Utopian Global provides no information on its website about who owns or runs the business.

What Utopian Global does provide is the claim the company was “founded in 2008”.

This is pretty obviously not true, considering the company website was only registered in October, 2017.

Alexa registered measurable traffic to Utopian Global’s website from January 2019, which seems to be about the time the company launched.

Not withstanding these due-diligence red flags, Utopian Global claims to be “credible, transparent (and) accountable”.

Buried in Utopian Global’s Terms and Conditions is the revelation that Utopian Global is offered through “the companies New Golden Life DMCC & Royal Golden Enterprise GmbH”.

This lead me to Swiss Gold Global, which is headed up by Bill Rowell (right).

Bill Rowell is an Australian entrepreneur with a history of business success and a passion to expand the lives of others.

In 2008 he founded Joseph Wealth Systems a Swiss Company with the objective of putting Gold the money of Kings into the hands of Ordinary People.

Today the Company is called Royal Golden Enterprise GmbH and New Golden Life DMCC trading as Swiss Gold Global and continuing to provide global Wealth Solutions for all people.

Sure enough when I attempted to visit Swiss Gold Global’s website, I was presented with the following message:

SWISS GOLD GLOBAL HAS TRANSITIONED TO THE TRADE NAME UTOPIAN GLOBAL.

BehindMLM first reviewed Swiss Gold Global in July 2016. Based on its business model, we concluded a high probability the company was operating as a pyramid scheme.

In February 2017 we revisited Swiss Gold Global, only to find the company was now offering a fraudulent investment scheme.

In March 2018 Swiss Gold Global was issued a securities fraud cease and desist by the US state of South Carolina.

Swiss Gold Global didn’t challenge the notice, which was eventually made permanent.

The reboot into Utopian Global appears to be a belated response to a decline in interest throughout the rest of 2018 (Alexa).

Read on for a full review of the Utopian Global MLM opportunity.

Utopian Global Products

Utopian Global has no retailable products or services, with affiliates only able to market Utopian Global affiliate membership itself.

The Utopian Global Compensation Plan

Utopian Global affiliates invest in STORH tokens on the expectation of a passive return.

  • Basic Package – invest €99 EUR and receive 135 STORH
  • Basic Plus Package – invest €170 EUR and receive 255 STORH
  • Members Package – invest €390 EUR and receive 780 STORH
  • Elite Package – invest €790 EUR and receive 1580 STORH
  • Pro Package – invest €1500 EUR and receive 3000 STORH
  • All Star Package – invest €3500 EUR and receive 7000 STORH
  • STORH 9K – invest €9000 EUR and receive 39,000 STORH
  • STORH 18K – invest €18,000 EUR and receive 80,000 STORH
  • STORH 100K – invest €100,000 EUR and receive 460,000 STORH
  • STORH 250K – invest €250,000 EUR and receive 1,175,000 STORH
  • STORH Quantum – invest €1,000,000 EUR and receive 4,850,000 STORH

Once invested in, STORH tokens can be sold through Utopia Global’s internal exchange.

Note Utopian Global does not publish the current internal STORH value.

Commissions are paid when Utopian Global affiliates recruit new affiliates who invest.

Utopian Global Affiliate Ranks

There are ten affiliate ranks within the Utopian Global compensation plan:

Affiliate, Bronze, Bronze Elite, Silver, Silver Elite, Gold, Gold Elite, Diamond, Black Diamond and Crown Diamond.

Note that Utopian Global do not provide qualification criteria for any of their ranks.

Recruitment Commissions

Utopian Global affiliates are paid to recruit new affiliates who invest.

  • recruit a new Basic Package affiliate and receive €30 EUR
  • recruit a new Basic Package Plus affiliate and receive €56 EUR
  • recruit a new Member Package affiliate and receive €128 EUR
  • recruit a new Elite Package affiliate and receive €260 EUR
  • recruit a new Pro Package affiliate and receive €500 EUR
  • recruit a new All-Star Package affiliate and receive €1155 EUR

Residual Recruitment Commissions

Utopian Global pays residual recruitment commissions via a unilevel compensation structure.

A unilevel compensation structure places an affiliate at the top of a unilevel team, with every personally recruited affiliate placed directly under them (level 1):

If any level 1 affiliates recruit new affiliates, they are placed on level 2 of the original affiliate’s unilevel team.

