Aura 4 Finance provides no verifiable information on its website about who owns or runs the company.

Executive details Aura 4 Finance provides are stock photos paired with fictional names:

Photos of what I assume are a UK office are presented on Aura 4 Finance’s website.

These appear to be shots of rented office space, with Aura 4 Finance’s logo poorly photoshopped over.

In another attempt to appear legitimate, Aura 4 Finance provides a UK incorporation certificate for “Aura 4 Finance LTD”.

An MLM company operating or claiming to operate out of the UK is a red flag.

UK incorporation is dirt cheap and effectively unregulated. On top of that the FCA, the UK’s top financial regulator, do not actively regulate MLM related securities fraud.

As a result the UK is a favored jurisdiction for scammers looking to incorporate, operate and promote fraudulent companies.

For the purpose of MLM due-diligence, incorporation in the UK or registration with the FCA is meaningless.

Aura 4 Finance’s website domain (“aura4.finance”) was privately registered on February 10th, 2021.

Towards the footer of Aura 4 Finance’s website is a link to an android app on the Google Play Store.

Here we see Aura 4 Finance’s app was developed by “i watch”:

Clicking on i-watch’s profile, we can see it’s a Russian language developer:

This is practically a guarantee that whoever is behind Aura 4 Finance is from Russia or the Ukraine.

On the promotion side of things, Alexa ranks Vietnam (38%) and Egypt (12%) as top sources of traffic to Aura 4 Finance’s website.

As always, if an MLM company is not openly upfront about who is running or owns it, think long and hard about joining and/or handing over any money.

Aura 4 Finance’s Products

Aura 4 Finance has no retailable products or services.

Affiliates are only able to market Aura 4 Finance affiliate membership itself.

Aura 4 Finance’s Compensation Plan

Aura 4 Finance affiliates invest USD and/or cryptocurrency equivalents on the promise advertised daily returns.

  • invest $10 to $100,000 for one month and receive 3% a day
  • invest $10 to $100,000 for two months and receive 3.5% a day
  • invest $10 to $100,000 for four to twenty-four months and receive 4.4% a day

Note at the end of the investment term the original investment is paid out.

Aura 4 Finance Affiliate Ranks

There are twelve affiliate ranks within Aura 4 Finance’s compensation plan.

Along with their respective qualification criteria, they are as follows:

  • Rang-1 – sign up as an Aura 4 Finance affiliate
  • Rang-2 – invest $100 and convince others to invest $1000
  • Rang-3 – invest $250 and convince others to invest $2500
  • Rang-4 – invest $500 and convince others to invest $5000
  • Rang-5 – invest $1000 and convince others to invest $10,000
  • Rang-6 – invest $1500 and convince others to invest $15,000
  • Rang-7 – invest $2000 and convince others to invest $20,000
  • Rang-8 – invest $2500 and convince others to invest $25,000
  • Rang-9 – invest $3000 and convince others to invest $30,000
  • Rang-Bronze – invest $5000 and convince others to invest $100,000
  • Rang-Silver – invest $10,000 and convince others to invest $250,000
  • Rang-Gold – invest $15,000 and convince others to invest $500,000

Referral Commissions

Aura 4 Finance pays referral commissions via a unilevel compensation structure.

A unilevel compensation structure places an affiliate at the top of a unilevel team, with every personally recruited affiliate placed directly under them (level 1):

If any level 1 affiliates recruit new affiliates, they are placed on level 2 of the original affiliate’s unilevel team.

If any level 2 affiliates recruit new affiliates, they are placed on level 3 and so on and so forth down a theoretical infinite number of levels.

Aura 4 Finance caps payable unilevel team levels at six.

Referral commissions are paid as a percentage of funds invested across these six levels as follows:

