FCB App fails to provide ownership or executive information on its website.

FCB App operates from two known website domains:

  1. fcb990.com – privately registered on August 25th, 2024, used to target the Philippines but already abandoned
  2. fcb880.com – privately registered on August 25th, 2024 and targeting the Philippines
  3. fcb789.com – privately registered on September 24th, 2023, used to target Nigeria but already abandoned
  4. fcb09.com – privately registered in October 2022, used to target Nigeria but already abandoned

Due to the random numbers in FCB App’s domains, it’s likely there are other domains targeting other countries.

As always, if an MLM company is not openly upfront about who is running or owns it, think long and hard about joining and/or handing over any money.

FCB App’s Products

FCB App has no retailable products or services.

Affiliates are only able to market FCB App affiliate membership itself.

FCB App’s Compensation Plan

The current iteration of FCB App sees affiliates in Philippine Pesos (PHP).

This is done on the promise of advertised returns:

  • F1 – invest 1500 PHP and receive 50 PHP a day
  • F2 – invest 3600 PHP and receive 120 PHP a day
  • F3 – invest 10,800 PHP and receive 360 PHP a day
  • F4 – invest 36,000 PHP and receive 1200 PHP a day
  • F5 – invest 105,000 PHP and receive 3750 PHP a day
  • F6 – invest 280,000 PHP and receive 10,000 PHP a day
  • F7 – invest 540,000 PHP and receive 21,600 PHP a day
  • F8 – invest 1,080,000 PHP and receive 43,200 PHP a day
  • F9 – invest 2,200,000 PHP and receive 100,000 PHP a day

FCB App pays referral commissions on invested PHP down three levels of recruitment (unilevel):

Specific commission rates on each level are not disclosed.

Joining FCB App

FCB App affiliate membership is free.

Full participation in the attached income opportunity requires a minimum 1500 PHP investment.

FCB App Conclusion

FCB App is yet another “click a button” app Ponzi scheme.

FCB App misappropriates the name and branding of FCB, a global advertising agency based out of the US.

Needless to say FCB App has nothing to do with FCB the advertising agency.

FCB App is a typical “task-based” Ponzi scheme.

The assigned task in FCB App is  clicking on a button to fake install apps.

The more invested the more times a day a FCB App affiliate has to click buttons to qualify for the daily return.

Beyond that clicking a button inside FCB App does nothing, there is no external revenue. All FCB App does is recycle newly invested funds to pay earlier investors.

Examples of already collapsed “click a button” app Ponzis using the stolen identity ruse are US Solar Fund 49581, Jumeirah VIP and BYI TV.

Since 2021 BehindMLM has documented hundreds of “click a button” app Ponzis. Most of them last a few weeks to a few months before collapsing

“Click a button” app Ponzis disappear by disabling both their websites and app. This tends to happen without notice, leaving the majority of investors with a loss (inevitable Ponzi math).

As part of a collapse, “click a button” Ponzi scammers often initiate recovery scams. This sees the scammers demand investors pay a fee to access funds and/or re enable withdrawals.

If any payments are made withdrawals remain disabled or the scammers cease communication.

Organized crime interests from China operate scam factories behind “click a button” Ponzis from south-east Asian countries.

In September 2024, the US Department of Treasury sanctioned Cambodian politician Ly Yong Phat over ties to Chinese human trafficking scam factories.

Through various companies he owns, Phat is alleged to shelter Chinese scammers operating out of Cambodia.

Regardless of which country they operate from, the same group of Chinese scammers are believed to be behind the “click a button” app Ponzi plague.