Crowd Earner Review: Token-based cash gifting
There is no information on the Crowd Earner website indicating who owns or runs the business.
The Crowd Earner website domain (“crowdearner.net”) was registered on the 21st of September 2016, however the domain registration is set to private.
As always, if an MLM company is not openly upfront about who is running or owns it, think long and hard about joining and/or handing over any money.
The Crowd Earner Product Line
Crowd Earner has no retailable products or services, with affiliates only able to market Crowd Earner affiliate membership itself.
The Crowd Earner Compensation Plan
Crowd Earner affiliates make gifting payments of between $20 to $500.
These payments in turn qualifying them to receive gifting payments from other Crowd Earner affiliates, tracked through a 3×6 matrix.
A 3×6 matrix places an affiliate at the top of a matrix, with three positions directly under them:
These three positions form the first level of the matrix. The second level of the matrix is generated by splitting each of the three positions into another three positions each (9 positions).
Subsequent levels of the matrix are generated in the same manner, with a complete 3×6 matrix housing 1092 positions.
A Crowd Earner affiliate enters the compensation plan by converting $20 into Crowd Earner tokens. These tokens are then gifted to the affiliate who recruited them.
This $20 gifting payment qualifies the affiliate to then receive $20 from three subsequently recruited affiliates.
Payments across the entire 3×6 Crowd Earner matrix are as follows:
- level 1 – make a gifting payment of $20 and receive $20 from three affiliates
- level 2 – make a gifting payment of $30 and receive $30 from nine affiliates
- level 3 – make a gifting payment of $50 and receive $50 from twenty-seven affiliates
- level 4 – make a gifting payment of $200 and receive $200 from eighty-one affiliates
- level 5 – make a gifting payment of $300 and receive $300 from two hundred and forty-three affiliates
- level 6 – make a gifting payment of $500 and receive $500 from seven hundred and twenty-nine affiliates
Joining Crowd Earner
Crowd Earner affiliate membership is free, however affiliates must gift at least $20 to participate in the compensation plan.
CrowdEarner is a person to person, donation exchange platform where members voluntarily give donations and receive donations in multiple folds.
Under the guise of making and receiving donations, Crowd Earner operate a six-tier cash gifting scheme.
The donations ruse is easily debunked, as a donation is made without any expectation of repayment.
In Crowd Earner payments are made on promise of receiving payments from other Crowd Earner affiliates. This makes it cash gifting.
All donations you willingly and directly send to a fellow participnat [sic] are final. No refunds.
The use of tokens in Crowd Earner sees the anonymous admin(s) of the scheme receive real money in exchange for worthless points.
Unless those points are cashed out Crowd Earner affiliates haven’t actually earned anything, irrespective of what might be shown in their backoffice.
The most significant difference between token-based cash gifting and direct payments is that when Crowd Earner inevitable collapses, the admin(s) will keep all funds tied to tokens.
Withdrawal requests will be denied when the scheme inevitable collapses, further increasing the number of Cash Earner affiliates who lose money.