BFIC Gold fails to provide ownership or executive information on its website.

BFIC Gold’s website domain (“”), was privately registered on January 8th, 2024.

Perusal of BFIC Gold’s official YouTube channel reveals several Pakistani and Indian nationals tied to the company.

These include Mr. Zee;

Shivam Kashyap;

Sahil Raj Prajapati;

Mahesh Sharma;

Omar Khan;

SK Sagar; and

Asif Aslam;

A US resident we can tie to BFIC Gold is Tami Jackson:

Jackson is a serial promoter of MLM crypto Ponzi schemes. Prior to BFIC Gold Jackson was involved in Sam Lee’s HyperTech Ponzi schemes.

Omar Khan runs Innovation Factory, through which has launched multiple MLM crypto Ponzi schemes.

Khan first appeared on BehindMLM’s radar through B-Love Network early last year. B-Love Network was the second Innovation Factory Ponzi, following the collapse of Innovation Factory as a Ponzi scheme itself.

After B-Love Network collapsed, Khan rebooted as Bulleto in July 2023.

Bulleto’s website is still up but a February 24th post on its official FaceBook page suggest Bulleto is being merged with BFIC Gold.

BFIC Gold is the fourth reboot of the Innovation Factory Ponzi scheme Omar Khan launched in 2021.

Khan and his accomplices are originally from Pakistan and India. Since getting into MLM Ponzi scamming they have relocated to Dubai.

BehindMLM’s guidelines for Dubai are:

  1. If someone lives in Dubai and approaches you about an MLM opportunity, they’re trying to scam you.
  2. If an MLM company is based out of or represents it has ties to Dubai, it’s a scam.

If you want to know specifically how this applies to BFIC Gold, read on for a full review.

BFIC Gold’s Products

BFIC Gold has no retailable products or services.

Affiliates are only able to market BFIC Gold affiliate membership itself.

BFIC Gold’s Compensation Plan

BFIC Gold affiliates acquire BGOLD tokens from BFIC Gold at $2.50 each.

BFIC Gold runs a “staking” model Ponzi scheme, through which a 300% ROI is pitched.

  • invest 1 to 999 BGOLD and receive 7%
  • invest 1000 to 9999 BGOLD and receive 8%
  • invest 10,000 to 49,999 BGOLD and receive 9%
  • invest 50,000 to 249,999 BGOLD and receive 10%
  • invest 250,000+ BGOLD and receive 12%

BFIC Gold doesn’t specify how often the returns are paid out but does cap them at 300%. Note that this includes MLM commissions and bonuses.

Once 300% has been paid out, reinvestment in BGOLD is required to continue earning.

The MLM side of BFIC Gold pays on BGOLD investment by recruited affiliates.

BFIC Gold Affiliate Ranks

There are five ranks within BFIC Gold’s compensation plan.

Along with their respective qualification criteria, they are as follows:

  1. Affiliate – sign up as a BFIC Gold affiliate
  2. Elite – generate $1,250,000 in BGOLD in accumulated investment volume on your weaker binary team side
  3. Super Star – generate $2,500,000 in BGOLD in accumulated investment volume on your weaker binary team side
  4. Champion – generate $5,000,000 in BGOLD in accumulated investment volume on your weaker binary team side
  5. President – generate $10,000,000 in BGOLD in accumulated investment volume on your weaker binary team side

Referral Commissions

BFIC Gold affiliates receive 1 BGOLD token when a personally recruited affiliates invests 10 BGOLD or more.

An additional 4% of the BGOLD invested is also paid out.

Residual Commissions (unilevel)

A unilevel compensation structure places an affiliate at the top of a unilevel team, with every personally recruited affiliate placed directly under them (level 1):

If any level 1 affiliates recruit new affiliates, they are placed on level 2 of the original affiliate’s unilevel team.

If any level 2 affiliates recruit new affiliates, they are placed on level 3 and so on and so forth down a theoretical infinite number of levels.

BFIC Gold caps payable unilevel team levels at ten.

Residual commissions are paid as a percentage of BGOLD invested across these ten levels as follows:

  • level 1 (personally recruited affiliates) – 5%
  • level 2 – 4%
  • level 3 – 3%
  • level 4 – 2%
  • levels 5 to 10 – 1%

Residual Commissions (binary)

A binary compensation structure places an affiliate at the top of a binary team, split into two sides (left and right):

The first level of the binary team houses two positions. The second level of the binary team is generated by splitting these first two positions into another two positions each (4 positions).

Subsequent levels of the binary team are generated as required, with each new level housing twice as many positions as the previous level.

Positions in the binary team are filled via direct and indirect recruitment of affiliates. Note there is no limit to how deep a binary team can grow.

At the end of a pay-period BFIC Gold tallies up new BGOLD investment volume on both sides of the binary team.

Residual commissions are paid as 6% of new BGOLD investment volume on the weaker binary team side.

Once paid out on, volume is matched against the stronger binary team side and flushed. Any leftover volume on the stronger side carries over.

Note that BFIC Gold don’t specify how often residual binary commissions are paid out.

Global Binary Rewards

In addition to the personal binary team, BFIC Gold also maintains a company-wide binary team.

Affiliates are paid 2% of residual commissions generated through the company-wide team.

Global Binary Rewards are paid out the same way as residual binary commissions (see “Residual Commissions (binary) above).

Jackpot Rewards

BFIC Gold may earn 1% of downline BGOLD investment as a “Jackpot Reward”.

BFIC Gold’s compensation documentation states the Jackpot Reward may be triggered “if an account with a huge staking amount gets placed under you”.

Rank Achievement Bonus

BFIC Gold rewards affiliates for qualifying at Elite and higher with the following one-time Rank Achievement Bonuses:

  • qualify at Elite and receive $20,000 and a Suzuki Hayabusa
  • qualify at Super Star and receive $50,000 and a “luxury car”
  • qualify at Champion and receive $125,000 and a “second passport”
  • qualify at President and receive $300,000 and a “Dubai apartment”

Joining BFIC Gold

BFIC Gold affiliate membership is either free, $10 a month for Premium or $100 a month for Premium Plus.

Premium BFIC Gold affiliate membership provides access to:

  • live chat support
  • hiding your information from other BFIC Gold affiliates
  • a ping feature to spam your personally recruited affiliates with

BFIC Gold Premium Plus affiliate membership adds:

  • 24/7 live call support
  • the ability to modify account details of your personally recruited affiliates

BFIC Gold Conclusion

There’s not much to BFIC Global. It’s the fourth Ponzi scheme from Omar Khan and is essentially the same ruse, but with a new name and shit token.

BFIC Gold’s marketing suggests Omar Khan’s scamming is enabled by Dubai’s royal family.

BGOLD is just as worthless as BFIC, BLV, BBOND and any other Innovation Factory Ponzi tokens I might have missed.

Once potential difference is the attempt to fleece western investors this time around, through Tami Jackson and what’s left of her HyperTech Ponzi downline.

I guess Khan is at the point where he’s run out of suckers to scam in Pakistan, India and Bangladesh.

As with all MLM Ponzi schemes, once affiliate recruitment dries up so too will new investment.

This will leave BFIC Gold unable to pay withdrawal requests, eventually prompting a collapse.

The math behind Ponzi schemes guarantees that when they collapse, the majority of participants lose money.