There is no information on the Jolly 5x Pander website indicating who owns or runs the business.

The Jolly 5x Pander website domain (“jolly5xpander-junior.com”) was privately registered on December 7th, 2016.

The official Jolly 5x Pander Facebook group has six admins; Ricardo Vitaminas Seixas, Ram Seo, Bosko-Toni Cvetanovski, Dijana Burivoda, Milos Balaban and Mirko Stijakovic.

Whether one of these individuals is running Jolly 5x Pander or they are doing so collectively is unclear.

As always, if an MLM company is not openly upfront about who is running or owns it, think long and hard about joining and/or handing over any money.

The Jolly 5x Pander Product Line

Jolly 5x Pander has no retailable products or services, with affiliates only able to market Jolly 5x Pander affiliate membership itself.

The Jolly 5x Pander Compensation Plan

The Jolly 5x Pander compensation plan sees affiliates purchase positions in five matrices.

Matrix sizes used in the Jolly 5x Pander compensation plan include 5×3, 5×4, 5×5, 5×6 and 5×7.

A 5×3 matrix places an affiliate at the top of a matrix, with five positions directly under them:

These five positions form the first level of the matrix. The second level of the matrix is generated by splitting each of the five positions into another five positions each (25 positions).

The third level of the matrix is generated in the same manner and houses 125 positions.

5×4, 5×5, 5×6 and 5×7 matrices are all variations of a 5×3 matrix, with each adding additional levels to the matrix (each level multiplies the previous level’s positions by a factor of five).

Positions in a Jolly 5x Pander matrix are filled when newly recruited or existing affiliates purchase them.

Commissions are paid out as a percentage of position purchase fees as follows:

  • Bronze Matrix (5×3, positions cost $25) – 40% on level 1, 30% on level 2 and 10% on level 3
  • Silver Matrix (5×4, positions cost $30) – 40% on level 1, 30% on level 2, 10% on level 3 and 2% on level 4
  • Gold Matrix (5×5, positions cost $80) – 40% on level 1, 30% on level 2, 10% on level 3 and 2% on levels 4 and 5
  • Diamond Matrix (5×6, positions cost $200) – 40% on level 1, 30% on level 2, 10% on level 3 and 2% on levels 4 to 6
  • Platinum Matrix (5×7, positions cost $600) – 40% on level 1, 30% on level 2, 10% on level 3, 2% on levels 4 to 6 and 1% on level 7

Joining Jolly 5x Pander

Jolly 5x Pander affiliate membership is tied to the purchase of a $25 to $600 matrix position.

Conclusion

We’re only a few days in but feel I can safely say Jolly 5x Pander is one of the stupidest named companies I’m going to review this year.

On the business side of things Jolly 5x Pander is a pyramid scheme. Commissions are paid out on recruitment, specifically when newly recruited affiliates purchase matrix positions.

Nothing is marketed or sold to retail customers, with 100% of revenue generated within Jolly 5x Pander sourced from affiliate position purchases.

As with all pyramid schemes, once affiliate recruitment dies down Jolly 5x Pander will start to collapse.

Being a matrix-based scheme, this will manifest itself by way of new position purchases slowing down. Existing affiliates will make some of the purchases but there’s only so much money to be recycled among existing affiliates.

In a nutshell, a Jolly 5x Pander affiliate needs to have enough positions purchased in their matrix to cover their own position purchase.

Mathematics guarantees that for the majority of Jolly 5x Pander affiliates this isn’t going to happen, resulting in a loss of money.