Jamalife Helpers Review: Eight-tier cycler Ponzi targeting Africa
Jamalife Helpers provides no information on their website about who owns or runs the business.
The Jamalife Helpers website domain (“jamalifehelpersglobal.com”) was privately registered on November 8th, 2016.
Jamalife Helpers primarily targets Africa, as evidenced by Alexa traffic estimates for their website.
As I write this, Alexa peg Nigeria (35%) and South Africa (20%) as the top two sources of traffic to the Jamalife Helpers website. They are followed by Botswana (10%), Cote d’Ivoire (7%) and Malawi (6%).
Given this, it’s highly probably that whoever is running Jamalife Helpers is based out of Africa itself.
My guess would be Nigeria, owing to the Jamalife Helpers website defaulting to USD the Nigerian Naira.
As always, if an MLM company is not openly upfront about who is running or owns it, think long and hard about joining and/or handing over any money.
Jamalife Helpers Products
Jamalife Helpers has no retailable products or services, with affiliates only able to market Jamalife Helpers affiliate membership itself.
The Jamalife Helpers Compensation Plan
Jamalife Helpers affiliates purchase $5 positions in an eight tier matrix cycler.
Matrix sizes used in Jamalife Helpers’ compensation plan are 2×2 and 2×3.
A 2×2 matrix places a Jamalife Helpers affiliate at the top of a matrix, with two positions directly under them:
These two positions form the first level of the matrix. The second level of the matrix is generated by splitting these first two positions into another two positions each (4 positions).
Thus a 2×2 matrix houses a total of six positions.
A 2×3 matrix adds an additional level to the matrix for a total of fourteen positions:
Commissions in Jamalife Helpers are paid out as positions in a matrix cycler tier are filled.
Positions in a matrix are filled via $5 cycler position purchases by new and existing Jamalife Helpers affiliates.
Once all positions in a matrix are filled, a “cycle” is triggered and a commission paid out.
Commissions paid across Jamalife Helpers’ eight matrix cycler tiers are as follows:
- Stage 1 (positions cost $5, 2×2 matrix) – $3 cycle commission and cycles into Stage 2
- Stage 2 (2×3 matrix) – $21 commission and cycles into Stage 3
- Stage 3 (2×3 matrix) – $140 commission and cycles into Stage 4
- Stage 4 (2×3 matrix) – $770 commission and cycles into Stage 5
- Stage 5 (2×3 matrix) – $3500 commission and cycles into Stage 6
- Stage 6 (2×3 matrix) – $11,200 commission and cycles into Stage 7
- Stage 7 (2×3 matrix) – $56,000 commission and cycles into Stage 8
- Stage 8 (2×3 matrix) – $280,000 commission and generates a new Stage 8 matrix position
Starting at the Stage 5 cycler tier, Jamalife Helpers rewards affiliates with the following one-time bonuses:
- cycle out of Stage 5 and receive “phone, laptop & household gadgets worth $1000”
- cycle out of Stage 6 and receive a “mini SUV car worth $13,000”
- cycle out of Stage 7 and receive either a “Jeep car worth $50,000” or “travel & tours worth $10,000”
- cycle out of Stage 8 and receive a “housing fund of $300,000” and a Range Rover car worth $170,000
Joining Jamalife Helpers
Jamalife Helpers affiliate membership is free.
Participation in the attached MLM opportunity however requires the purchase of at least one $5 cycler position.
Jamalife Helpers markets nothing to retail customers. Affiliates sign up and invest at least $5 on the promise of a potential $351,634 ROI.
The ROI is paid out of subsequent $5 investments, making Jamalife Helpers a Ponzi scheme.
To put Jamalife Helpers’ advertised ROI into perspective, 70,327 five dollar investments are required to satisfy just one $351,634 ROI.
In reality even more is required, owing to the non-linear way in which the company-wide matrix at each tier fills. Cycle tier bonuses also bump up the required funds per total ROI payout.
In order to pay a total ROI on just a few cycler positions, easily over a million $5 positions will have to be purchased. And that number only gets exponentially worse over time.
Contrary to the company’s name, matrix cycler Ponzi schemes like Jamalife Helpers primarily benefit those running them.
Through one or more preloaded admin positions, whoever is running Jamalife Helpers will receive most of the funds invested into the cycler.
A few early adopters will receive what’s left, with Ponzi math guaranteeing that the majority of Jamalife Helpers lose money.