huboffer-logoThere is no information on the HubOffer website indicating who owns or runs the business.

The HubOffer website domain (“”) was registered on the 17th of August 2014 and lists a “Francis Natasa” from “Hubopco Limited” as the domain owner. An address in Stirling, Scotland is also provided.

Hubopco appears to have been recently registered as a company name in the UK (May 2014), with the address provided shared with 114 other companies (sounds like a virtual mailbox).

Call me cynical but UK-based company registration, weirdly spelt admin name and suspicious European address? It’s likely that Francis Natasa doesn’t exist, the company is bogus and the address in Scotland is little more than a rented mailbox, if that.

This has Indian scammers written all over it.

Read on for a full review of the HubOffer MLM business opportunity.

The HubOffer Product Line

HubOffer has no retailable products or services. Instead, affiliates join the company and then purchase matrix positions.

Bundled with each matrix position are a series of advertising credits.

The HubOffer Compensation Plan

The HubOffer compensation plan revolves around affiliates signing up for free and puchasing $10 positions, or signing up as a VIP member for $25 (60 day subscription).

Investment Returns

HubOffer advertise ROIs on both position purchases:

  • a $10 matrix position pays 140% after 70 days
  • a $25 VIP member position pays 152.9% after 70 days

Note that VIP positions must be repurchased every 60 days.

Referral Commissions

Each time an affiliate purchases a $10 regular or $25 VIP position, the affiliate who recruited the purchasing affiliate is paid $1.

Matrix Commissions

Residual commissions in HubOffer are paid out using a 2×4 (free) and 2×8 (VIP) matrix.

Free Affiliates

Free affiliate positions are placed into a 2×4 matrix.

A 2×4 matrix places an affiliate at the top of the matrix with four positions directly under them (level 1):


In turn, these two positions branch out into another two positions each (level 2) and so on and so forth down four levels.

Commissions are paid as positions fill in the matrix, with positions filled everytime a free or VIP affiliate purchases a $10 position.

Each filled position pays out a one-time $2 commission.

VIP Affiliates

VIP positions ($25 every 60 days) are placed inside a 2×8 matrix.

A 2×8 matrix is the same as a 2×4 matrix, except that it extends down eight levels instead of four.

VIP matrices pay $5 per position filled in their matrix.

Note that only VIP position purchases are placed inside VIP matrices.

Joining HubOffer

Affiliate membership with HubOffer is either free or $25 (VIP).

Free affiliates must purchase $10 matrix positions in order to generate commissions.

$25 VIP membership must be renewed every 60 days, with a new VIP matrix position bundled with each subscription payment.


With no retailable products or services, HubOffer functions as a Ponzi / pyramid hybrid.

The investment positions are straight up Ponzi investment, and are clearly advertised as such:

Obviously you will not become rich overnight by starting with a $10 position and turning it into $15 every 70 days.

Accumulation happens gradually but builds over time. $40 becomes $60, $1000 becomes $1500 and by then you have a steady flow of income into your Hub Tunnel Account.

Withdraw some periodically and keep investing the rest, and like any investment, your wealth builds over time.

With no external revenue, all that is happening here is new affiliate funds are being used to pay off existing investors.

The matrix side of HubOffer is likewise straight up pyramid scheme recruitment.

Affiliate pay their position fee and are then directly compensated for recruiting other affiliates who do the same.

As with all Ponzi / pyramid scheme hybrids, once new affiliate funds stop flowing into the scheme the system will collapse.

Advertised daily ROIs will give investors a heads up as to when this happens, but with false admin details those who have invested are still likely to lose their funds.

What with HubOffer encouraging affiliates to reinvest their virtual payouts, funds lost (read: stolen by the admin) are probably going to wind up being most of what has been invested.