Aarman fails to provide ownership or executive information on its website.

Aarman’s website domain (“aarman.com”), was registered in November 2000. The private registration was last updated on September 10th, 2024.

Through the WayBack Machine we can see Aarman’s current website went live in late 2024. This suggests Aarman’s admin(s) acquired the domain in or around September 2024.

On its website Aarman provides a corporate address in Hong Kong. The address corresponds to a random factory building. It’s unlikely this address has anything to do with Aarman.

Aarman’s compensation documentation additionally provides a “marketing office” address in Kuala Lumpur, Malaysia. This is a random office tower which, again, is unlikely to have anything to do with Aarman.

As of August 2025, SimilarWeb was tracking ~112,000 monthly visits to Aarman’s website.

99% of Aarman’s website traffic originates from India. As opposed to Hong Kong, this strongly suggests whoever is running Aarman has ties to India.

As always, if an MLM company is not openly upfront about who is running or owns it, think long and hard about joining and/or handing over any money.

Aarman’s Products

Aarman has no retailable products or services.

Promoters are only able to market Aarman promoter membership itself.

Aarman’s Compensation Plan

Aarman does not provide MLM compensation details on its website.

The following analysis is put together from official Aarman compensation documentation as presented by promoters.

Aarman promoters invest Beldex tokens (BDX) into a staking investment scheme. This is done on the promise of a passive return.

Aarman pays passive returns as a lump sum (fixed) or 50% monthly and 50% at the end of the investment period (regular).

Fixed Investment Plans

  • invest 5000 to 50,000 BDX and receive 250% after 3 years or 400% after 5 years
  • invest 100,000 BDX and receive 265% after 3 years or 425% after 5 years
  • invest 200,000 BDX and receive 280% after 3 years or 450% after 5 years
  • invest 500,000 BDX and receive 320% after 3 years or 500% after 5 years

Regular Investment Plan

  • invest 5000 to 100,000 BDX and receive 2.4% a month on 50% of the invested amount and then 200% on the other 50% after 3 years, or 3% a day on 50% of the invested amount and and 400% on the other 50% after 5 years
  • invest 200,000 BDX and receive 2.6% a month on 50% of the invested amount and then 210% on the other 50% after 3 years, or 3.25% a day on 50% of the invested amount and and 450% on the other 50% after 5 years

The MLM side of Aarman pays on recruitment of promoter investors.

Note that Aarman caps MLM commissions at the amount of BDX invested. Once this cap is reached, reinvestment is required to continue earning.

Aarman Promoter Ranks

There are forty promoter ranks within Aarman’s compensation plan.

Along with their respective qualification criteria, they are as follows:

  1. Deciders Current – generate 1000 BDX downline investment
  2. Deciders Classic – generate 1000 BDX downline investment (note identical to Deciders Current)
  3. Deciders Prime – generate 1500 BDX in downline investment on one side of the binary team and 375 BDX on the other
  4. Deciders Elite – generate 2000 BDX in downline investment on one side of the binary team and 1000 BDX on the other
  5. Believers Current – have four Deciders or higher in your downline and generate 4000 BDX in downline investment
  6. Believers Classic – maintain four Deciders or higher in your downline and generate 6000 BDX in downline investment
  7. Believers Prime – have six Deciders or higher in your downline and generate 6000 BDX in downline investment on one side of the binary team and 1500 BDX on the other
  8. Believers Elite – maintain six Deciders or higher in your downline and generate 10,000 BDX in downline investment on one side of the binary team and 5000 BDX on the other
  9. Converters Current – have four Believers or higher in your downline
  10. Converters Classic – maintain four Believers or higher in your downline and generate 25,000 BDX in downline investment
  11. Converters Prime – have six Believers or higher in your downline and generate 25,000 BDX in downline investment on one side of the binary team and 6250 BDX on the other
  12. Converters Elite – maintain six Believers or higher in your downline and generate 40,000 BDX in downline investment on one side of the binary team and 20,000 BDX on the other
  13. Builders Current – have four Converters or higher in your downline
  14. Builders Classic – maintain four Converters or higher in your downline and generate 80,000 BDX in downline investment
  15. Builders Prime – have six Converters or higher in your downline and generate 80,000 BDX in downline investment on one side of the binary team and 20,000 BDX on the other
  16. Builders Elite – maintain six Builders or higher in your downline and generate 120,000 BDX in downline investment on one side of the binary team and 60,000 BDX on the other
  17. Millennials Current – have four Builders or higher in your downline
  18. Millennials Classic – maintain four Builders or higher in your downline and generate 300,000 BDX in downline investment
  19. Millennials Prime – have six Builders or higher in your downline and generate 300,000 BDX in downline investment on one side of the binary team and 75,000 BDX on the other
  20. Millennials Elite – maintain six Builders or higher in your downline and generate 400,000 BDX in downline investment on one side of the binary team and 200,000 BDX on the other
  21. GenX Current – have three Millennials or higher in your downline
  22. GenX Classic – maintain three Millennials or higher in your downline and generate 900,000 BDX in downline investment
  23. GenX Prime – have five Millennials or higher in your downline and generate 900,000 BDX in downline investment on one side of the binary team and 200,000 BDX on the other
  24. GenX Elite – maintain five Millennials or higher in your downline and generate 1,200,000 BDX in downline investment on one side of the binary team and 600,000 BDX on the other
  25. Lambo Current – have two GenXs or higher in your downline
  26. Lambo Classic – maintain two GenXs or higher in your downline and generate 20,000,000 BDX in downline investment
  27. Lambo Prime – have three GenXs or higher in your downline and generate 20,000,000 BDX in downline investment (redundant)
  28. Lambo Elite – maintain three GenXs or higher in your downline and generate 30,000,000 BDX in downline investment
  29. Mooning Current – have two Lambos or higher in your downline
  30. Mooning Classic – maintain two Lambos or higher in your downline and generate 30,000,000 BDX in downline investment (redundant)
  31. Mooning Prime – have three Lambos or higher in your downline and generate 30,000,000 BDX in downline investment (redundant)
  32. Mooning Elite – maintain three Lambos or higher in your downline and generate 40,000,000 BDX in downline investment
  33. Oberon Current – have two Moonings or higher in your downline
  34. Oberon Classic – maintain two Moonings or higher in your downline and generate 40,000,000 BDX in downline investment (redundant)
  35. Oberon Prime – have three Moonings or higher in your downline and generate 40,000,000 BDX in downline investment (redundant)
  36. Oberon Elite – maintain three Moonings or higher in your downline and generate 50,000,000 BDX in downline investment
  37. Callisto Current – have two Oberons or higher in your downline
  38. Callisto Classic – maintain two Oberons or higher in your downline and generate 50,000,000 BDX in downline investment (redundant)
  39. Callisto Prime – have three Oberons or higher in your downline and generate 60,000,000 BDX in downline investment
  40. Callisto Elite – maintain three Oberons or higher in your downline and generate 70,000,000 BDX in downline investment
  41. Titan Current – have two Callistos or higher in your downline
  42. Titan Classic – maintain two Callistos or higher in your downline and generate 60,000,000 BDX in downline investment (redundant)
  43. Titan Prime – have three Callistos or higher in your downline and generate 70,000,000 BDX in downline investment (redundant)
  44. Titan Elite – maintain three Callistos or higher in your downline and generate 80,000,000 BDX in downline investment