If any level 2 affiliates recruit new affiliates, they are placed on level 3 and so on and so forth down a theoretical infinite number of levels.

Utopian Global caps payable residual recruitment commission levels at seven.

Residual recruitment commissions are paid as a percentage of funds invested by recruited affiliates.

How many unilevel team levels a Utopian Global affiliate earns residual recruitment commissions on is determined by rank:

  • Affiliates earn 27% on level 1 and 3% on level 2
  • Bronzes earn 27% on level 1 and 3% on levels 2 and 3
  • Bronze Elites earn 27% on level 1 and 3% on levels 2 to 4
  • Silvers earn 27% on level 1 and 3% on levels 2 to 5
  • Silver Elites earn 27% on level 1 and 3% on levels 2 to 6
  • Golds earn 27% on level 1 and 3% on levels 2 to 7

Note that Pro Package affiliates can bypass the above qualification up to level 5 of the unilevel team (Silver).

All-Star Package affiliates can bypass the above qualification on all 7 offered unilevel team levels.

Residual Commissions (fees)

Each Utopian Global affiliate has to pay a monthly €50 EUR fee.

Utopian Global take this fee and use it to pay residual commissions via a unilevel compensation structure.

This is the same unilevel team used to pay residual recruitment commissions with (see above), capped at the same seven levels.

  • Affiliates earn 14% on levels 1 and 2
  • Bronzes earn 14% on levels 1 and 2 and 3% on level 3
  • Bronze Elites earn 14% on levels 1 and 2 and 3% on levels 3 and 4
  • Silvers earn 14% on levels 1 and 2 and 3% on levels 3 to 5
  • Silver Elites earn 14% on levels 1 and 2 and 3% on levels 3 to 6
  • Golds earn 14% on levels 1 and 2 and 3% on levels 3 to 7

Note that Pro Package affiliates can bypass the above qualification up to level 5 of the unilevel team (Silver).

All-Star Package affiliates can bypass the above qualification on all 7 offered unilevel team levels.

Check Match Bonus

Diamond, Crown Diamond and Black Diamond affiliates are paid a respective Check Match Bonus.

The Check Match Bonus is paid on volume generated by personally recruited affiliates of the same or higher rank.

  • Diamonds receive a 10% Check Match Bonus on personally recruited Diamond and higher ranked affiliates
  • Crown Diamonds receive a 20% Check Match Bonus on personally recruited Crown Diamond and higher ranked affiliates
  • Black Diamonds receive a 15% Check Match Bonus on personally recruited Black Diamond ranked affiliates

Although Utopian Global’s compensation plan material doesn’t specify, I believe this includes both recruitment and fee residual commissions.

Enrolled Bonus

The Enroller Bonus is an 11% bonus paid on membership fees paid by affiliates recruited by affiliates you personally recruit.

I.e. you get paid an 11% volume bonus on your level 2 unilevel team affiliates.

Gold Leadership Bonus

The Gold Leadership Bonus is a 2% unilevel team volume bonus.

The Gold Leadership Bonus is paid down each unilevel team leg, until the leg develops a Gold or higher ranked affiliate.

If a Gold or higher ranked affiliate exists in a leg, bonus volume on that leg is paid out via the Generational Leadership Bonus Override (see below).

Note that to qualify for the Gold Leadership Bonus, a Utopian Global affiliate must

  1. have invested at the Pro or All Star Package; and
  2. be ranked at Gold or higher.

Generational Leadership Bonus Override

The Gold Leadership Bonus is a 3% volume bonus paid on up to two Gold or higher ranked generations per unilevel leg.

A generation within Utopian Global’s compensation plan is defined when a Gold or higher ranked affiliate is found in a leg.

This affiliate caps off the first generation, with the second beginning immediately thereafter.

If no second Gold or higher ranked affiliate exists in the leg, the Generational Leadership Bonus Override second generation extends the full depth of the leg.

Using this generational structure, the Generational Leadership Bonus Override pays 3% on volume on up to two Gold or higher ranked generations per unilevel leg.

Global Bonus Pool

Diamond and higher ranked affiliates qualify for the Global Bonus Pool.

Utopian Global takes 1% of company-wide investment volume and membership fees, and places it into the Global Bonus Pool.

