There is no information on the Cycles of Wealth website indicating who owns or runs the business.

The Cycles of Wealth website domain (“”) was privately registered on January 31st, 2017.

The official Cycles of Wealth Facebook group lists Cosmos Garcia as the sole admin.

There is no content on the Cosmos Garcia account. The profile photo used to represent Cosmos Garcia is stolen and actually that of Hazel Inskip, a member of the Cosmos Project Scientific Advisory Group.

Needless to say “Cosmos Garcia” doesn’t exist and the Facebook account is likely purchased.

As always, if an MLM company is not openly upfront about who is running or owns it, think long and hard about joining and/or handing over any money.

The Cycles of Wealth Product Line

Cycles of Wealth has no retailable products or services, with affiliates only able to market Cycles of Wealth affiliate membership itself.

Once signed up, Cycles of Wealth affiliates invest in matrix cycler positions. Each cycler position is bundled with ad credits, which can be used to display advertising on the Cycle of Wealth website.

The Cycles of Wealth Compensation Plan

Cycles of Wealth affiliates invest $5 in a four-tier matrix cycler on the promise of an advertised ROI.

Cycles of Wealth appears to utilize a 4×1 matrix, requiring four subsequent position purchases to generate a ROI.

  • Cycler 1 (positions cost $5) – pays a $5 commission and cycles into Cycler 2
  • Cycler 2 – pays a $10 commission and cycles into Cycler 3
  • Cycler 3 – pays a $20 commission and cycles into Cycler 4
  • Cycler 4 – pays an $80 commission and generates eight new Cycler 1 positions

Note that 20% of all ROI payouts must be reinvested into new cycler positions.

Referral commissions are available on cycler position purchases, paid out down three levels of recruitment (unilevel):

  • level 1 (personally recruited affiliates) – 7%
  • level 2 – 5%
  • level 3 – 3%

Joining Cycles of Wealth

Cycles of Wealth affiliate membership is tied to the purchase of at least one $5 matrix cycler position.


What Do I Earn Per Ad Position?

Every Ad Position either one line one or on line 5 matures after it has earned 300% of its value.

Cycles of Wealth solicit investment in $5 cycler positions, on the promise of an advertised $115 ROI.

The ROI is paid out of subsequently invested funds, making Cycles of Wealth a Ponzi scheme.

The bundled advertising credits are neither here nor there, serving only as pseudo-compliance in an attempt to legitimize financial fraud.

Owing to the “pass-up” nature of its business model, the anonymous Cycles of Wealth admin will receive the majority of funds invested. This is further compounded by way of phantom positions generated after a complete cycle.

These phantom positions add no new money to the system but permit the owner to withdraw another $115 per position generated. One complete cycle generates eight of these phantom positions, which in turn can generate another eight and so on and so forth.

Through pre-loaded positions, the Cycles of Wealth admin(s) will complete a full cycle first. From there it’s only a matter of time before their phantom positions capture the majority of invested funds.

As with all Ponzi schemes, once affiliate recruitment dies down so too will new investment. This will starve Cycle of Wealth of the revenue it needs to make ROI payments.

One by one the cycler tiers will stall, eventually prompting a collapse. At any given time this will see the majority of Cycles of Wealth affiliates lose money.

The use of bitcoin is an additional concern, as it means victim fund recovery will be next to impossible.