Smart Assets fails to provide verifiable ownership or executive information on its website.

Smart Assets presents “Horald Livani” as its CEO:

Livani is also the cited CEO of Fidocap, a Ponzi scheme believed to be run by Russian scammers hiding in Thailand.

Both Fidocap’s and Smart Assets’ Horald Livano is played by Jordon Shinn, an American actor living in Thailand.

In case it wasn’t obvious, Smart Assets and Fidocap share the same website template. The same scammers appear to be behind both companies.

Smart Assets’ website domain (“smartassetts.com”), was privately registered on April 9th, 2024.

As always, if an MLM company is not openly upfront about who is running or owns it, think long and hard about joining and/or handing over any money.

Smart Assets’ Products

Smart Assets has no retailable products or services.

Affiliates are only able to market Smart Assets affiliate membership itself.

Smart Assets’ Compensation Plan

Smart Assets affiliates invest USD equivalents in cryptocurrency.

This is done on the promise of advertised passive returns:

  • Basic Plan – invest $200 to $5999 and receive 1.5% a day for a week
  • Standard Plan – invest $6000 to $9999 and receive 2% a day for 7 days
  • Advanced Plan – invest $10,000 to $48,000 and receive 2.5% a day for 1 week
  • Platinum Plan – invest $50,000 to $99,999 and receive 5% a day for 15 days
  • Cube VIP Plan – invest $1,000,000 to $50,000,000 and receive 7% a day for 20 days

The MLM side of Smart Assets pays on recruitment of affiliate investors.

Smart Assets’ Affiliate Ranks

There are six affiliate ranks within Smart Assets’ compensation plan.

Along with their respective qualification criteria, they are as follows:

  • Base – generate $30,000 in downline investment volume on both sides of the binary team
  • Junior – generate $60,000 in downline investment volume on both sides of the binary team
  • Senior – generate $120,000 in downline investment volume on both sides of the binary team
  • Star – generate $250,000 in downline investment volume on both sides of the binary team
  • Director – generate $500,000 in downline investment volume on both sides of the binary team
  • Ambassador – generate $1,000,000 in downline investment volume on both sides of the binary team

Referral Commissions

Smart Assets pays referral commissions on cryptocurrency invested by personally recruited affiliates.

Referral commission rates are determined by how much a Smart Assets affiliate has invested:

  • Basic and Standard Plan tier affiliates earn a 10% referral commission rate
  • Advanced Plan tier affiliates earn a 12% referral commission rate
  • Platinum Plan tier affiliates earn a 15% referral commission rate
  • Cube VIP Plan tier affiliates earn a 25% referral commission rate

Residual Commissions

Smart Assets pays residual commissions via a binary compensation structure.

A binary compensation structure places an affiliate at the top of a binary team, split into two sides (left and right):

The first level of the binary team houses two positions. The second level of the binary team is generated by splitting these first two positions into another two positions each (4 positions).

Subsequent levels of the binary team are generated as required, with each new level housing twice as many positions as the previous level.

Positions in the binary team are filled via direct and indirect recruitment of affiliates. Note there is no limit to how deep a binary team can grow.

At the end of each day Smart Assets tallies up new investment volume on both sides of the binary team.

Residual commissions are paid as 10% of cryptocurrency invested on the weaker binary team side.

Once paid out on, volume is matched against the stronger binary team side and flushed. Leftover volume on the stronger binary team side carries over.

Rank Achievement Bonus

Smart Assets rewards affiliates for qualifying at Base and higher with the following one-time Rank Achievement Bonuses:

  • qualify at Base and receive $600
  • qualify at Junior and receive $1200
  • qualify at Senior and receive $3000
  • qualify at Star and receive $6000
  • qualify at Director and receive $15,000
  • qualify at Ambassador and receive $40,000

Joining Smart Assets

Smart Assets affiliate membership is free.

Full participation in the attached income opportunity requires a minimum $200 investment.

Smart Assets solicits investment in various cryptocurrencies.

Smart Assets Conclusion

Other than the difference between hourly and daily ROI rates, Smart Assets and Fidocap are essentially Ponzi clones of each other.

Smart Assets represents it generates external revenue through “crypto trading, forex, commodities, and real estate investment”.

No verifiable evidence of Smart Assets generating any external revenue is provided.

Furthermore, Smart Assets’ business model fails the Ponzi logic test.

If Smart Assets is already capable of legitimately generating 7% a day on a consistent basis, what do they need your money for? And why is whoever owns Smart Assets offering access to these unheard of ROI rates for free?

As it stands, the only verifiable source of revenue entering Smart Assets is new investment.

Using new investment to pay ROI revenue would make Smart Assets a Ponzi scheme.

As with all MLM Ponzi schemes, once affiliate recruitment dries up so too will new investment.

This will starve Smart Assets of ROI revenue, eventually prompting a collapse.

The math behind Ponzi schemes guarantees that when they collapse, the majority of participants lose money.