Earning Builder fails to provide ownership or executive information on its website.

Supposedly Earning Builder is headed up by CEO “Andrew Irvine”:

Irvine doesn’t exist outside of Earning Builder marketing. This is because he’s a Boris CEO played by Ukrainian national Oleksandr Krolevets (Олександр Кролевець):

As to who’s actually running Earning Builder, Boris CEO MLM schemes are typically run by eastern European scammers (Russia, Ukraine and Belarus).

Earning Builder’s website domain (‘earningbuilder.com”), was registered on August 17th, 2022.

Andrew Irvine through an incomplete address in Colorado is listed as the domain owner. Given we know Irvine doesn’t exist, we can confirm Earning Builder’s domain was registered with bogus details.

As always, if an MLM company is not openly upfront about who is running or owns it, think long and hard about joining and/or handing over any money.

Earning Builder’s Products

Earning Builder has no retailable products or services.

Affiliates are only able to market Earning Builder affiliate membership itself.

Earning Builder’s Compensation Plan

Earning Builder affiliates invest USD equivalents in cryptocurrency.

This is done on the promise of advertised daily returns:

  • WealthGrow – invest $30 to $5000 and receive 1.4% a day
  • CapitalBuilder – invest $5001 to $25,000 and receive 1.5% a day
  • SecureInvest – invest $25,001 to $50,000 and receive 1.75% a day
  • MoneyMagnet – invest $50,001 or more and receive 2% a day
  • Evolution – invest $1000 to $75,000 and receive 2% to 2.5% a day
  • Professional – invest $300 to $25,000 and receive 1.7% to 1.9% a day (note 50% invested funds kept by Earning Builder)

The MLM side of Earning Builder pays on recruitment of affiliate investors.

Earning Builder Affiliate Ranks

There are seven affiliate ranks within Earning Builder’s compensation plan.

Along with their respective qualification criteria, they are as follows:

  • Rank 1 – generate $35,000 on both sides of your binary team
  • Rank 2 – generate $70,000 on both sides of your binary team
  • Rank 3 – generate $115,000 on both sides of your binary team
  • Rank 4 – generate $175,500 on both sides of your binary team
  • Rank 5 – generate $225,000 on both sides of your binary team
  • Rank 6 – generate $450,000 on both sides of your binary team
  • Rank 7 – generate $700,000 on both sides of your binary team

Referral Commissions

Earning Builder pays referral commissions on cryptocurrency invested by personally recruited affiliates.

Referral commission rates are determined by how much an Earning Builder affiliate has invested:

  • WealthGrow, CapitalBuilder and Professional tier affiliates receive an 8% referral commission rate
  • SecureInvest and Evolution tier affiliates receive a 9% referral commission rate
  • MoneyMagnet tier affiliates receive a 10% referral commission rate

Residual Commissions

Earning Builder pays residual commissions via a binary compensation structure.

A binary compensation structure places an affiliate at the top of a binary team, split into two sides (left and right):

The first level of the binary team houses two positions. The second level of the binary team is generated by splitting these first two positions into another two positions each (4 positions).

Subsequent levels of the binary team are generated as required, with each new level housing twice as many positions as the previous level.

Positions in the binary team are filled via direct and indirect recruitment of affiliates. Note there is no limit to how deep a binary team can grow.

At the end of each day Earning Builder tallies up new investment volume on both sides of the binary team.

Residual commissions are paid as 10% of new investment on the weaker binary team side.

Note that Earning Builder caps daily residual commissions based on how much an affiliate has invested:

  • Wealthgrow and Professional tier affiliates can earn up to $1500 a day
  • Evolution tier affiliates can earn up to $2500 a day
  • CapitalBuilder tier affiliates can earn up to $3000 a day
  • SecureInvest tier affiliates can earn up to $9000 a day
  • MoneyMagnet tier affiliates can earn up to $15,000 a day

Once paid out on, weaker side investment volume is matched against the stronger side and flushed. Any leftover volume on the stronger binary team side carries over.

Bonus Residual Income

Earning Builder pays a monthly bonus on cryptocurrency invested across three levels of recruitment:

  • Leader – recruit fifteen affiliate investors and receive a 1% Bonus Residual Income rate
  • Achiever – recruit thirty-five affiliate investors and receive a 2.5% Bonus Residual Income rate
  • Elite – recruit sixty affiliate investors and receive a 4% Bonus Residual Income rate
  • Professional – recruit one hundred and twenty-five affiliate investors and receive a 7% Bonus Residual Income rate
  • Platinum – recruit two hundred and fifty affiliate investors and receive a 10% Bonus Residual Income rate

Binary Pool

Earning Builder pays a bonus percentage based on monthly residual commission earnings:

  • Genius – earn $1500 in monthly residual commissions and receive a 1.5% Binary Pool rate
  • Corporate – earn $3500 in monthly residual commissions and receive a 2.5% Binary Pool rate
  • Bronze – earn $7500 in monthly residual commissions and receive a 3.75% Binary Pool rate
  • Silver – earn $12,000 in monthly residual commissions and receive a 5% Binary Pool rate
  • Gold – earn $20,000 in monthly residual commissions and receive a 7.5% Binary Pool rate
  • Lead – earn $20,000 in monthly residual commissions and receive a 9% Binary Pool rate
  • Skilled – earn $20,000 in monthly residual commissions and receive a 12% Binary Pool rate

Note that Gold to Skilled has the same qualification criteria. This is assumed to be a typo in Earning Builder’s official marketing presentation.

Also note what the Binary Pool is paid out on is not disclosed.

Rank Achievement Bonus

Earning Builder pays a Rank Achievement Bonus as follows:

  • qualify at Rank 1 and receive “2% cash + agent membership”
  • qualify at Rank 2 and receive “3.5% cash + Apple 15 Pro”
  • qualify at Rank 3 and receive “4.5% cash + Apple MacBook”
  • qualify at Rank 4 and receive “6% cash + Franchise Membership”
  • qualify at Rank 5 and receive “8% cash + Rolex Watch”
  • qualify at Rank 6 and receive “11% cash + 5 days trip”
  • qualify at Rank 7 and receive “15% cash + car”

Joining Earning Builder

Earning Builder affiliate membership is free.

Full participation in the attached income opportunity requires a minimum $30 investment.

Earning Builder solicits investment in various cryptocurrencies.

Earning Builder Conclusion

Earning Builder trots out every typical Ponzi ruse:

Specializing in Forex, Crypto, Stocks, Bonds, NFTs, and the Metaverse, we generate consistent profits for our investors daily.

No evidence of Earning Builder generating external revenue of any kind. This is because, like Earning Builder’s CEO, they doesn’t exist.

As it stands the only verifiable source of revenue is new investment. Using new investment to pay ROI withdrawals would make Earning Builder a Ponzi scheme.

As with all MLM Ponzi schemes, once affiliate recruitment dries up so too will new investment.

This will starve Earning Builder of ROI revenue, eventually prompting a collapse.

The math behind Ponzi schemes guarantees that when they collapse, the majority of participants lose money.