  • Rang-1 ranked affiliates earn 5% on level 1 (personally recruited affiliates), 3% on level 2 and 1% on level 3
  • Rang-2 ranked affiliates earn 7% on level 1, 4% on level 2 and 2% on level 3
  • Rang-3 ranked affiliates earn 9% on level 1, 4% on level 2 and 2% on level 3
  • Rang-4 ranked affiliates earn 11% on level 1, 6% on level 2 and 4% on level 3
  • Rang-5 ranked affiliates earn 13% on level 1, 7% on level 2 and 5% on level 3
  • Rang-6 ranked affiliates earn 15% on level 1, 8% on level 2, 6% on level 3 and 1% on level 4
  • Rang-7 ranked affiliates earn 17% on level 1, 9% on level 2, 7% on level 3, 2% on level 4 and 1% on level 5
  • Rang-8 ranked affiliates earn 19% on level 1, 10% on level 2, 8% on level 3, 3% on level 4, 2% on level 5 and 1% on level 6
  • Rang-9 ranked affiliates earn 21% on level 1, 11% on level 2, 9% on level 3, 4% on level 4, 3% on level 5 and 2% on level 6
  • Rang-Bronze ranked affiliates earn 25% on level 1, 15% on level 2, 10% on level 3, 5% on level 4, 4% on level 5 and 3% on level 6
  • Rang-Silver ranked affiliates earn 30% on level 1, 20% on level 2, 15% on level 3, 6% on level 4, 5% on level 5 and 4% on level 6
  • Rang-Gold ranked affiliates earn 35% on level 1, 25% on level 2, 20% on level 3, 9% on level 4, 8% on level 5 and 7% on level 6

AURC Investment Commissions

Rang-7 and higher ranked Aura 4 Finance affiliates earn commissions on AURC token investment.

AURC token investment commissions are paid out using the same unilevel commission structure as referral commissions (see above).

  • Rang-7 and Rang-8 ranked affiliates earn 2% on level 1, 1% on level 2 and 0.5% on level 3
  • Rang-9 ranked affiliates earn 3% on level 1, 2% on level 2 and 1% on level 3

Exchange Commissions

AURC don’t clarify, but presumably exchange commissions are commissions paid on fees generated through the company’s internal exchange.

Exchange commissions are paid out using the same unilevel commission structure as referral commissions (see above)

  • Rang-7 and Rang-8 ranked affiliates earn 2% on level 1, 1% on level 2 and 0.5% on level 3
  • Rang-9 ranked affiliates earn 3% on level 1, 2% on level 2 and 1% on level 3

Rank Achievement Bonus

Aura 4 Finance rewards affiliates for qualifying at Rang-2 and higher with the following one-time Rank Achievement Bonuses.

  • qualify at Rang-2 and receive $25
  • qualify at Rang-3 and receive $50
  • qualify at Rang-4 and receive $100
  • qualify at Rang-5 and receive $200
  • qualify at Rang-6 and receive $400
  • qualify at Rang-7 and receive $800
  • qualify at Rang-8 and receive $1600
  • qualify at Rang-9 and receive $3200
  • qualify at Rang-Bronze and receive $10,000
  • qualify at Rang-Silver and receive $25,000
  • qualify at Rang-Gold and receive $50,000

Joining Aura 4 Finance

Aura 4 Finance affiliate membership is free.

Full participation in the attached income opportunity requires an initial $10 to $100,000 investment.

Aura 4 Finance solicits investment in bitcoin, ethereum, litecoin, ethereum classic, bitcoin cash, dash, tether, dogecoin and tron.

USD investment is handled through the Perfect Money payment processor.

Aura 4 Finance Conclusion

Aura 4 Finance represents it generates external revenue via a “professional team”.

The Aura4Finance team includes leading analysts, traders and programmers in the crypto industry.

No evidence of crypto trading or any other source of external revenue is provided.

Like everything else on Aura 4 Finance’s website, claims of external revenue are baloney.

Also baloney is Aura 4 Finance claiming it has

all the legal documents, permits and certificates for conducting trading and investment activities.

Aura 4 Finance is not registered to offer securities in any jurisdiction. This includes the UK, useless at regulating securities as the FCA is.

The reason Aura 4 Finance opts to commit securities fraud is because it’s a Ponzi scheme.

That is to say the only source of revenue is new investment, which the company uses to pay daily returns.

The exit-scam will take place through Aura 4 Finance’s AURC token.

AURC token is an ERC-20 shit token. These take a few minutes to set up on the ethereum blockchain.

When affiliate recruitment inevitably dries up, so too will new investment.

This will starve Aura 4 Finance of ROI revenue, prompting the company to only pay withdrawals with AURC tokens.

From here either Aura 4 Finance’s admins will do a runner, or they’ll push for one last milk of gullible investors by dumping AURC on dodgy exchanges.

Cue marketing hype, further cashing out and the majority of Aura 4 Finance affiliates left bagholding yet another worthless Ponzi token.