Me Coin provide no information on their website about who owns or runs the business. At the time of publication the only thing you can do on the Me Coin website is sign up as an affiliate.

The Me Coin website domain (“”) was privately registered on January 28th, 2017.

Further research reveals Juan Carlos Olaya appearing on Me Coin affiliate conference calls as CEO of the company.

Why this information is not provided on the Me Coin website is unclear.

Marketing videos on YouTube credit Juan Carlos Olaya (right) as President and co-founder of the Ingreso Cybernetico pyramid scheme.

Olaya was still promoting Ingreso Cybernetico as of May, 2016. Alexa traffic estimates for the Ingreso Cybernetico website show a decline in interest throughout 2016 and 2017.

For a pyramid scheme, this is as good an indication as any Ingreso Cybernetico has or is well on the way to collapsing.

Since last May Olaya has been publishing generic online marketing training videos to his YouTube channel.

Read on for a full review of the Me Coin MLM opportunity.

Me Coin Products

Me Coin has no retailable products or services, with affiliates only able to market Me Coin affiliate membership itself.

The Me Coin Compensation Plan

Me Coin affiliates invest bitcoin on the promise of a daily ROI:

  • Trader Junior – invest 0.102 BTC and receive a daily 0.00475 BTC ROI (18.75% a month)
  • Trader Senior – invest 0.3025 BTC and receive a daily 0.01425 BTC ROI (31.54% a month)
  • Executive Trader – invest 0.503 BTC and receive a daily 0.02376 BTC ROI (34.43% a month)
  • Trader Scalper – invest 1.05 BTC and receive a daily 0.0475 BTC ROI (35.71% a month)
  • Day Trader – invest 3.1 BTC and receive a daily 0.1425 BTC ROI (37.9% a month)
  • Swing Trader – invest 5.15 BTC and receive a daily 0.2376 BTC ROI (38.35% a month)
  • Position Trader – invest 10.2 BTC and receive a daily 0.475 BTC ROI (39.71% a month)

Residual Commissions

Me Coin pay residual commissions via a binary compensation structure.

A binary compensation structure places an affiliate at the top of a binary team, split into two sides (left and right):

The first level of the binary team houses two positions. The second level of the binary team is generated by splitting these first two positions into another two positions each (4 positions).

Subsequent levels of the binary team are generated as required, with each new level housing twice as many positions as the previous level.

Positions in the binary team are filled via direct and indirect recruitment of affiliates. Note that there is no limit to how deep a binary team can grow.

Every bitcoin invested by affiliates in a binary team generates 1 point. Reinvestment generates 0.5 points per bitcoin.

Commissions are paid out daily in bitcoin, at a rate of 10% of points generated by an affiliate’s weaker binary side.

To qualify for binary commissions a Me Coin affiliate must recruit at least two affiliates (one placed on either side of the their binary team).

Daily binary earning caps are determined by how much a Me Coin affiliate has invested:

  • Trader Junior – 0.5 BTC
  • Trader Senior – 1 BTC
  • Executive Trader – 1.5 BTC
  • Trader Scalper – 2 BTC
  • Day Trader or higher – 2.5 BTC

If a Me Coin affiliate invests separately into all seven offered plans, their daily binary cap is increased to 3.5 BTC.

Cycler Commissions

When a Me Coin affiliate invests, they also receive a position in a 2×2 matrix cycler.

A 2×2 matrix places a Me Coin affiliate at the top of a matrix, with two positions directly under them:

These two positions form the first level of the matrix. The second level of the matrix is generated by splitting these two positions into another two positions each (4 positions).

Each investment level operates as a separate cycler tier, with positions at each tier filled via new investment and re-investment by Me Coin affiliates.

When all six positions in the matrix are filled, a “cycle” is generated and the following commissions are paid out:

  • Trader Junior – 0.015 BTC per cycle, capped at two cycles per day
  • Trader Senior – 0.045 BTC per cycle, capped at four cycles per day
  • Executive Trader – 0.075 BTC per cycle, capped at six cycles per day
  • Trader Scalper – 0.15 BTC per cycle, capped at eight cycles per day
  • Day Trader – 0.45 BTC per cycle, capped at ten cycles per day
  • Swing Trader – 0.75 BTC per cycle, capped at fifteen cycles per day
  • Position Trader – 1.5 BTC per cycle, capped at twenty cycles per day

Joining Me Coin

Me Coin affiliate membership is tied to investment in one or more of seven offered investment packages:

  • Trader Junior – 0.102 BTC
  • Trader Senior – 0.3025 BTC
  • Executive Trader – 0.503 BTC
  • Trader Scalper – 1.05 BTC
  • Day Trader – 3.1 BTC
  • Swing Trader – 5.15 BTC
  • Position Trader – 10.2 BTC

The Me Coin compensation plan mentions “monthly repurchase of your investment centers”, suggests the above plans are monthly recurring (or there’s a monthly fee attached).


The ruse behind Me Coin’s monthly ROI payouts is bitcoin trading.

We are the first broker in the market with a platform of live traders, operating in the main exchange of cripto [sic] currencies where all out operations are based on technical and fundamental analysis.

Our experts are fully qualified to make a high level trading and performance for you, 24 hours a day and 7 days a week.

Naturally no proof of bitcoin trading is provided, let alone accounting that ties any generated trading ROIs to the ROIs Me Coin pay affiliates.

The rest of the Me Coin compensation plan is straight up pyramid recruitment, shuffling newly invested funds around to pay off those who recruit the most investors.

If you combine Juan Carlos Olaya’ pyramid scheme past, Me Coin’s pyramid scheme business model, the lack of evidence that bitcoin trading is taking place and there being no correlation between bitcoin trading and affiliate ROIs, it’s pretty clear that all Me Coin are doing is using newly invested funds to pay off existing investors.

This makes Me Coin a Ponzi scheme.

And if that’s not enough to convince you, there’s always the Ponzi logic test.

If Juan Carlos Olaya was able to legitimately generate a consistent 39.71% monthly ROI via bitcoin trading (I’ve seen Me Coin marketing claim as much as 50%), why would he be wasting time soliciting investment from affiliates?

Outside of using it to engage in Ponzi fraud, Me Coin’s business model makes no sense.

As with all Ponzi schemes, once affiliate recruitment dies down so too will new funds entering the scheme.

This will see Me Coin unable to meet its advertised ROI obligations, prompting a collapse.

Me Coin affiliates should be particular weary of investing via bitcoin, as when Me Coin inevitable collapses victim fund recovery will be that much harder.

If you want to invest in bitcoin, research it and invest legitimately. Don’t fall for scams run by serial scammers just out to steal your money.