Monetize Coin provide no information on their website about who owns or runs the business.

The Monetize Coin website domain (“”) was privately registered on November 28th, 2017.

As always, if an MLM company is not openly upfront about who is running or owns it, think long and hard about joining and/or handing over any money.

Monetize Coin Products

Monetize Coin has no retailable products or services, with affiliates only able to market Monetize Coin affiliate membership itself.

The Monetize Coin Compensation Plan

Monetize Coin affiliates acquire MNZ points from Monetize Coin’s anonymous owners.

MNZ points are sold to Monetize Coin affiliates at a minimum price of 37 cents.

Once acquired, MNZ points are “lent” back to Monetize Coin on the promise of an advertised monthly variable ROI.

  • invest $100 to $1000 and receive a monthly variable ROI for 239 days
  • invest $1001 to $5000 and receive a monthly variable ROI plus 0.1% bonus daily ROI for 179 days
  • invest $5001 to $10,000 and receive a monthly variable ROI plus 0.2% bonus daily ROI for 120 days
  • invest $10,001 or more and receive a monthly variable ROI plus 0.25% bonus daily ROI for 99 days

Monetize Coin pay referral commissions out via a unilevel compensation structure.

A unilevel compensation structure places an affiliate at the top of a unilevel team, with every personally recruited affiliate placed directly under them (level 1):

If any level 1 affiliates recruit new affiliates, they are placed on level 2 of the original affiliate’s unilevel team.

If any level 2 affiliates recruit new affiliates, they are placed on level 3 and so on and so forth down a theoretical infinite number of levels.

Monetize Coin cap payable unilevel levels at five, with commissions paid out a percentage of funds invested across these five levels as follows:

  • level 1 (personally recruited affiliates) – 8%
  • level 2 – 3%
  • levels 3 and 4 – 1%
  • level 5 –  0.5%

Referral commissions are also paid on ROI payments to downline affiliates, again using the same five-level deep unilevel team structure:

  • level 1 – 4%
  • levels 2 and 3 – 1%
  • levels 4 and 5 – 0.5%

Joining Monetize Coin

Monetize Coin affiliate membership is free, however free affiliates can only earn referral commissions.

Full participation in the Monetize Coin MLM opportunity requires a minimum $100 investment.


Monetize Coin claims to be

a real company, with a real business with millions of dollars in revenue.

If that’s the case, then why are they soliciting investment from randoms over the internet?

Monetize Coin claim to generate external revenue through an “automated traffic arbitrage system”.

The Monetize Bot automated traffic arbitrage system was developed for a large online casino back in 2008, starting with a team of two developers and an online marketing specialist who left the company to take the idea further.

Here’s how they claim traffic arbitrage generates ROI revenue:

The monetize Bot analyses 100’s of data points to predict which website visitor is likely to convert on one of the offers we are promoting.

Some of the data points that can be used to predict conversion percentage rates are user location, time of day, browsing device (desktop/tablet/mobile), the context of the page the user is browsing and the keywords used.

We also aggregate third-party cookie providers who provide data points such as user interest, hobbies, age, ethnicity, income level, employment status and purchase intent.

Not only can we tell when a user is in the market to buy a new laptop, we also know that the user is interested in losing weight or taking out car insurance.

This is the future of online marketing and we are at the forefront of it.

Predicting what visitors to a casino are going to do is obviously valuable to the casino.

Pretending the same technology somehow magically generates a monthly ROI running into the “millions of dollars”?

Yeah, not buying it.

Monetize Coin provide no evidence of their traffic arbitrage bot, nor is there any evidence of the “millions of dollars” the company claims to have generated.

And again, if this was all legit, why would Monetize Bot be wanting to share their millions of dollars in generated revenue with randoms over the internet?

MNZ as a cryptocurrency brings nothing new to the table. It exists solely as a vehicle through which Monetize Coin affiliates invest in and keep track of paid ROIs and recruitment commissions.

In an attempt to address why the owners of “a real business” choose to stay anonymous, Monetize Coin’s owners state it’s because they’re worried about  “regulation of any one central government”.

Given properly registered investment opportunities and cryptocurrency itself is legitimate in almost every country, the only reason Monetize Coin’s owners would fear regulation of their opportunity is if it was operating illegally.

The only verifiable source of revenue entering Monetize Coin is newly invested funds. Using newly invested funds to pay existing affiliates a ROI makes Monetize Coin a Ponzi scheme.

Lending ICO Ponzis like Monetize Coin play out as follows:

Admins (who are typically anonymous) offload worthless pre-generated points in exchange for real money. In this case it’s MNZ points.

The admins then use some of this money to pay promised ROIs for as long as new affiliates sign up.

Once affiliate recruitment dries up so does the ROI reserve.

When a predetermined threshold is reached, the anonymous Monetize Coin admins pull a runner with what’s left.

Early Monetize Coin investors make a bit of money (mostly via recruitment of new investors). But same as any other Ponzi scheme, the reality of such scams is that the majority of participants eventually lose money.