The first iteration of 202020Fund was set up on the domain “”. It lasted a few weeks before collapsing.

I know this because I’d queued 202020Fund up for review in Q3 2023. When it came up, 202020Fund’s original website was gone.

A few months later 202020Fund resurfaced on a new website domain, “”.

  • 202020Fund’s original .COM domain was privately registered on August 5th, 2023
  • 202020Fund’s reboot .NET domain was privately registered on October 7th, 2023

Despite only existing for a few months, on its website 202020Fund falsely claims to have “over 10 years of experience in the financial world”.

202020Fund fails to provide ownership or executive information on its website.

In an attempt to appear legitimate, 202020Fund provides shell company details for “20 20 20 Investment Limited”.

20 20 20 Investment Limited was registered in the UK on September 10th, 2023.

An MLM company operating or claiming to operate out of the UK is a red flag.

UK incorporation is dirt cheap and effectively unregulated. On top of that the FCA, the UK’s top financial regulator, do not actively regulate MLM related securities fraud.

As a result the UK is a favored jurisdiction for scammers looking to incorporate, operate and promote fraudulent companies.

For the purpose of MLM due-diligence, incorporation in the UK or registration with the FCA is meaningless.

As of November 2023, SimilarWeb tracked just ~1400 monthly visits to 202020Fund’s website.

202020Fund’s website traffic primarily originates from Suriname (33%), the UK (31%), Trinidad and Tobago (14%) and Canada (13%).

As always, if an MLM company is not openly upfront about who is running or owns it, think long and hard about joining and/or handing over any money.

202020Fund’s Products

202020Fund has no retailable products or services.

Affiliates are only able to market 202020Fund affiliate membership itself.

202020Fund’s Compensation Plan

202020Fund affiliates invest USD equivalents in cryptocurrency.

This is done on the promise of advertised returns:

  • Saver’s Fund – invest $20 to $1999 and receive 1% a day for 20 days
  • Grower’s Fund – invest $2000 to $24,999 and receive 1.1% a day for 20 days
  • Entrepreneur’s Fund – invest $25,000 to $99,999 and receive 1.2% a day for 20 days
  • Enterprise Fund – invest $100,000 to $1,000,000 and receive 1.3% a day for 20 days

202020Fund pays referral commissions via a unilevel compensation structure.

A unilevel compensation structure places an affiliate at the top of a unilevel team, with every personally recruited affiliate placed directly under them (level 1):

If any level 1 affiliates recruit new affiliates, they are placed on level 2 of the original affiliate’s unilevel team.

If any level 2 affiliates recruit new affiliates, they are placed on level 3 and so on and so forth down a theoretical infinite number of levels.

202020Fund caps payable unilevel team levels at twenty.

Referral commissions are paid as a percentage of funds invested across these twenty levels as follows:

  • level 1 (personally recruited affiliates) – 5%
  • levels 2 to 5 – 1%
  • levels 6 to 10 – 0.5%
  • levels 11 to 20 – 0.25%

Joining 202020Fund

202020Fund affilaite membership is free.

Full participation in the attached income opportunity requires a minimum $20 investment.

202020Fund solicits investment in various cryptocurrencies.

202020Fund Conclusion

202020Fund represents it generates external revenue via AI trading:

No evidence of 202020Fund paying withdrawals with external revenue of any kind is provided.

On the regulatory front, 202020Fund provides UK shell company details. The FCA outright banned MLM cryptocurrency investment schemes in October 2023.

This means that if 202020Fund’s UK shell company is taken at face value, the company is operating illegally.

In addition to operating illegally in the UK, 202020Fund also fails to provide evidence it has registered with financial regulators.

Securities fraud is illegal in the UK and every country with a regulated financial market.

As it stands, the only verifiable source of revenue entering 202020Fund is new investment.

Using new investment to pay withdrawals would make 202020Fund a Ponzi scheme.

As with all MLM Ponzi schemes, once affiliate recruitment dries up so too will new investment.

This will starve 202020Fund of ROI revenue, eventually prompting a collapse.

The math behind Ponzi schemes guarantees that when they collapse, the majority of participants lose money.