The Global Bonus Pool is split into three equal smaller pools, shared among Diamond and higher ranked affiliates as follows:

  • the Diamond Global Bonus Pool is made up of 20% of the 1% volume
  • the Black Diamond Global Bonus Pool is made up of 30% of the 1% volume
  • the Crown Diamond Global Bonus Pool is made up of 50% of the 1% volume

Additional rank qualification criteria for each Global Bonus Pool is as follows:

  • Diamonds must recruit and maintain at least two Gold or higher ranked affiliates
  • Black Diamonds must recruit and maintain at least three Gold or higher ranked affiliates
  • Crown Diamond must recruit and maintain at least four Gold or higher ranked affiliates

Metals Bonus

If a Utopian Global affiliates purchases gold or silver from the company, a 1% commission is paid to the affiliate who recruited them.

Joining Utopian Global

Utopian Global affiliate membership is tied to a €99 to €1,000,000 EUR investment.

  • Basic Package – €99 EUR
  • Basic Plus Package – €170
  • Members Package – €390
  • Elite Package – €790 EUR
  • Pro Package – €1500 EUR
  • All Star Package – €3500 EUR

The more an affiliate invests the higher their income potential via the Utopian Global compensation plan.

Note that all Utopian Global affiliates must also pay a €50 EUR a month fee.

Conclusion

Utopian Global is Bill Rowell’s response to US regulators moving to shut him down.

To that end we have this pseudo-compliance;

The STORH™ token is not licensed for distribution in the United States of America. As a result, it may not be offered,
sold, or delivered there.

Neither the present information material nor copies thereof shall be sent or taken to the United States of America, or issued in the US or to a US person (in the terms of Regulation S of the United States Securities Act of 1933, in the respective current version.

To be clear, securities regulation isn’t unique to the US. Pretty much every civilized country on the planet regulates securities in one way or another – and Utopian Global is operating illegally in all of them.

STORH itself is a worthless shitcoin. It holds no value outside of Utopian Global.

Inside the company it’s simply a measure of invested funds.

Utopian Global affiliates invest in STORH tokens. Utopian Global arbitrarily increases STORH’s value on their internal exchange, allowing affiliates who have invested to cash out.

Utopian Global pays out most of the withdrawal requests, with the rest pickd up by gullible Utopian Global affiliates who want to acquire more tokens.

Utopian Global is just as fraudulent as Swiss Gold Global was, and even goes so far as to maintain the precious metals charade.

This is evidence with the company’s US offering, which switches out STORH for the supposed purchase of gold and silver.

Not really sure what the point of this is, seeing as Utopian Global’s whole shtick is scamming people through STORH.

Secondary pseudo-compliance is the illusion of retail.

An Independent Affiliate is considered Active for a specific month if they have 5000 PGQV (Personal Group Qualification Revenue from Customers only) or a 50 PQV Subscription within the last (4) consecutive weeks (i.e., within the previous four (4) weeks or a current valid extended Membership)

Seeing as every Utopian Global affiliate has to pay €50 EUR a month in fees, that automatically qualifies them as active.

€50 monthly Affiliate repurchase to qualify for commissions (100 STORH tokens)

Nobody is going to bother with 5000 PGQV customer volume. Not withstanding everything in Utopian Global’s compensation plan is tied to recruitment of affiliate investors.

That alone makes Utopian Global a pyramid scheme. The added investment fraud makes it a Ponzi pyramid hybrid.

As with all MLM Ponzi and pyramid schemes, once affiliate recruitment slows down so too will new funds entering the system.

This will starve Utopian Global of ROI revenue.

At that point it’ll either collapse, or Bill Rowell will initiate the MLM crypto exit-scam.

The MLM crypto exit-scam model will see Utopian Global first hype and then list STORH on an external exchange.

This first exchange is typically some dodgy exchange nobody has ever heard of.

When STORH lists it’ll briefly pump, during which Rowell and early Utopian Global investors sell off what they can.

Once existing affiliates stop buying STORH’s public value dumps, leaving the majority of Utopian Global affiliates with a loss.

Admins typically disappear during the dump phase of the MLM crypto exit-scam, never to be seen again.

Be it a simple collapse or the drawn out MLM crypto exit-scam, either way math dictates that the majority of Utopian Global affiliates will lose money.