Win on Wealth provides no information on its website about who owns or runs the company.

Win on Wealth’s website domain (“”), was privately registered on February 26th, 2022.

In the footer of Win on Wealth’s website a residential address in Tustin, California is provided.

This address corresponds to WOW Win On Wealth, a California Stock Corporation (C4847301).

Wow Win On Wealth was incorporated on February 11th, 2022. Trong Hoang Luu is listed as the registered agent for the company. Linh Thuy Le is listed as the incorporator.

Trong Hoang Luu is not a common name. I can’t confirm it’s the same person but I will note that a Trong Hoang Luu with ties to California has a permanent FINRA ban.

The ban, issued in 2002, prohibits Luu from “acting as a broker or otherwise associating with a broker-dealer firm.”

The ban is in connection to WMA Securities Inc., an insurance scam run by World Money Group Inc.

WMA Securities was incorporated in Georgia. Luu worked for the firm’s Anaheim, California branch.

In April 2022 World Money Group and WMA Securities were fined $200,000 for multiple violations of FINRA’s rules.

Luu copped his FINRA ban for ignoring requests for documentation by the National Association of Securities Dealers, as part of their investigation into WMA Securities.

Another name I can tie to Wow Win on Wealth is someone going by AJ Lewis. AJ Lewis is Arthur J. Lewis, a resident of Homestead, Florida.

As above, Lewis is represented to be a banker. As I understand it he was hosting Win on Wealth marketing presentations circa April 2022.

Unfortunately the marketing videos featuring Lewis have since been deleted.

As always, if an MLM company is not openly upfront about who is running or owns it, think long and hard about joining and/or handing over any money.

Win on Wealth’s Products

Win on Wealth has no retailable products or services.

Affiliates are only able to market Win on Wealth affiliate membership itself.

Win on Wealth’s Compensation Plan

The investment side of Win on Wealth’s compensation plan is split into two parts.

The MLM side of the compensation plan pays on recruitment of Win on Wealth affiliate investors.

Win on Wealth Investment Scheme Part 1 (Baby Loan)

Win on Wealth refers to the first part of its investment scheme as acquisition of a “Baby Loan”.

Win on Wealth affiliates pay $400 for the company to set up a corporation for them.

A $100,000 loan is acquired through this corporation, which is broken up as follows:

$30,000 goes directly to you to use as you please (can be used to leverage in other ways you will learn to generate more wealth)

$30,000 goes to the company fees operating expenses and to fund other things like the compensation plan, etc

$40,000 is used to generate income for your corporation at 15% monthly which will generate $6000 per month.

From the $6000, you will pay back the loan at $2000 per month, which leaves you $4000 per month for 5 years!

In summary, Win on Wealth affiliates invest $400 on the promise of an immediate $30,000 ROI and then $4000 a month for 5 years.

Win on Wealth Investment Scheme Part 2 (Daddy Loan)

Win on Wealth refers to the second part of its investment scheme as acquisition of a “Daddy Loan”.

To qualify for a Daddy Loan, Win on Wealth affiliates must recruit ten Baby Loan affiliates (details see above).

Presumably through the same set up corporation, Win on Wealth states the Daddy Loan consists of a “$1,500,000 line of credit”.

The $1.5 million line of credit is broken up as follows:

You will receive $50,000 upfront one time only.

$150,000 goes to the company for fees.

$200,000 is invested with a 15% return. This will generate $30,000 per month.

$15,000 will be paid to the loan, leaving you $15,000 each month for 5 years!

You are now left with $1,000,000 to use for Real Estate! There is also $50,000 given to you for moving expenses.

In summary; Win on Wealth affiliates acquire credit, receive $1,100,000 upfront and then $15,000 a month for five years.

MLM Commissions

Win on Wealth pays MLM commissions via a unilevel compensation structure.

A unilevel compensation structure places an affiliate at the top of a unilevel team, with every personally recruited affiliate placed directly under them (level 1):

If any level 1 affiliates recruit new affiliates, they are placed on level 2 of the original affiliate’s unilevel team.

If any level 2 affiliates recruit new affiliates, they are placed on level 3 and so on and so forth down a theoretical infinite number of levels.

Win on Wealth caps MLM commissions down twenty levels of recruitment.

