The OxyHelper website identifies Minga Garcia as owner of the company. Garcia purportedly is from the US.

A Facebook profile bearing the name Minga Garcia was created on two days ago on January 8th. Numerous photos of a woman have been batch uploaded, but otherwise there is no content on the profile.

The “about us” page of the OxyHelper website contains a message purportedly written by Garcia:

The word “stokvel” stood out because there are no stokvels in the US, it’s an African concept. I ran a search on the copy and discovered it was copy and pasted from ZarFund:

ZarFund is a bitcoin cash gifting scheme launched last August. Whether ZarFund is directly connected to OxyHelper is unclear.

What is clear however is that “Minga Garcia”, as represented on the OxyHelper website, probably doesn’t exist.

Other members of OxyHelper’s management contain stolen profile photos.

The most obvious is Steven L. Lowe, who is credited as a member of OxyHelper’s Support Team. The photo used to represent Lowe is actually that of musician David Gilmour.

A marketing video on the OxyHelper website is hosted on a YouTube account bearing the name “Oxy Helper”.

The account has three OxyHelper marketing videos uploaded to it, in Russian, Urdu and Hindi.

This strongly suggests whoever is running OxyHelper is of Russian or Indian origin.

As always, if an MLM company is not openly upfront about who is running or owns it, think long and hard about joining and/or handing over any money.

The OxyHelper Product Line

OxyHelper has no retailable products or services, with affiliates only able to market OxyHelper affiliate membership itself.

The OxyHelper Compensation Plan

The OxyHelper compensation plan sees affiliates gift bitcoin to eachother via a 2×6 matrix.

A 2×6 matrix places an affiliate at the top of a matrix with two positions directly under them:

These two positions form the first level of the matrix. The second level of the matrix is generated by splitting each of the two first level positions into another two positions each (4 positions).

Levels three to six of the matrix are generated in the same manner, with each new level housing twice as many positions as the previous level.

Each level of the OxyHelper 2×6 matrix operates as a separate cash gifting tier.

An OxyHelper affiliate begins by signing up and gifting 0.25 BTC to the affiliate who recruited them.

This payment in turn qualifies the affiliate to receive 0.025 BTC from two affiliates recruited into the first level of their matrix.

Level 2 of the matrix is unlocked with a higher gifting payment, with the amounts gifted and received increasing across all six OxyHelper matrix levels.

  • level 1 – gift 0.025 BTC to the affiliate who recruited you and receive 0.025 BTC from two subsequently recruited affiliates
  • level 2 – gift 0.04 BTC and receive 0.04 BTC from four affiliates
  • level 3 – gift 0.15 BTC and receive 0.15 BTC from eight affiliates
  • level 4 – gift 0.25 BTC and receive 0.25 BTC from sixteen affiliates
  • level 5 – gift 1.1 BTC and receive 1.1 BTC from thirty-two affiliates
  • level 6 – gift 2.5 BTC and receive 2.5 BTC from sixty-four affiliates

Note that all gifting payments in OxyHelper (both paid and received) are monthly recurring.

Joining OxyHelper

OxyHelper affiliate membership is tied to a 0.025 BTC monthly gifting payment to the affiliate who recruited you.

Full participation in the OxyHelper MLM opportunity costs 4.065 BTC a month (currently $3664 USD).


Pretty much the only difference between ZarFund and OxyHelper is one extra matrix level and the bitcoin amounts gifted at each level.

Otherwise OxyHelper is the same old bitcoin gifting model we’ve seen time and time again.

My guess is that whoever is running OxyHelper is/was an affiliate in ZarFund, and they’ve decided it’s more profitable to run a scam of their own.

All bitcoin matrix cash gifting schemes pass up the majority of funds to the top position(s) in the company-wide matrix, which are preloaded and owned by the admin(s).

A few early adopter affiliates get what’s left, with the majority of affiliates taking a loss when the scheme inevitably collapses.

ZarFund had the advantage of being one of the first bitcoin gifting schemes to launch. This late into the game people have wised up, meaning the potential pool of victims is much smaller.

Oh and uh…

Minga, (from the Italian verb mingere which means “to urinate”), an impolite Sicilian slang term used to denote frustration or as a derogatory descriptive term for a person.

Try harder guys.