Massive Wealth Cycler Review: $17 micro-subscription Ponzi
There is no information on the Massive Wealth Cycler website indicating who owns or runs the business.
The Massive Wealth Cycler website domain (“massivewealthcycler.com”) was registered on the 25th of January 2015, however the domain registration is set to private.
An official Facebook group for Massive Wealth Cycler is linked off the company’s website.
Three individuals are listed as admins of the closed group: Yusuf Oluwatobi Ibrahim, Amissah Raphael and John Peterburg.
Whether these individuals are running Massive Wealth Cycler or whether they just joined early is unclear.
Affiliates marketing Massive Wealth Cycler are identifying Peterburg as an admin, with official company emails signed off “John & Admin Team”.
As always, if an MLM company is not openly upfront about who is running or owns it, think long and hard about joining and/or handing over any money.
The Massive Wealth Cycler Product Line
Massive Wealth Cycler has no retailable products or services, with affiliates only able to advertise affiliate membership with the company itself.
Once signed up, Massive Wealth Cycler affiliates can then purchase positions in the compensation plan.
Bundled with each position are a series of advertising credits, which can be used to display advertising on the Massive Wealth Cycler website.
The Massive Wealth Cycler Compensation Plan
The Massive Wealth Cycler compensation plan sees affiliates invest in $17 matrix positions.
Each $17 purchase is split into sixty 25 cent positions ($15), entered into the system at a rate of four positions every 24 hours for 15 days.
Referral commissions on position purchases are paid out down two levels of recruitment, paying $1.20 on the first level (personally recruited affiliates) and 80 cent on the second (affiliates they recruit).
Positions are sent through a four-tier matrix cycler, with Massive Wealth Cycler advertising that each 25 cent position ‘will earn you $24.5 in your Cash Wallet & $17.5 to your subscription wallet‘.
The subscription wallet is a monopoly money payout, with funds allocated to it re-invested back into the scheme.
In order to pay commissions, each 25 cent position must cycle through a series of four matrices.
These matrices are a combination of 4×1 and 5×1 in size. A 4×1 matrix has four positions under the initial position that must be filled in order for a cycle commission to be paid.
A 5×1 operates in the same manner, however there are five positions which need to be filled.
The four matrices which make up Massive Wealth Cycler’s four-tier cycler are as follows:
- Level 1 (5×1) – 25 cent commission paid out
- Level 2 (5×1) – 25 cent commission paid out
- Level 3 (5×1) – $2 commission paid out
- Level 4 (4×1) – $22 commission paid out
Referral commissions are paid out when personally recruited affiliate’s positions cycle out as follows:
- Level 2 – 15 cents
- Level 3 – 50 cents
- Level 4 – $2
Joining Massive Wealth Cycler
Affiliate membership with Massive Wealth Cycler is $5. The Massive Wealth Cycler website advises that affiliates ‘can not buy a Sub without paying this fees‘ (sic).
In addition to paying the $5 affiliate fee, affiliates must also purchase at least one $17 position in order to participate in the Massive Wealth Cycler income opportunity.
As such, the defacto minimum cost of Massive Wealth Cycler affiliate membership is $22.
The purchase of any additional positions when signing up will add to this initial cost accordingly.
Taking the micro-Ponzi concept and mixing it with the subscription model we’ve seen emerge of late, Massive Wealth Cycler try their hardest to prolong an inevitable collapse.
The scheme can be broken down into four queues, with positions in the first cost 25 cents.
You pay your 25 cent fee for a position and are inserted into the back of the queue. Once four or five positions behind your invested in position are filled, you cycle out and enter the next tier queue.
The process then repeats itself, until the fourth queue has been cycled out of and the advertised ROI has been paid out in full.
With no other revenue source, this ROI is paid out of subsequent invested positions, qualifying Massive Wealth Cycler as a Ponzi scheme.
The subscription model has affiliates invest over time, in an effort to drag out the scheme. Ditto the subscription wallet, which serves merely as an excuse to trap affiliate funds in the system for longer.
As with all Ponzi schemes, once affiliate investment in positions slows down, the scheme will collapse.
Being a queue-based scheme, working against the company is also the fact that over time the queues will get longer and longer.
Eventually they blow out such that, even with continued affiliate investment, the position maturity period becomes a joke.
Those who get in early (including the admins, who are naturally the first to preload a large number of positions) make off with the majority of invested funds, leaving those who join and invest after them wondering why it’s taking so long to cycle.
The reason of course being that their funds have already been withdrawn, and there’s nobody joining and investing after them.
To give you an idea of just how heavily Massive Wealth Cycler is stacked in favor of the admins, each $0.25 position is advertised with making a potential $24.50 ROI.
Each $17 position purchase has 60 twenty-five cent micro positions within it, meaning each $17 position returns $1470.
Mathematically, for every single $17 position to fully cycle, 86 positions must be invested in.
Even at the second level, those first 86 positions balloon out to requiring 7436 positions to pay out.
You certainly don’t have to be a mathematician to realize that, in addition to the usual Ponzi fraud, anyone who isn’t a Massive Wealth Cycler admin is getting ripped a new one here.