla-money-lines-logoThere is no information on the 5 Dolla Money Lines website indicating who owns or runs the business.

The 5 Dolla Money Lines website domain (“5dollamoneylines.com”) was registered on the 20th of October 2015, with “Optimus Dale” listed as the owner. An address in the US state of Arkansas is also provided.

sherm-mason-3x9-millionaire-machine-adminOptimus Dale is a pseudonym of Sherm Mason (right), who first popped up on BehindMLM’s radar as the admin of Magnetic Builder.

Magnetic Builder was a $29.95 recruitment scheme launched in 2011.

Last year was a busy one for Mason (right), with at least five known dubious schemes launched throughout:

In 2016 Mason has already launched Elite Pay Alliance, a matrix-based cash gifting scheme.

5 Dolla Money Lines would appear to be Mason’s second MLM launch of 2016.

Read on for a full review of the 5 Dolla Money Lines MLM business opportunity.

The 5 Dolla Money Lines Product Line

5 Dolla Money Lines has no retailable products or services, with affiliates only able to market 5 Dolla Money Lines affiliate membership itself ($5).

Once signed up, affiliates are able to purchase $10 positions in the 5 Dolla Money Lines income opportunity.

Bundled with each position purchase are a series of advertising credits, which can be used to display advertising on the 5 Dolla Money Lines website.

The 5 Dolla Money Lines Compensation Plan

5 Dolla Money Lines sees affiliates receive $5 for every recruited affiliate they convince to purchase a $10 position in the comp plan.

Commissions are paid out via a 2-up model, tracked through a unilevel compensation structure.

A unilevel compensation structure places an affiliate at the top of a unilevel team, with every personally recruited affiliate placed directly under them (level 1):


If any level 1 affiliates recruit new affiliates of their own, they are placed on level 2 of the original affiliate’s unilevel team.

If any level 2 affiliates recruit new affiliates, they are placed on level 3 and so on and so forth down a theoretical infinite number of levels.

Each personally recruited affiliate placed in a unilevel team who purchases a $10 position, generates a $5 commission.

Commissions two and four are passed up to an affiliate’s upline (they affiliate who recruited them), with recruited affiliates also doing the same.

In this manner an affiliate receives passups from level 2 of their unilevel, which extend down an infinite depth as a recruited downline grows (all affiliates pass up their 2nd and 4th commission).

Joining 5 Dolla Lines

Affiliate membership with 5 Dolla Lines is $5.

On top of this an affiliate must purchase at least one $10 position in the compensation plan, bringing the total minimum cost of 5 Dolla Lines affiliate membership to $15.


We’re not even three weeks into 2016 and Sherm Mason already has two dubious MLM scheme launched under his belt.


5 Dolla Money Lines offers up a pretty straight-forward chain recruitment scheme, with affiliates paying $5 to qualify to receive $5 commissions on subsequently recruited affiliates.

Those affiliates are paying $5 to qualify for the same, bringing the closed-loop recruitment scheme full-circle.

As with all such schemes (and pretty much all of Sherm Mason’s opportunities in general), once recruitment of new affiliates dies down, so too do commissions pay out.

The bundled ad credits are neither here nor there, with their inclusion little more than an attempt at paper-thin legitimacy.

Logically if 5 Dolla Money Lines affiliates were purchasing ad credits, unused ad credits would attract a refund.

Instead, as per 5 Dolla Money Lines’ refund policy:


No refunds.  Period.

The reason 5 Dolla Money Lines can’t offer refunds is because the money paid in is instantly paid out to those who did the recruiting (or their uplines).

Mason’s schemes appear to be experiencing increasingly shorter collapse times, with 5 Dolla Money Lines expected to be no different.

Give it a week, maybe two and I wouldn’t be surprised to find myself reviewing yet another one.