Note that required ranked promoters must be split evenly across the binary team. Where only three ranked promoters are required, the split is made as close to half as possible.

E.g. for three required promoters the split is 1:2 or 2:1. For five required promoters the split is 3:2 or 2:3 etc.

For details on the binary team refer to “residual commissions” below.

Residual Commissions

Aarman pays residual commissions via a binary compensation structure.

A binary compensation structure places a promoter at the top of a binary team, split into two sides (left and right):

The first level of the binary team houses two positions. The second level of the binary team is generated by splitting these first two positions into another two positions each (4 positions).

Subsequent levels of the binary team are generated as required, with each new level housing twice as many positions as the previous level.

Positions in the binary team are filled via direct and indirect recruitment of promoters. Note there is no limit to how deep a binary team can grow.

At the end of each day Aarman tallies up new BDX investment volume on both sides of the binary team.

Promoters are paid a percentage of new BDX investment on the weaker binary team side.

Residual commission rates are based on whether an Aarman promoter is at the current, classic, prime or elite tier for their current rank:

  • current tier promoters receive a 6% residual commission rate
  • classic tier promoters receive an 8% residual commission rate
  • prime tier promoters receive a 10% residual commission rate
  • elite tier promoters receive a 12% residual commission rate

Note these rates appear to be the same at each tier, regardless of rank (i.e. the rates don’t increase with rank, only tiers within each rank before resetting back to 6% at the next qualified for rank).

Also note that 50% of residual commissions but be reinvested back into Aarman.

Once paid out out, weaker binary team volume is matched against the stronger side and flushed. Leftover volume on the stronger binary team side carries over.

Rank Achievement Bonus

Aarman rewards promoters for qualifying at Believers and higher with the following one-time Rank Achievement Bonuses:

  • qualify at Believer and receive 7500 BDX
  • qualify at Converters and receive 30,000 BDX
  • qualify at Builders and receive 150,000 BDX
  • qualify at Millennials and receive 600,000 BDX
  • qualify at GenX and receive 2,500,000 BDX
  • qualify at Lambo and receive 10,000,000 BDX
  • qualify at Mooning and receive 20,000,000 BDX
  • qualify at Oberon and receive 30,000,000 BDX
  • qualify at Callisto and receive 40,000,000 BDX
  • qualify at Titan and receive 50,000,000 BDX

Joining Aarman

Aarman promoter membership appears to be free.

Full participation in the attached income opportunity requires a minimum 5000 BDX investment.

Aarman Conclusion

Aarman is a simple staking model MLM crypto Ponzi.

New Aarman investors sign up and invest BDX. This is done on the promise of a passive return, paid out in BDX token.

As far as I can tell Beldex is just a random AI grift crypto bro project. BDX is a copy and paste fork of Monero (XMR).

Beldex appears to be unrelated to Aarman. That is to say if there are any direct ties between Aarman and Beldex, they are not publicly disclosed.

Broadly speaking, Aarman having a purported Kuala Lumpur marketing office and Beldex founder Afanddy B Hushni also being based out of Kuala Lumpur is pretty suspicious.

As it stands, the only verifiable source of revenue entering Aarman is new investment.

Using new investment to pay ROI withdrawals would make Aarman a Ponzi scheme.

As with all MLM Ponzi schemes, once recruitment inevitably dries up so too will new investment.

This will starve Aarman of ROI revenue, eventually prompting a collapse.

The math behind Ponzi schemes guarantees that when they collapse, the majority of participants lose money.