Crown Bankers fails to provide verifiable ownership or executive information on its website.

While Crown Bankers does provide a list of executives, these are fictional identities represented by actors:

I originally thought these might be stolen photos but the actors actively appear in Crown Bankers’ promotional material:

 

Update 16th November 2024 – Following publication of this review Crown Bankers has ditched its original cast of actor executives.

Today they’ve recycled “Adrian Cadiz” and found a new actor to play CEO:

Any reference to or appearance of Crown Bankers’ original actor executives has been scrubbed from its website and socials. /end update

 

In an attempt to appear legitimate, Crown Bankers provides incorporation details for Crownquest Asset Management LTD.

Crownquest Asset Management LTD was incorporated in the UK on June 19th, 2024. Whether this company has anything to do with Crown Bankers is unclear.

In researching Crown Bankers’ fictional executives I found a common thread in the use of stolen photos of actors with ties to India.

This syncs with Crown Bankers’ official FaceBook page being managed from India:

Whoever is running Crown Bankers appears to be based in and/or has ties India.

As always, if an MLM company is not openly upfront about who is running or owns it, think long and hard about joining and/or handing over any money.

Crown Bankers’ Products

Crown Bankers has no retailable products or services.

Affiliates are only able to market Crown Bankers affiliate membership itself.

Crown Bankers’ Compensation Plan

Crown Bankers affiliates invest USD equivalents in cryptocurrency. This is done on the promise of advertised passive returns.

  • Beginner – invest $25 to $2499 and receive 1.5% to 1.8% a day for 150 days
  • Grow – invest $2500 to $19,999 and receive 1.8% to 2.1% a day for 140 days
  • Banker – invest $20,000 to $50,000 and receive 2.1% to 2.4% a day for 130 days

The MLM side of Crown Bankers pays on recruitment of affiliate investors.

Crown Bankers Affiliate Ranks

There are eleven affiliate ranks within Crown Bankers’ compensation plan.

Along with their respective qualification criteria, they are as follows:

  1. Bronze – earn $1000 in residual commissions
  2. Silver – earn $5000 in residual commissions
  3. Gold – earn $10,000 in residual commissions
  4. Platinum – earn $25,000 in residual commissions
  5. Palladium – earn $50,000 in residual commissions
  6. Sapphire – earn $100,000 in residual commissions
  7. Ruby – earn $200,000 in residual commissions
  8. Emerald – earn $400,000 in residual commissions
  9. Amethyst – earn $800,000 in residual commissions
  10. Black Diamond – earn $1,600,000 in residual commissions
  11. White Diamond – earn $3,200,000 in residual commissions

Referral Commissions

Crown Bankers pays referral commissions on cryptocurrency invested by personally recruited affiliates.

Referral commission rates are determined by how much a Crown Bankers affiliate has invested:

  • Beginner tier affiliates earn a 7% referral commission rate
  • Grow tier affiliates earn an 8% referral commission rate
  • Banker tier affiliates earn a 9% referral commission rate

Residual Commissions

Crown Bankers pays residual commissions via a binary compensation structure.

A binary compensation structure places an affiliate at the top of a binary team, split into two sides (left and right):

The first level of the binary team houses two positions. The second level of the binary team is generated by splitting these first two positions into another two positions each (4 positions).

Subsequent levels of the binary team are generated as required, with each new level housing twice as many positions as the previous level.

Positions in the binary team are filled via direct and indirect recruitment of affiliates. Note there is no limit to how deep a binary team can grow.

At the end of each day Crown Bankers tallies up new investment on both sides of the binary team.

Residual commissions are paid as 10% of new investment volume on the weaker binary team side, capped based on how much an affiliate has invested:

  • Beginner tier affiliates can earn up to $1000 a day in residual commissions
  • Grow tier affiliates can earn up to $3500 a day in residual commissions
  • Banker tier affiliates can earn up to $7000 a day in residual commissions

Rank Achievement Bonus

Crown Bankers rewards affiliates for qualifying at Bronze and higher with the following one-time Rank Achievement Bonuses:

  • qualify at Bronze and receive $100 and an Apple gift card
  • qualify at Silver and receive $500 and a “smartwatch”
  • qualify at Gold and receive $1000 and “high-end headphones”
  • qualify at Platinum and receive $2500 and a “laptop”
  • qualify at Sapphire and receive $10,000 and a “home theater system”
  • qualify at Ruby and receive $20,000 and a “high-end gaming PC”
  • qualify at Emerald and receive $40,000 and a “luxury vacation package”
  • qualify at Amethyst and receive $80,000 and a “premium electric vehicle”
  • qualify at Black Diamond and receive $160,000 and a “yacht”
  • qualify at White Diamond and receive $320,000 and “luxury property”

Joining Crown Bankers

Crown Bankers affiliate membership is free.

Full participation in the attached income opportunity requires a minimum $25 investment.

Crown Bankers solicits investment in undisclosed cryptocurrencies.

Crown Bankers Conclusion

While Crown Bankers represents it generates external revenue from several sources…

At Crown Bankers, we invest in the future by focusing on high-growth sectors like EV, cryptocurrency, solar energy, and Forbes Top 500 companies.

…they company fails to provide any verifiable supporting evidence.

Given Crown Bankers appears to be run by Indians pretending to be in the UK and represented by hired actors, it’s assumed Crown Bankers’ marketing claims are universally false.

Even then, Crown Bankers’ business model fails the Ponzi logic test.

If Crown Bankers has already made investments and is generating up to 2.4% a day, what do they need your money for?

As it stands the only verifiable source of revenue entering Crown Bankers is new investment.

Using new investment to pay ROI withdrawals would make Crown Bankers a Ponzi scheme. Additionally with nothing marketed or sold to retail customers, the MLM side of Crown Bankers is a pyramid scheme.

As with all MLM Poniz schemes, once affiliate recruitment dries up so too will new investment.

This will starve Crown Bankers of ROI revenue, eventually prompting a collapse.

The math behind Ponzi schemes guarantees that when they collapse, the majority of participants lose money.