Commissions are paid on invested funds down eighteen levels of recruitment as follows:

Part 1

  • level 1 (personally recruited affiliates) – $400 per month
  • level 2 – $200 per month
  • levels 3 to 8 – $100 per month
  • levels 9 to 18 – $80 per month

Part 2

  • level 1 – $2000 per month
  • level 2 – $1000 per month
  • levels 3 to 8 – $500 per month
  • levels 9 to 18 – $400 per month

Joining Win on Wealth

Win on Wealth affiliate membership costs $499.

Additional liabilities as a result of corporations set up for affiliates could total at least $1.6 million dollars.

Win on Wealth Conclusion

Given Win on Wealth don’t even reveal to affiliates how they generate 15% a month…

$200,000 is invested with a 15% return. This will generate $30,000 per month.

$40,000 is used to generate income for your corporation at 15% monthly which will generate $6000 per month.

…it should be obvious that any loans and credit obtained is done so under false pretenses.

The long and the short of it is if Win on Wealth’s 15% a month returns were legitimate, they’d just quietly earn from them themselves.

Instead you have nonsense about “the elites” to sucker people into loan, credit and investment fraud;

Win on Wealth commits loan and credit fraud by obtaining both under false pretenses.

The company will acquire a $100,000 Line of Credit for you- Easy Qualification with No Credit Check and No
Income Verification.

Part 2 Loan is called the Daddy Loan with a $1,500,000 Line of Credit.

I can guarantee you there isn’t a lender or credit company out there putting this kind of money up for participation in what in all likelihood is a Ponzi scheme.

With nothing being marketed or sold to retail customers, the MLM side of Win on Wealth operates as a pyramid scheme.

Potential Win on Wealth affiliates are instructed to visit the company’s office in Tustin, California:

If they agree to sign up and participate, they’re then given a seventeen page form to fill out.

This form reveals Win on Wealth are using Active Capital Holdings Mega Trust LLC to set up shell companies to commit fraud through:

Active Capital Holdings Mega Trust LLC represents it has “corporate offices” in New York, Florida, California, the UK and Grand Canaria [sic].

Active Capital Holdings Mega Trust LLC however is very much run by US residents, as per referenced “laws of the United States of America”.

Further research reveals Active Capital Holdings LLC. Active Capital Holdings LLC is a Florida corporation, incorporated in 2019 by Arthur J. Lewis.

Page 11 of Win on Wealth’s affiliate form also attaches another name to the scheme; Anna Reyes.

I couldn’t find anything further on Reyes directly tied to Win on Wealth. The name appears otherwise too common to get a lucky hit on.

On the promotional side of Win on Wealth we have notorious serial scammer Michael “Mike G. Deal” Glaspie:

As well as “Jody” (Jodi?), “Tony”, “Charles”, Jack Riley and Dennis Gray.

In addition to loan and credit fraud, Win on Wealth is also committing securities fraud.

However it’s obtained, Win on Wealth’s 15% a month passive investment scheme constitutes a securities offering.

Neither Win on Wealth, Active Capital Holdings Mega Trust LLC, Active Capital Holdings LLC, Arthur J. Lewis or Anna Reyes are registered with the SEC.

Despite committing securities fraud, on a recent Win on Wealth webinar “Jody” fielded a question about the SEC from a potential affiliate investor;

Q: Are there any regulatory issues or SEC concerns?

A: That’s what they don’t want. They don’t want to have us break the law or do things like that.

What they want to do, is they want to say, “Look”, y’know… what, it’s interesting but… any of you guys have heard about reverse mortgage?

It’s very similar to this. But in reverse mortgage they never give you the home. They keep the home.

But yet they give you the money up front and then they take your home and leverage against it and make money on it but they still never give you your house.

So all they’re doing is creating a mechanism to give you money and stay within the guidelines and protect themselves and you. In a sense.

Needless to say calling securities fraud a “reverse mortgage” doesn’t make it legal.

Suggesting Win on Wealth may have already collapsed, we note the domain “”, which appears on Win on Wealth’s affiliate signup form, has been disabled:

We also note the domain “” advises the company is



If Win on Wealth has collapsed, total victim numbers and funds lost is unclear. SimilarWeb pegs 96% of traffic to “” as originating from the US.


Update 19th December 2023 – Win on Wealth has collapsed.